Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/A3I stock hub

FRA/A3I has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

482.1M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/A3IFRA/A3I

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In the news

Latest news · FRA/A3I

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.4

P25 n/aP50 n/aP75 n/a

Trailing P/E12

P25 n/aP50 n/aP75 n/a

ROE18.3

P25 n/aP50 n/aP75 n/a

ROIC18.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/A3I market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

USD

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	366
Employees Change	8%
Employees Change Percent	2.21
Enterprise value	EUR 453M
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 482.1M
Price	EUR 25.68
Price currency	EUR
Rev Per Employee	769,622.11x
Sic	6331
Symbol	fra/A3I
Website	https://www.amerisafe.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.34%
EV Earnings	11.27x
EV/EBIT	9.23x
EV/EBITDA	9.1x
EV/FCF	65.36x
EV/Sales	1.64x
FCF yield	1.44%
Forward P/E	14.41x
P/B ratio	2.25x
P/E ratio	12x
P/S ratio	1.71x
PE Ratio10 Y	16.42x
PE Ratio3 Y	15.94x
PE Ratio5 Y	16.32x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.79%
EBITDA Margin	18.01%
FCF margin	2.46%
Gross margin	28.04%
Gross Profit	EUR 79M
Net Income	EUR 40.2M
Net Income Growth	-2.36%
Net Income Growth Q	-8.98%
Net Income Growth3 Y	-5.9%
Net Income Growth5 Y	-13.39%
Pretax Margin	17.79%
Profit Margin	14.27%
Profit Per Employee	EUR 109,813
ROA	3.17
Roa5y	3.46
ROCE	6.15
ROE	18.27
Roe5y	18.05
ROIC	18.59
Roic5y	18.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	1.58%
Cagr15y	10.05%
Cagr1y	-33.48%
Cagr20y	10.44%
Cagr3y	-13.37%
Cagr5y	-6.1%
Div CAGR10	-3.9%
Div CAGR3	-24.3%
Div CAGR5	-10.58%
EPS Growth	-1.89
EPS Growth Q	-8.51
EPS Growth3 Y	-5.56
EPS Growth5 Y	-13.07
FCF Growth	-45.99%
FCF Growth3 Y	-37.46%
FCF Growth5 Y	-33.97%
OCF Growth	-31.75%
OCF Growth10 Y	-19.67%
OCF Growth3 Y	-33.49%
OCF Growth5 Y	-30.96%
Revenue Growth	7.82x
Revenue Growth Q	10.31x
Revenue Growth3 Y	2.95x
Revenue Growth5 Y	-1.13x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.28
Assets	EUR 973.9M
Cash	EUR 54.6M
Equity	EUR 213.9M
Liabilities	EUR 760.1M
Net Cash	EUR 29.7M
Net Cash By Market Cap	EUR 6.16
Net Cash Growth	-23.52%
Net Debt EBITDA	EUR -0.59
Net Debt Equity	EUR -0.14
Net Debt FCF	EUR -4.28
Tangible Book Value	EUR 213.9M
Tangible Book Value Per Share	EUR 11.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.92
Net Working Capital	EUR 116.7M
Quick ratio	1.31
Working Capital	EUR 146.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.71%
Dividend Growth	-47.55%
Dividend Growth Years	0%
Dividend per share	EUR 2.22
Dividend Years	14
Dividend Yield	8.63%
Ex Div Date	2026-03-13
Last Dividend	EUR 0.36
Payout Frequency	Quarterly
Payout Ratio	105.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	16.98%
1Y total return	-33.46%
200-day SMA	33.37
3Y total return	-34.98%
50-day SMA	27.99
50-day SMA vs 200-day SMA	50under200
5Y total return	-27.01%
All Time High	69.5
All Time High Change	-63.05%
All Time High Date	2020-02-21
All Time Low	7.23
All Time Low Change	255.19%
All Time Low Date	2006-02-27
ATR	0.75
Ch YTD	-20.4
High	25.68
High52	42.34
High52 Date	2025-05-20
High52ch	-39.35%
Low	25.2
Low52	24.9
Low52 Date	2026-05-07
Low52ch	3.13%
Ma50ch	-8.26%
Price vs 200-day SMA	-23.05%
RSI	39.84
RSI Monthly	29.99
RSI Weekly	30.6
Sharpe ratio	-1.49x
Sortino ratio	-1.72
Total Return	9.34%
Tr YTD	-19.39
Tr15y	320.47%
Tr1m	-11.69%
Tr1w	0.47%
Tr3m	-21.39%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 50.1M
Operating margin	17.79

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	18,321,625%
Net Borrowing	-72,076.8
Shares Insiders	1.96%
Shares Institutions	99.21%
Shares Qo Q	-0.55%
Shares Yo Y	-0.71%
Short Ratio	1.13

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 4.8M
Average Volume	22.5x
Bv Per Share	11.44
CAPEX	EUR -1.9M
Ch10y	-46.13
Ch15y	69.79
Ch1m	-11.69
Ch1w	0.47
Ch1y	-37.73
Ch20y	194.2
Ch3m	-22.37
Ch3y	-49.15
Ch5y	-52.44
Ch6m	-26.29
Change	-0.08%
Change From Open	0.31
Close	25.7
Days Gap	-0.39
Earnings Date	2026-04-22
EBIT	EUR 50.1M
EBITDA	EUR 50.7M
EPS	EUR 2.11
F Score	4
FCF	EUR 6.9M
FCF EV Yield	1.53x
Financing CF	-57,843,705
Fiscal Year End	December
Founded	1,985
Graham Number	23.42461
Graham Upside	-8.78
Income Tax	EUR 9.9M
Investing CF	39,898,402
Is Primary Listing	0
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Lynch Fair Value	EUR 10.7
Lynch Upside	-58.32
Ma150	31.74
Ma150ch	-19.1%
Ma20	26.92
Ma20ch	-4.59%
Net CF	-9,130,067
Open	25.6
P FCF Ratio	69.56
P OCF Ratio	54.69
Payment Date	2026-03-20
Position In Range	100
Ppne	6,057,840.5
Price Date	2026-05-08
Price EBITDA	EUR 9.5
Ptbv Ratio	2.25
Relative Volume	1.78x
Revenue	281,681,694x
SBC By Revenue	0.75x
Share Based Comp	2,098,866
Tax By Revenue	3.53x
Tax Rate	19.81%
Tr20y	628.48%
Tr6m	-22.6%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/A3I dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.6%

$2.22 annual per share

Payout ratio

+105.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-10.6%

0 consecutive years of growth

Total shareholder yield

+9.3%

Next ex-dividend date: 2026-03-13

Performance

FRA/A3I stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/A3I?

Insider, institutional, and short-interest positioning.

Institutional ownership

+99.2%

Share of float held by funds and institutions

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/A3I momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.8

Neutral momentum band

Price vs 200-day MA

-23.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-1.49

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/A3I

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/A3I stock rating?

fra/A3I is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/A3I analysis?

The full report lives at /stocks/fra/A3I/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/A3I?

The latest report frames fra/A3I around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/A3I page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.