Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

SOFI stock hub

SoFi Technologies, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

20.2B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

SOFI

In the news

Latest news · SOFI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E24.1

P25 8.8P50 10.4P75 13.1

Trailing P/E35.4

P25 10.9P50 14.7P75 36.2

ROE6.6

P25 4.9P50 10.4P75 15

ROIC4.6

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SOFI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

USD

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001818874
Company name	SoFi Technologies, Inc.
Country	United States
Country code	US
Cusip	83406F102
Employees	6,100
Employees Change	1,100%
Employees Change Percent	22
Enterprise value	$18.6B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
Isin	US83406F1021
Last refreshed	2026-05-10
Market cap	$20.2B
Market cap category	Large-Cap
Price	$15.75
Price currency	USD
Rev Per Employee	640,725.74x
Sector	Financials
Sic	6199
Symbol	SOFI
Website	https://www.sofi.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.86%
EV Earnings	32.16x
EV Sales Forward	3.69x
EV/Sales	4.75x
FCF yield	-31.36%
Forward P/E	24.06x
P/B ratio	1.87x
P/E ratio	35.4x
P/S ratio	5.17x
PEG ratio	0.64x
PS Forward	4.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	83.51%
Gross Profit	$3.3B
Net Income	$576.9M
Net Income Growth	19.76%
Net Income Growth Q	134.45%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Pretax Margin	16.52%
Profit Margin	14.76%
Profit Per Employee	$94,580
Profitable Years	2
ROA	1.26
Roa5y	-1.27
ROE	6.6
Roe5y	-2.04
ROIC	4.59
Roic5y	-0.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	21.08%
Cagr3y	45.05%
Cagr5y	-0.94%
EPS Growth	4.59
EPS Growth Q	101.2
EPS Growth Quarters	1
EPS Growth Years	0
Revenue Growth	41.03x
Revenue Growth Q	42.48x
Revenue Growth Quarters	21x
Revenue Growth Years	7x
Revenue Growth3 Y	32.89x
Revenue Growth5 Y	41.74x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.09
Assets	$53.7B
Cash	$3.6B
Debt	$1.9B
Debt Equity	$0.18
Equity	$10.8B
Liabilities	$42.9B
Net Cash	$1.6B
Net Cash By Market Cap	$8.16
Net Debt Equity	$-0.15
Tangible Book Value	$9.2B
Tangible Book Value Per Share	$7.18
WACC	14.56

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.12
Quick ratio	0.49
Working Capital	$4.8B
Working Capital Turnover	$0.89

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-14.31%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	21.06%
200-day SMA	23.63
3Y total return	205.23%
50-day SMA	17.32
50-day SMA vs 200-day SMA	50under200
5Y total return	-4.6%
All Time High	32.73
All Time High Change	-51.88%
All Time High Date	2025-11-12
All Time Low	4.24
All Time Low Change	271.46%
All Time Low Date	2022-12-07
ATR	0.83
Beta	2.13
Beta1y	2.11
Beta2y	2.32
Ch YTD	-39.84
High	16.05
High52	32.73
High52 Date	2025-11-12
High52ch	-51.88%
Low	15.52
Low52	12.74
Low52 Date	2025-05-21
Low52ch	23.63%
Ma50ch	-9.06%
Premarket Change Percent	0.25
Premarket Price	$16.04
Premarket Volume	1,431,883
Price vs 200-day SMA	-33.34%
RSI	38.5
RSI Monthly	47.58
RSI Weekly	36.38
Sharpe ratio	0.55x
Sortino ratio	0.87
Total Return	-14.31%
Tr YTD	-39.84
Tr1m	-2.23%
Tr1w	-4.14%
Tr3m	-24.5%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	17
Analyst Count Top	5
Analyst Price Target Top	$23.2
Analyst Ratings	Buy
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.12
Earnings EPS Estimate Growth	100
Earnings Revenue Estimate	1,047,424,176x
Earnings Revenue Estimate Growth	35.9x
Operating Income	$645.6M
Operating Income Growth	194.9
Operating Income Growth Q	150.1
Operating margin	16.52
Price target	$22.94
Price Target Change	$45.65
Price Target Change Top	$47.3

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,263,107,350%
Float Percent	98.47%
Net Borrowing	-1,241,005,000
Shares Insiders	1.49%
Shares Institutions	53.16%
Shares Out	1,282,741,200
Shares Qo Q	2.37%
Shares Yo Y	14.31%
Short Float	12.53%
Short Ratio	2.54
Short Shares	12.34

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-6.6B
Average Volume	67,525,978.75x
Bv Per Share	8.44
CAPEX	$-257.4M
Ch1m	-2.23
Ch1w	-4.14
Ch1y	21.06
Ch3m	-24.5
Ch3y	205.2
Ch5y	-4.6
Ch6m	-44.17
Change	-1.56%
Change From Open	-1.75
Close	16
Days Gap	0.19
Depreciation Amortization	140,894,000
Dollar Volume	879,840,832.5
Earnings Date	2026-04-29
Earnings Time	bmo
EPS	$0.44
F Score	4
FCF	$-6.3B
FCF EV Yield	-34.15x
FCF Per Share	$-4.94
Financing CF	14,798,150,000
Fiscal Year End	December
Founded	2,011
Goodwill	1,393,505,000
Graham Number	9.1901
Graham Upside	-41.65
Income Tax	$68.7M
Investing CF	-7,673,221,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-17
Ma150	23.21
Ma150ch	-32.15%
Ma20	17.59
Ma20ch	-10.46%
Net CF	1,045,115,000
Next Earnings Date	2026-07-28
Open	16.03
Optionable	Yes
Position In Range	43.4
Post Close	15.75
Postmarket Change Percent	0.44
Postmarket Price	$15.82
Ppne	537,344,000
Pre Close	16
Price Date	2026-05-08
Ptbv Ratio	2.2
Relative Volume	0.83x
Revenue	3,908,427,000x
SBC By Revenue	6.92x
Share Based Comp	270,314,000
Tax By Revenue	1.76x
Tax Rate	10.64%
Tr6m	-44.17%
Us State	California
Views	643
Volume	55,862,910

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does SOFI pay a dividend?

Capital-return profile for this ticker.

Performance

SOFI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SOFI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+53.2%

Float: +98.5% of shares outstanding

Insider ownership

+1.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SOFI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.5

Neutral momentum band

Price vs 200-day MA

-33.3%

50/200-day relationship not available

Beta (5Y)

2.13

More volatile than the market

Sharpe ratio

0.55

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SOFI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Verminderen
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Verminderen
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Verminderen

Questions

About SOFI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SOFI stock rating?

SoFi Technologies, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SOFI analysis?

The full report lives at /stocks/SOFI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SOFI?

The latest report frames SOFI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SOFI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.