Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NGX/JAIZBANK stock hub

NGX/JAIZBANK has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

401.3B

Nigerian Stock Exchange

Market data

Price

Recent price action with selectable time range.

NGX/JAIZBANKNGX/JAIZBANK

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In the news

Latest news · NGX/JAIZBANK

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E12.9

P25 n/aP50 n/aP75 n/a

ROE44.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NGX/JAIZBANK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

167

Groups with data

Currency

NGN

Showing 167 of 167 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	NG
Employees	878
Employees Change	32%
Employees Change Percent	3.78
Exchange	Nigerian Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	NGN 401.3B
Price	NGN 9
Price currency	NGN
Rev Per Employee	85,149,616.17x
Sic	6020
Symbol	ngx/JAIZBANK
Website	https://jaizbankplc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.74%
P/B ratio	5.87x
P/E ratio	12.93x
P/S ratio	5.37x
PE Ratio10 Y	25.1x
PE Ratio3 Y	5.48x
PE Ratio5 Y	5.47x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NGN 72.6B
Net Income	NGN 31B
Net Income Growth	32.19%
Net Income Growth Q	49.08%
Net Income Growth3 Y	65.23%
Net Income Growth5 Y	60.63%
Pretax Margin	41.99%
Profit Margin	41.52%
Profit Per Employee	NGN 35.4M
ROA	2.62
Roa5y	2.29
ROE	44.41
Roe5y	32.83

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	181.75%
Cagr3y	127.89%
Cagr5y	81.97%
Div CAGR3	11.87%
Div CAGR5	18.47%
EPS Growth	4.88
EPS Growth Q	26.7
EPS Growth3 Y	51.75
EPS Growth5 Y	47.85
FCF Growth Q	-38.89%
OCF Growth Q	-69.83%
Revenue Growth	21.06x
Revenue Growth Q	3.78x
Revenue Growth3 Y	49.24x
Revenue Growth5 Y	42.34x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NGN 1.3T
Cash	NGN 217.8B
Debt	NGN 22.3B
Equity	NGN 68.3B
Liabilities	NGN 1.2T
Net Cash	NGN 195.4B
Net Cash By Market Cap	NGN 48.7
Net Cash Growth	12.81%
Net Debt Equity	NGN -2.86
Tangible Book Value	NGN 67.7B
Tangible Book Value Per Share	NGN 1.52
WACC	6.41

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NGN -335.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-26.04%
Dividend Growth	75%
Dividend Growth Years	1%
Dividend per share	NGN 0.07
Dividend Years	6
Dividend Yield	0.78%
Ex Div Date	2025-07-16
Last Dividend	NGN 0.07
Payout Frequency	Annual
Payout Ratio	10.05%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	181.55%
200-day SMA	6.51
3Y total return	1,084.17%
50-day SMA	10.28
50-day SMA vs 200-day SMA	50over200
5Y total return	1,894.25%
All Time High	15.43
All Time High Change	-41.67%
All Time High Date	2026-02-26
All Time Low	0.34
All Time Low Change	2,547.06%
All Time Low Date	2019-08-20
ATR	0.55
Beta	0.46
Beta1y	1.13
Beta2y	0.78
Ch YTD	97.8
High	9.41
High52	15.43
High52 Date	2026-02-26
High52ch	-41.67%
Low	8.98
Low52	3
Low52 Date	2025-07-03
Low52ch	200%
Ma50ch	-12.49%
Price vs 200-day SMA	38.33%
RSI	44.13
RSI Monthly	67.13
RSI Weekly	58.56
Sharpe ratio	1.91x
Sortino ratio	3.25
Total Return	-25.26%
Tr YTD	97.8
Tr1m	-10%
Tr1w	-7.22%
Tr3m	12.5%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NGN 31.4B
Operating margin	41.99

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9,757,638,460%
Shares Insiders	50.93%
Shares Institutions	5.62%
Shares Out	44,589,410,332
Shares Qo Q	1.19%
Shares Yo Y	26.04%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	17,365,886.55x
Bv Per Share	1.53
Ch1m	-10
Ch1w	-7.22
Ch1y	176.1
Ch3m	12.5
Ch3y	889
Ch5y	1,400
Ch6m	99.56
Change	-4.76%
Change From Open	-4.76
Close	9.45
Days Gap	0
Dollar Volume	151,650,270
Earnings Date	2026-05-15
EPS	NGN 0.7
F Score	2
Financing CF	210,421,330,000
Fiscal Year End	December
Founded	2,003
Graham Number	4.89995
Graham Upside	-45.56
Income Tax	NGN 351.6M
Investing CF	-151,642,830,000
Is Primary Listing	1
Last Earnings Date	2026-01-28
Last Report Date	2025-12-31
Lynch Fair Value	NGN 17.4
Lynch Upside	93.39
Ma150	7.2
Ma150ch	24.97%
Ma20	9.24
Ma20ch	-2.57%
Net CF	7,942,215,000
Next Earnings Date	2026-05-15
Open	9.45
Payment Date	2025-08-20
Position In Range	4.65
Ppne	27,673,668,000
Price Date	2026-05-08
Ptbv Ratio	5.93
Relative Volume	0.97x
Revenue	74,761,363,000x
Tax By Revenue	0.47x
Tax Rate	1.12%
Tr6m	99.56%
Volume	16,850,030

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NGX/JAIZBANK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.8%

$0.07 annual per share

Payout ratio

+10.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.5%

1 consecutive years of growth

Total shareholder yield

-25.3%

Next ex-dividend date: 2025-07-16

Performance

NGX/JAIZBANK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NGX/JAIZBANK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+5.6%

Share of float held by funds and institutions

Insider ownership

+50.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+26.0%

Negative means the company is buying back shares.

Technical

NGX/JAIZBANK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.1

Neutral momentum band

Price vs 200-day MA

+38.3%

50/200-day relationship not available

Beta (5Y)

0.46

Less volatile than the market

Sharpe ratio

1.91

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NGX/JAIZBANK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ngx/JAIZBANK stock rating?

ngx/JAIZBANK is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ngx/JAIZBANK analysis?

The full report lives at /stocks/ngx/JAIZBANK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ngx/JAIZBANK?

The latest report frames ngx/JAIZBANK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ngx/JAIZBANK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.