Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

IFS stock hub

Intercorp Financial Services Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

IFS

In the news

Latest news · IFS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.9

P25 8.8P50 10.4P75 13.1

Trailing P/E8.8

P25 10.9P50 14.7P75 36.2

ROE16.6

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IFS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

207

Groups with data

Currency

PEN

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001276827
Company name	Intercorp Financial Services Inc.
Country	Peru
Country code	US
Cusip	P5626F128
Employees	9,229
Employees Change	687%
Employees Change Percent	8.04
Exchange	NYSE
Financial currency	PEN
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2019-07-19
Isin	PAL2400671A3
Last refreshed	2026-05-10
Market cap	$5B
Market cap category	Mid-Cap
Price	$44.66
Price currency	USD
Rev Per Employee	177,064.81x
Sector	Financials
Sic	1623
Symbol	IFS
Website	https://ifs.com.pe

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.38%
FCF yield	-3.88%
Forward P/E	7.95x
P/B ratio	1.37x
P/E ratio	8.79x
P/S ratio	3.09x
PE Ratio10 Y	11.59x
PE Ratio3 Y	8.71x
PE Ratio5 Y	8.41x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$1.6B
Net Income	$574.4M
Net Income Growth	48.64%
Net Income Growth Q	-5.98%
Net Income Growth Years	2%
Net Income Growth3 Y	5.03%
Net Income Growth5 Y	38.21%
Pretax Margin	44.99%
Profit Margin	35.15%
Profit Per Employee	$62,241
Profitable Years	10
ROA	2
Roa5y	1.71
ROE	16.61
Roe5y	15.8

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	33.92%
Cagr3y	30.78%
Cagr5y	18.18%
Div CAGR3	15.11%
Div CAGR5	18.51%
EPS Growth	52.07
EPS Growth Q	-2.78
EPS Growth Years	2
EPS Growth3 Y	6.18
EPS Growth5 Y	39.12
Revenue Growth	22.55x
Revenue Growth Q	1.12x
Revenue Growth Quarters	7x
Revenue Growth Years	2x
Revenue Growth3 Y	4.82x
Revenue Growth5 Y	19.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$29.5B
Cash	$1.4B
Debt	$3.9B
Equity	$3.7B
Liabilities	$25.8B
Net Cash	$-2.6B
Net Cash By Market Cap	$-50.64
Net Debt Equity	$0.69
Tangible Book Value	$3.2B
Tangible Book Value Per Share	$28.69
WACC	4.06

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-13.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.25%
Dividend Growth	80%
Dividend Growth Years	0%
Dividend per share	$1.71
Dividend Years	7
Dividend Yield	3.83%
Ex Div Date	2026-04-24
Last Dividend	$1.71
Payout Frequency	Annual
Payout Ratio	33.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	33.89%
200-day SMA	43.46
3Y total return	123.72%
50-day SMA	47.23
50-day SMA vs 200-day SMA	50over200
5Y total return	130.49%
All Time High	53
All Time High Change	-15.74%
All Time High Date	2026-04-08
All Time Low	17.67
All Time Low Change	152.74%
All Time Low Date	2021-08-10
ATR	1.62
Beta	0.54
Ch YTD	5.43
High	45.71
High52	53
High52 Date	2026-04-08
High52ch	-15.74%
Low	44.52
Low52	34.18
Low52 Date	2025-05-13
Low52ch	30.66%
Ma50ch	-5.44%
Premarket Change Percent	-0.62
Premarket Price	$44.6
Premarket Volume	22,609
Price vs 200-day SMA	2.77%
RSI	40.28
RSI Monthly	63.14
RSI Weekly	49.52
Sharpe ratio	1x
Sortino ratio	1.65
Total Return	6.08%
Tr YTD	9.52
Tr1m	-7.33%
Tr1w	1.5%
Tr3m	-8.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Buy
Earnings EPS Estimate	$1.4
Earnings EPS Estimate Growth	32.08
Earnings Revenue Estimate	512,050,000x
Earnings Revenue Estimate Growth	63.6x
Operating Income	$694.8M
Operating margin	42.52
Price target	$48
Price Target Change	$7.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	29,509,538%
Float Percent	26.57%
Net Borrowing	27,611,405.4
Shares Insiders	0.03%
Shares Institutions	16.86%
Shares Out	111,082,705
Shares Qo Q	-1.04%
Shares Yo Y	-2.25%
Short Float	0.88%
Short Ratio	1
Short Shares	0.23

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-195.9M
Average Volume	337,643.7x
Bv Per Share	33.04
CAPEX	$-89.6M
Ch1m	-10.79
Ch1w	1.5
Ch1y	28.89
Ch3m	-12.21
Ch3y	100.2
Ch5y	80.44
Ch6m	6.49
Change	-0.49%
Change From Open	-1.37
Close	44.88
Days Gap	0.89
Dollar Volume	6,436,309.9
Earnings Date	2026-05-11
Earnings Time	amc
EPS	$5.14
F Score	2
FCF	$-195.9M
FCF Per Share	$-1.76
Financing CF	537,144,343
Fiscal Year End	December
Founded	1,897
Goodwill	194,173,982.4
Graham Number	61.09444
Graham Upside	36.8
Income Tax	$157.6M
Investing CF	-278,985,197
Ipr	-2.91
Iprfo	-2.91
Is Primary Listing	0
Is Spac	No
Last Earnings Date	2026-02-11
Last Report Date	2025-12-31
Last Split Type	Never
Lynch Fair Value	$127
Lynch Upside	184.4
Ma150	44.88
Ma150ch	-0.48%
Ma20	46.35
Ma20ch	-3.65%
Net CF	110,153,082
Next Earnings Date	2026-05-11
Open	45.28
Optionable	No
Payment Date	2026-05-05
Position In Range	11.76
Post Close	44.66
Postmarket Change Percent	-0.09
Postmarket Price	$44.62
Ppne	280,720,597.8
Pre Close	44.88
Price Date	2026-05-08
Ptbv Ratio	1.58
Relative Volume	0.43x
Revenue	1,634,131,144x
Tax By Revenue	9.65x
Tax Rate	21.44%
Tr6m	10.62%
Volume	144,118

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IFS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.8%

$1.71 annual per share

Payout ratio

+33.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.5%

0 consecutive years of growth

Total shareholder yield

+6.1%

Next ex-dividend date: 2026-04-24

Performance

IFS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IFS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.9%

Float: +26.6% of shares outstanding

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

IFS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.3

Neutral momentum band

Price vs 200-day MA

+2.8%

50/200-day relationship not available

Beta (5Y)

0.54

Less volatile than the market

Sharpe ratio

1.00

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

IFS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Verminderen
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Verminderen
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Verminderen

Questions

About IFS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current IFS stock rating?

Intercorp Financial Services Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full IFS analysis?

The full report lives at /stocks/IFS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for IFS?

The latest report frames IFS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the IFS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.