Financials / Banks - DiversifiedUpdated 2026-05-10 22:07 UTC

LON/BNC stock hub

LON/BNC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

130.2B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/BNC

In the news

Latest news · LON/BNC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.9P50 11.2P75 14.4

Trailing P/E9.6

P25 9.1P50 13P75 18.8

ROE12.9

P25 3.3P50 10.3P75 16

ROICn/a

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/BNC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

EUR

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Spain
Country code	UK
Employees	186,370
Employees Change	-8,350%
Employees Change Percent	-4.04
Exchange	London Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Diversified
Isin	ES0113900J37
Last refreshed	2026-05-10
Market cap	GBX 130.2B
Price	GBX 900
Price currency	GBX
Rev Per Employee	221,955.3x
Sector	Financials
Sic	6020
Symbol	lon/BNC
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.41%
FCF yield	-13.62%
P/B ratio	1.32x
P/E ratio	9.6x
P/S ratio	3.15x
PE Ratio10 Y	9.11x
PE Ratio3 Y	7.29x
PE Ratio5 Y	7.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	GBX 41.4B
Net Income	GBX 13.6B
Net Income Growth	23.09%
Net Income Growth Q	60.35%
Net Income Growth Quarters	21%
Net Income Growth Years	5%
Net Income Growth3 Y	19.48%
Pretax Margin	40.15%
Profit Margin	34.1%
Profit Per Employee	GBX 72,756
Profitable Years	5
ROA	0.78
Roa5y	0.67
ROE	12.89
Roe5y	11.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.69%
Cagr15y	6.25%
Cagr1y	71.05%
Cagr20y	5.65%
Cagr3y	52.62%
Cagr5y	29.72%
Div CAGR10	3.95%
Div CAGR3	26.86%
Div CAGR5	48.05%
EPS Growth	28.29
EPS Growth Q	67.38
EPS Growth Quarters	13
EPS Growth Years	5
EPS Growth3 Y	24.01
Revenue Growth	1.08x
Revenue Growth Q	4.63x
Revenue Growth Years	0x
Revenue Growth3 Y	4.33x
Revenue Growth5 Y	7.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	GBX 1.6T
Cash	GBX 268.9B
Debt	GBX 342.7B
Debt FCF	GBX -19.32
Equity	GBX 98.3B
Liabilities	GBX 1.5T
Net Cash	GBX -73.9B
Net Cash By Market Cap	GBX -56.75
Net Debt Equity	GBX 0.75
Tangible Book Value	GBX 77.3B
Tangible Book Value Per Share	GBX 5.31
WACC	2.62

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	GBX -770.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.64%
Dividend Growth	18.77%
Dividend Growth Years	4%
Dividend per share	GBX 0.17
Dividend Years	6
Dividend Yield	1.89%
Ex Div Date	2026-04-30
Last Dividend	GBX 0.09
Payout Frequency	Semi-Annual
Payout Ratio	20.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	293.58%
1Y total return	70.99%
200-day SMA	815.3
3Y total return	255.61%
50-day SMA	873.5
50-day SMA vs 200-day SMA	50over200
5Y total return	267.26%
All Time High	1,042.4
All Time High Change	-13.66%
All Time High Date	2008-05-19
All Time Low	7.78
All Time Low Change	11,474.07%
All Time Low Date	2011-03-21
ATR	33.43
Beta	0.96
Ch YTD	2.16
High	913.5
High52	981
High52 Date	2026-02-23
High52ch	-8.26%
Low	894
Low52	541
Low52 Date	2025-05-08
Low52ch	66.36%
Ma50ch	3.03%
Price vs 200-day SMA	10.39%
RSI	51.83
RSI Monthly	74.44
RSI Weekly	56.84
Sharpe ratio	1.64x
Sortino ratio	2.73
Total Return	5.53%
Tr YTD	3.14
Tr15y	148.23%
Tr1m	7.92%
Tr1w	0.67%
Tr3m	-1.01%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 17.3B
Operating margin	41.7

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,194,236,280%
Net Borrowing	-4,106,305,421.7
Shares Insiders	1.07%
Shares Institutions	38.49%
Shares Qo Q	-6.75%
Shares Yo Y	-3.64%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX -17.7B
Average Volume	3,323,690.05x
Bv Per Share	6.37
CAPEX	GBX -4.3B
Ch10y	191.2
Ch15y	34.22
Ch1m	6.89
Ch1w	0.67
Ch1y	67.6
Ch20y	18.4
Ch3m	-1.96
Ch3y	226.1
Ch5y	217.3
Ch6m	15.83
Change	-1.21%
Change From Open	-0.59
Close	911
Days Gap	-0.62
Dollar Volume	535,883,400
Earnings Date	2026-04-29
EPS	GBX 0.91
F Score	2
FCF	GBX -17.7B
Financing CF	-12,594,681,566
Fiscal Year End	December
Founded	1,856
Goodwill	10,598,368,238.2
Graham Number	1196.95
Graham Upside	32.99
Income Tax	GBX 4.1B
Investing CF	4,795,479,143
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2020-11-16
Last Split Type	Forward
Lynch Fair Value	GBX 1,826
Lynch Upside	102.9
Ma150	851.1
Ma150ch	5.75%
Ma20	907.8
Ma20ch	-0.86%
Net CF	-25,873,932,623
Open	905.4
Payment Date	2026-05-05
Position In Range	30.77
Ppne	22,278,891,117.8
Price Date	2026-05-08
Ptbv Ratio	1.68
Relative Volume	0.18x
Revenue	41,365,810,073x
Tax By Revenue	9.81x
Tax Rate	24.44%
Tr20y	200.42%
Tr6m	16.95%
Volume	595,426

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/BNC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.9%

$0.17 annual per share

Payout ratio

+20.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+48.0%

4 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-04-30

Performance

LON/BNC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/BNC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.5%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-3.6%

Negative means the company is buying back shares.

Technical

LON/BNC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.8

Neutral momentum band

Price vs 200-day MA

+10.4%

50/200-day relationship not available

Beta (5Y)

0.95

Moves roughly with the market

Sharpe ratio

1.64

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/BNC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/BNC stock rating?

lon/BNC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/BNC analysis?

The full report lives at /stocks/lon/BNC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/BNC?

The latest report frames lon/BNC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/BNC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.