Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ISE/PTSB stock hub

ISE/PTSB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.6B

Euronext Dublin

Market data

Live price

Current market quote for this ticker.

Current price

ISE/PTSB

In the news

Latest news · ISE/PTSB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.2

P25 n/aP50 n/aP75 n/a

Trailing P/E22.4

P25 n/aP50 n/aP75 n/a

ROE4.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ISE/PTSB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

187

Groups with data

Currency

EUR

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Ireland
Country code	IE
Employees	3,223
Employees Change	-136%
Employees Change Percent	-4.05
Exchange	Euronext Dublin
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	IE00BWB8X525
Last refreshed	2026-05-10
Market cap	EUR 1.6B
Price	EUR 2.91
Price currency	EUR
Rev Per Employee	215,327.33x
Sector	Financials
Sic	6020
Symbol	ise/PTSB
Website	https://www.permanenttsbgroup.ie

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.48%
FCF yield	-42.06%
Forward P/E	13.22x
P/B ratio	0.64x
P/E ratio	22.38x
P/S ratio	2.29x
PE Ratio10 Y	12.75x
PE Ratio3 Y	13.6x
PE Ratio5 Y	15.54x
PEG ratio	0.59x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 694M
Net Income	EUR 71M
Net Income Growth	-29.63%
Net Income Growth Years	0%
Net Income Growth3 Y	4.07%
Net Income Growth5 Y	-22.68%
Pretax Margin	18.44%
Profit Margin	16.43%
Profit Per Employee	EUR 22,029
Profitable Years	4
ROA	0.38
Roa5y	0.41
ROE	4.55
Roe5y	4.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	1.77%
Cagr15y	-9.66%
Cagr1y	73.31%
Cagr20y	-27.28%
Cagr3y	7.45%
Cagr5y	14.01%
Div CAGR10	-56.46%
Div CAGR3	-93.75%
Div CAGR5	-81.05%
EPS Growth	-40.09
EPS Growth Q	-0.01
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	4.48
EPS Growth5 Y	-23.59
Revenue Growth	-1.14x
Revenue Growth Q	5.68x
Revenue Growth Quarters	1x
Revenue Growth Years	4x
Revenue Growth3 Y	0.78x
Revenue Growth5 Y	6.65x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 30.5B
Cash	EUR 1.7B
Debt	EUR 2.1B
Debt FCF	EUR -3.16
Equity	EUR 2.5B
Liabilities	EUR 28B
Net Cash	EUR -414M
Net Cash By Market Cap	EUR -26.1
Net Debt Equity	EUR 0.17
Tangible Book Value	EUR 2.2B
Tangible Book Value Per Share	EUR 3.62
WACC	2.98

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -23.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.09%
Dividend Growth	0%
Dividend Growth Years	14%
Dividend per share	EUR 0.02
Dividend Years	1
Dividend Yield	0.63%
Ex Div Date	2026-04-09
Last Dividend	EUR 0.02
Payout Ratio	37.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	19.12%
1Y total return	73.25%
200-day SMA	2.75
3Y total return	24.06%
50-day SMA	3
50-day SMA vs 200-day SMA	50over200
5Y total return	92.63%
All Time High	3,064
All Time High Change	-99.91%
All Time High Date	2007-03-07
All Time Low	0.4
All Time Low Change	627.5%
All Time Low Date	2020-09-15
ATR	0.04
Beta	0.49
Beta1y	-0.05
Beta2y	0.43
Ch YTD	1.75
High	2.91
High52	3.28
High52 Date	2026-02-23
High52ch	-11.28%
Low	2.91
Low52	1.65
Low52 Date	2025-05-08
Low52ch	76.9%
Ma50ch	-2.87%
Price vs 200-day SMA	5.97%
RSI	44.69
RSI Monthly	65.69
RSI Weekly	52.61
Sharpe ratio	1.55x
Sortino ratio	3.43
Total Return	0.72%
Tr YTD	2.37
Tr15y	-78.2%
Tr1m	-2.4%
Tr3m	-6.16%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 232M
Operating margin	33.43

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	501,160,470%
Net Borrowing	93,000,000
Shares Institutions	17.24%
Shares Out	544,991,596
Shares Qo Q	0%
Shares Yo Y	-0.09%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -667M
Average Volume	6,210,490.8x
Bv Per Share	4.1
CAPEX	EUR -9M
Ch10y	18.39
Ch15y	-79.21
Ch1m	-3
Ch1y	72.19
Ch20y	-99.86
Ch3m	-6.73
Ch3y	23.31
Ch5y	91.45
Ch6m	-8.49
Change	0%
Change From Open	0
Close	2.91
Days Gap	0
Dollar Volume	381,509.7
Earnings Date	2026-07-29
EPS	EUR 0.13
F Score	2
FCF	EUR -667M
FCF Per Share	EUR -1.22
Financing CF	1,208,000,000
Fiscal Year End	December
Founded	1,816
Graham Number	3.65295
Graham Upside	25.53
Income Tax	EUR 14M
Investing CF	-1,028,000,000
Is Primary Listing	1
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Last Split Date	2015-04-13
Last Split Type	Reverse
Lynch Fair Value	EUR 0.65
Lynch Upside	-77.62
Ma150	2.92
Ma150ch	-0.24%
Ma20	2.92
Ma20ch	-0.27%
Net CF	-478,000,000
Next Earnings Date	2026-07-29
Open	2.91
Payment Date	2026-05-19
Ppne	189,000,000
Price Date	2026-05-08
Ptbv Ratio	0.72
Relative Volume	0.02x
Revenue	694,000,000x
Tax By Revenue	2.02x
Tax Rate	10.94%
Tr20y	-99.83%
Tr6m	-7.93%
Volume	131,103

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ISE/PTSB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.6%

$0.02 annual per share

Payout ratio

+37.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-81.0%

14 consecutive years of growth

Total shareholder yield

+0.7%

Next ex-dividend date: 2026-04-09

Performance

ISE/PTSB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ISE/PTSB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+17.2%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

ISE/PTSB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.7

Neutral momentum band

Price vs 200-day MA

+6.0%

50/200-day relationship not available

Beta (5Y)

0.49

Less volatile than the market

Sharpe ratio

1.54

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ISE/PTSB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ise/PTSB stock rating?

ise/PTSB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ise/PTSB analysis?

The full report lives at /stocks/ise/PTSB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ise/PTSB?

The latest report frames ise/PTSB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ise/PTSB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.