Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/YGB stock hub

FRA/YGB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

651.1M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/YGBFRA/YGB

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In the news

Latest news · FRA/YGB

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E18.6

P25 n/aP50 n/aP75 n/a

Trailing P/E91.6

P25 n/aP50 n/aP75 n/a

ROE0.8

P25 n/aP50 n/aP75 n/a

ROIC1.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/YGB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

USD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	623
Employees Change	-2%
Employees Change Percent	-0.28
Enterprise value	EUR 630.5M
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 651.1M
Price	EUR 35.8
Price currency	EUR
Rev Per Employee	1,202,386.85x
Sic	6331
Symbol	fra/YGB
Website	https://www.employers.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	1.09%
EV Earnings	88.65x
EV/EBIT	64.53x
EV/EBITDA	45.81x
EV/FCF	24.48x
EV/Sales	0.86x
FCF yield	3.96%
Forward P/E	18.55x
P/B ratio	0.87x
P/E ratio	91.55x
P/S ratio	0.87x
PE Ratio10 Y	15.54x
PE Ratio3 Y	24.16x
PE Ratio5 Y	20.37x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	1.33%
EBITDA Margin	1.76%
FCF margin	3.44%
Gross margin	1.33%
Gross Profit	EUR 10M
Net Income	EUR 7.1M
Net Income Growth	-92.05%
Net Income Growth Q	-20.31%
Net Income Growth3 Y	-52.03%
Net Income Growth5 Y	-45.95%
Pretax Margin	1.03%
Profit Margin	0.95%
Profit Per Employee	EUR 11,416
ROA	0.21
Roa5y	1.82
ROCE	0.43
ROE	0.84
Roe5y	7.77
ROIC	1.07
Roic5y	7.79

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.29%
Cagr1y	-13.38%
Cagr3y	3%
Cagr5y	4.11%
Div CAGR10	16.33%
Div CAGR3	-29.14%
Div CAGR5	5.18%
EPS Growth	-91.11
EPS Growth3 Y	-48.57
EPS Growth5 Y	-42.77
FCF Growth	-65.59%
FCF Growth Q	-90.78%
FCF Growth3 Y	-29.57%
FCF Growth5 Y	71.53%
OCF Growth	-64.27%
OCF Growth Q	-84.93%
OCF Growth10 Y	-11.78%
OCF Growth3 Y	-28.21%
OCF Growth5 Y	36.97%
Revenue Growth	0.41x
Revenue Growth Q	2.47x
Revenue Growth3 Y	3.99x
Revenue Growth5 Y	2.92x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.25
Assets	EUR 3B
Cash	EUR 145.4M
Debt	EUR 111.7M
Debt EBITDA	EUR 7.95
Debt Equity	EUR 0.15
Debt FCF	EUR 4.34
Equity	EUR 751.5M
Interest Coverage	7.67
Liabilities	EUR 2.2B
Net Cash	EUR 21.1M
Net Cash By Market Cap	EUR 3.24
Net Cash Growth	-74.84%
Net Debt EBITDA	EUR -1.6
Net Debt Equity	EUR -0.03
Net Debt FCF	EUR -0.82
Tangible Book Value	EUR 696.5M
Tangible Book Value Per Share	EUR 37.45

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.18
Net Working Capital	EUR -9.7M
Quick ratio	0.67
Working Capital	EUR 122.5M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	10.86%
Dividend Growth	-0.67%
Dividend Growth Years	2%
Dividend per share	EUR 1.11
Dividend Years	19
Dividend Yield	3.11%
Ex Div Date	2026-03-04
Last Dividend	EUR 0.28
Payout Frequency	Quarterly
Payout Ratio	350%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	84.08%
1Y total return	-13.37%
200-day SMA	35.74
3Y total return	9.28%
50-day SMA	35.21
50-day SMA vs 200-day SMA	50under200
5Y total return	22.28%
All Time High	51
All Time High Change	-29.8%
All Time High Date	2024-11-25
All Time Low	13.97
All Time Low Change	156.19%
All Time Low Date	2014-04-11
ATR	0.51
Ch YTD	-2.72
High	35.8
High52	44.6
High52 Date	2025-05-13
High52ch	-19.73%
Low	35.8
Low52	31.2
Low52 Date	2025-11-04
Low52ch	14.74%
Ma50ch	1.68%
Price vs 200-day SMA	0.16%
RSI	50.79
RSI Monthly	43.12
RSI Weekly	48.7
Sharpe ratio	-0.67x
Sortino ratio	-0.68
Total Return	13.97%
Tr YTD	-1.95
Tr1m	-1.1%
Tr3m	-6.52%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 10M
Operating margin	1.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17,815,590%
Net Borrowing	105,995,250
Shares Insiders	2.31%
Shares Institutions	93.32%
Shares Qo Q	-11.02%
Shares Yo Y	-10.86%
Short Ratio	4.29

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 21.1M
Average Volume	6.75x
Bv Per Share	40.41
CAPEX	EUR -2.3M
Ch10y	38.25
Ch1m	-1.1
Ch1y	-15.96
Ch3m	-7.25
Ch3y	0.56
Ch5y	2.29
Ch6m	8.49
Change	1.7%
Change From Open	0
Close	35.2
Days Gap	1.7
Earnings Date	2026-04-29
EBIT	EUR 10M
EBITDA	EUR 13.2M
EPS	EUR 0.32
F Score	6
FCF	EUR 25.8M
FCF EV Yield	4.09x
Financing CF	-127,579,830
Fiscal Year End	December
Founded	2,000
Goodwill	30,696,224.4
Graham Number	19.0666
Graham Upside	-46.74
Income Tax	EUR 607,110
Investing CF	145,272,750
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 1.96
Lynch Upside	-94.54
Ma150	35.52
Ma150ch	0.8%
Ma20	35.82
Ma20ch	-0.06%
Net CF	45,706,710
Next Earnings Date	2026-07-29
Open	35.8
P FCF Ratio	25.28
P OCF Ratio	23.24
Payment Date	2026-03-18
Ppne	8,564,416.2
Price Date	2026-05-08
Price EBITDA	EUR 49.39
Ptbv Ratio	0.93
Relative Volume	1.01x
Revenue	749,087,010x
SBC By Revenue	0.63x
Share Based Comp	4,683,420
Tax By Revenue	0.08x
Tax Rate	7.87%
Tr6m	10.25%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/YGB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.1%

$1.11 annual per share

Payout ratio

+350.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+5.2%

2 consecutive years of growth

Total shareholder yield

+14.0%

Next ex-dividend date: 2026-03-04

Performance

FRA/YGB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/YGB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+93.3%

Share of float held by funds and institutions

Insider ownership

+2.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/YGB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.8

Neutral momentum band

Price vs 200-day MA

+0.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.67

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/YGB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/YGB stock rating?

fra/YGB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/YGB analysis?

The full report lives at /stocks/fra/YGB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/YGB?

The latest report frames fra/YGB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/YGB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.