Financials / Banks - DiversifiedUpdated 2026-05-10 22:07 UTC

NTB stock hub

The Bank of N.T. Butterfield & Son Limited has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.2B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

NTB

In the news

Latest news · NTB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 8.8P50 10.4P75 13.1

Trailing P/E9.8

P25 10.9P50 14.7P75 36.2

ROE22

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NTB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

230

Groups with data

Currency

USD

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001653242
Company name	The Bank of N.T. Butterfield & Son Limited
Country	Bermuda
Country code	US
Cusip	G0772R208
Employees	1,299
Employees Change	4%
Employees Change Percent	0.31
Enterprise value	$-897.4M
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Diversified
IPO Date	2016-09-16
Isin	BMG0772R2087
Last refreshed	2026-05-10
Market cap	$2.2B
Market cap category	Mid-Cap
Price	$56.34
Price currency	USD
Rev Per Employee	471,989.99x
Sector	Financials
Sic	6029
Symbol	NTB
Website	https://www.butterfieldgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.83%
FCF yield	11.23%
Forward P/E	8.87x
P/B ratio	1.96x
P/E ratio	9.76x
P/S ratio	3.63x
PE Ratio10 Y	10.99x
PE Ratio3 Y	7.46x
PE Ratio5 Y	8.2x
PS Forward	3.53x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	40.73%
Gross Profit	$613.1M
Net Income	$240.8M
Net Income Growth	11.15%
Net Income Growth Q	16.48%
Net Income Growth Quarters	7%
Net Income Growth Years	1%
Net Income Growth3 Y	1.27%
Net Income Growth5 Y	10.14%
Pretax Margin	40.29%
Profit Margin	39.28%
Profit Per Employee	$185,374
Profitable Years	12
ROA	1.69
Roa5y	1.47
ROE	21.95
Roe5y	21.36

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	42.65%
Cagr3y	38.75%
Cagr5y	12.66%
Div CAGR3	4.35%
Div CAGR5	2.59%
EPS Growth	20
EPS Growth Q	24.39
EPS Growth Quarters	7
EPS Growth Years	5
EPS Growth3 Y	7.55
EPS Growth5 Y	14.31
FCF Growth	-8.59%
FCF Growth Q	-9.21%
FCF Growth3 Y	6.22%
FCF Growth5 Y	2.27%
OCF Growth	-8.11%
OCF Growth Q	-6.23%
OCF Growth10 Y	5.47%
OCF Growth3 Y	5.42%
OCF Growth5 Y	2.73%
Revenue Growth	4.76x
Revenue Growth Q	4.27x
Revenue Growth Quarters	7x
Revenue Growth Years	5x
Revenue Growth3 Y	2.52x
Revenue Growth5 Y	4.67x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$14.4B
Cash	$3.3B
Debt	$171.8M
Debt FCF	$0.69
Equity	$1.1B
Liabilities	$13.3B
Net Cash	$3.1B
Net Cash By Market Cap	$140
Net Cash Growth	5.08%
Net Debt Equity	$-2.75
Net Debt FCF	$-12.5
Tangible Book Value	$1.1B
Tangible Book Value Per Share	$26.56
WACC	6.49

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-9.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.26%
Dividend Growth	13.64%
Dividend Growth Years	1%
Dividend per share	$2
Dividend Years	11
Dividend Yield	3.55%
Ex Div Date	2026-05-13
Last Dividend	$0.5
Payout Frequency	Quarterly
Payout Ratio	34.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	42.62%
200-day SMA	48.66
3Y total return	167.17%
50-day SMA	53.46
50-day SMA vs 200-day SMA	50over200
5Y total return	81.44%
All Time High	57.84
All Time High Change	-2.59%
All Time High Date	2026-04-17
All Time Low	13.76
All Time Low Change	309.45%
All Time Low Date	2020-03-23
ATR	1.1
Beta	0.5
Beta1y	0.53
Beta2y	0.63
Ch YTD	13.09
High	56.45
High52	57.84
High52 Date	2026-04-17
High52ch	-2.59%
Low	55.86
Low52	40.32
Low52 Date	2025-05-08
Low52ch	39.73%
Ma50ch	5.38%
Price vs 200-day SMA	15.79%
RSI	59.7
RSI Monthly	77.58
RSI Weekly	69.24
Sharpe ratio	1.73x
Sortino ratio	3.09
Total Return	10.81%
Tr YTD	14.15
Tr1m	3.59%
Tr1w	1.28%
Tr3m	7.14%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	4
Analyst Count Top	3
Analyst Price Target Top	$52.67
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$1.4
Earnings EPS Estimate Growth	7.69
Earnings Revenue Estimate	149,986,800x
Earnings Revenue Estimate Growth	1.21x
Operating Income	$260.7M
Operating margin	42.52
Price target	$53.75
Price Target Change	$-4.6
Price Target Change Top	$-6.51

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	38,648,142%
Float Percent	97.95%
Net Borrowing	32,748,000
Shares Insiders	2.05%
Shares Institutions	78.09%
Shares Out	39,455,320
Shares Qo Q	-1.35%
Shares Yo Y	-7.26%
Short Ratio	3.05
Short Shares	1.21

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$227.7M
Average Volume	144,624.3x
Bv Per Share	28.68
CAPEX	$-25.9M
Ch1m	3.59
Ch1w	1.28
Ch1y	38.19
Ch3m	6.14
Ch3y	133.1
Ch5y	40.36
Ch6m	23.23
Change	0.23%
Change From Open	0.43
Close	56.21
Days Gap	-0.2
Dollar Volume	7,093,994.8
Earnings Date	2026-04-28
Earnings Time	amc
EPS	$5.77
F Score	4
FCF	$249.7M
FCF EV Yield	-27.82x
FCF Per Share	$6.33
Financing CF	-26,374,000
Fiscal Year End	December
Founded	1,858
Goodwill	24,989,000
Graham Number	61.03575
Graham Upside	8.33
Income Tax	$6.2M
Investing CF	-458,204,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2016-09-06
Last Split Type	Reverse
Last10k Filing Date	2026-02-18
Lynch Fair Value	$58.55
Lynch Upside	3.92
Ma150	49.97
Ma150ch	12.74%
Ma20	55.87
Ma20ch	0.85%
Net CF	-183,291,000
Next Earnings Date	2026-07-27
Open	56.1
Optionable	Yes
P FCF Ratio	8.9
P OCF Ratio	8.06
Payment Date	2026-05-27
Position In Range	81.36
Post Close	56.34
Postmarket Change Percent	0.12
Postmarket Price	$56.41
Ppne	199,472,000
Price Date	2026-05-08
Ptbv Ratio	2.11
Relative Volume	0.87x
Revenue	613,115,000x
SBC By Revenue	3.59x
Share Based Comp	22,038,000
Tax By Revenue	1.01x
Tax Rate	2.51%
Tr6m	25.76%
Volume	125,914

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NTB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$2.00 annual per share

Payout ratio

+34.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+2.6%

1 consecutive years of growth

Total shareholder yield

+10.8%

Next ex-dividend date: 2026-05-13

Performance

NTB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NTB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+78.1%

Float: +98.0% of shares outstanding

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

NTB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.7

Neutral momentum band

Price vs 200-day MA

+15.8%

50/200-day relationship not available

Beta (5Y)

0.50

Less volatile than the market

Sharpe ratio

1.73

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

NTB vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Verminderen
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Verminderen
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Verminderen

Questions

About NTB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NTB stock rating?

The Bank of N.T. Butterfield & Son Limited is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NTB analysis?

The full report lives at /stocks/NTB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NTB?

The latest report frames NTB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NTB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.