Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

WSE/UCG stock hub

WSE/UCG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

447B

Warsaw Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

WSE/UCG

In the news

Latest news · WSE/UCG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.7

P25 8.8P50 10.6P75 11.7

Trailing P/E9.3

P25 8P50 9.2P75 13.2

ROE17

P25 -9.4P50 3.3P75 17.1

ROICn/a

P25 -8.8P50 0.5P75 12.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WSE/UCG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

175

Groups with data

Currency

EUR

Showing 175 of 175 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	PL
Employees	72,110
Employees Change	-3,155%
Employees Change Percent	-4.19
Exchange	Warsaw Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	IT0005239360
Last refreshed	2026-05-10
Market cap	PLN 447B
Price	PLN 297
Price currency	PLN
Rev Per Employee	1,621,585.53x
Sector	Financials
Sic	6020
Symbol	wse/UCG
Website	https://www.unicreditgroup.eu

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.72%
Forward P/E	9.66x
P/B ratio	1.51x
P/E ratio	9.33x
P/S ratio	4.09x
PE Ratio10 Y	8.28x
PE Ratio3 Y	6.83x
PE Ratio5 Y	8.25x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PLN 109.4B
Net Income	PLN 47.9B
Net Income Growth	14.4%
Net Income Growth Q	16.13%
Net Income Growth Quarters	5%
Net Income Growth Years	5%
Net Income Growth3 Y	10.92%
Net Income Growth5 Y	74.68%
Pretax Margin	54.67%
Profit Margin	44.62%
Profit Per Employee	PLN 710,431
Profitable Years	5
ROA	1.35
Roa5y	0.94
ROE	16.98
Roe5y	12.16

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.66%
Cagr15y	4.94%
Cagr1y	38.94%
Cagr3y	59.03%
Cagr5y	55.43%
Div CAGR10	9.93%
Div CAGR3	43.06%
Div CAGR5	89.52%
EPS Growth	16.09
EPS Growth Q	20.11
EPS Growth Quarters	5
EPS Growth Years	5
EPS Growth3 Y	21.41
Revenue Growth	5.24x
Revenue Growth Q	6.43x
Revenue Growth Quarters	2x
Revenue Growth Years	0x
Revenue Growth3 Y	8.06x
Revenue Growth5 Y	13.19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PLN 3.9T
Cash	PLN 486.8B
Debt	PLN 571.3B
Equity	PLN 295.6B
Liabilities	PLN 3.6T
Net Cash	PLN -84.5B
Net Cash By Market Cap	PLN -18.91
Net Debt Equity	PLN 0.29
Tangible Book Value	PLN 281.4B
Tangible Book Value Per Share	PLN 188
WACC	4.5

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PLN -2.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.76%
Dividend Growth	29.34%
Dividend Growth Years	4%
Dividend per share	PLN 13.33
Dividend Years	6
Dividend Yield	4.4%
Ex Div Date	2026-04-20
Last Dividend	PLN 7.27
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	501.63%
1Y total return	38.91%
200-day SMA	280.3
3Y total return	302.34%
50-day SMA	281.3
50-day SMA vs 200-day SMA	50over200
5Y total return	806.89%
All Time High	2,604.9
All Time High Change	-88.61%
All Time High Date	2007-12-20
All Time Low	27.98
All Time Low Change	960.58%
All Time Low Date	2020-05-14
ATR	7.78
Beta	1.09
Ch YTD	-1.31
High	299
High52	335.5
High52 Date	2026-02-04
High52ch	-11.55%
Low	296.6
Low52	211
Low52 Date	2025-05-08
Low52ch	40.64%
Ma50ch	5.51%
Price vs 200-day SMA	5.88%
RSI	57.88
RSI Monthly	69.15
RSI Weekly	54.84
Sharpe ratio	1.13x
Sortino ratio	1.9
Total Return	5.17%
Tr YTD	1.13
Tr15y	106.2%
Tr1m	13.83%
Tr1w	7.03%
Tr3m	-2.63%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PLN 68.8B
Operating margin	62.9

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,495,426,829%
Shares Institutions	44.87%
Shares Qo Q	-3.38%
Shares Yo Y	-0.76%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	251.8x
Bv Per Share	196.4
Ch10y	119.7
Ch15y	-55.71
Ch1m	11.08
Ch1w	7.03
Ch1y	32.48
Ch3m	-4.98
Ch3y	245.3
Ch5y	597.4
Ch6m	10.28
Change	-1.98%
Change From Open	-0.69
Close	302.8
Days Gap	-1.3
Dollar Volume	9,792.8
Earnings Date	2026-05-04
EPS	PLN 31.2
F Score	2
Fiscal Year End	December
Founded	1,870
Goodwill	3,565,930,371.9
Graham Number	374.78759
Graham Upside	26.3
Income Tax	PLN 10.7B
Is Primary Listing	0
Last Earnings Date	2026-05-04
Last Report Date	2026-03-31
Last Split Date	2017-01-25
Last Split Type	Reverse
Lynch Fair Value	PLN 795
Lynch Upside	168
Ma150	284.5
Ma150ch	4.32%
Ma20	287.2
Ma20ch	3.31%
Next Earnings Date	2026-07-22
Open	298.8
Payment Date	2026-04-22
Position In Range	6.25
Ppne	37,143,341,329
Price Date	2026-05-08
Ptbv Ratio	1.59
Relative Volume	0.13x
Revenue	109,388,916,498x
Tax By Revenue	9.81x
Tax Rate	17.94%
Tr6m	15.63%
Volume	33

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WSE/UCG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.4%

$13.3 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+89.5%

4 consecutive years of growth

Total shareholder yield

+5.2%

Next ex-dividend date: 2026-04-20

Performance

WSE/UCG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WSE/UCG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+44.9%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.8%

Negative means the company is buying back shares.

Technical

WSE/UCG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

57.9

Neutral momentum band

Price vs 200-day MA

+5.9%

50/200-day relationship not available

Beta (5Y)

1.09

Moves roughly with the market

Sharpe ratio

1.13

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About WSE/UCG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current wse/UCG stock rating?

wse/UCG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full wse/UCG analysis?

The full report lives at /stocks/wse/UCG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for wse/UCG?

The latest report frames wse/UCG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the wse/UCG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.