Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BVMF/MSCD34 stock hub

BVMF/MSCD34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.1T

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/MSCD34

In the news

Latest news · BVMF/MSCD34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E24.6

P25 8P50 10.9P75 14.1

Trailing P/E26.4

P25 9P50 11.1P75 15.9

ROE232.1

P25 10P50 15.3P75 22.5

ROIC95.2

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/MSCD34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

228

Groups with data

Currency

USD

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	39,800
Employees Change	4,500%
Employees Change Percent	12.75
Enterprise value	BRL 2.2T
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-05-10
Market cap	BRL 2.1T
Price	BRL 78.5
Price currency	BRL
Rev Per Employee	4,448,503.26x
Sector	Financials
Sic	7389
Symbol	bvmf/MSCD34
Website	https://www.mastercard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.79%
EV Earnings	27.04x
EV/EBIT	22.19x
EV/EBITDA	20.98x
EV/FCF	23.67x
EV/Sales	13.21x
FCF yield	4.33%
Forward P/E	24.63x
P/B ratio	61.14x
P/E ratio	26.4x
P/S ratio	12.11x
PE Ratio10 Y	37.26x
PE Ratio3 Y	35.57x
PE Ratio5 Y	36.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	59.55%
EBITDA Margin	62.99%
FCF margin	52.4%
Gross margin	100%
Gross Profit	BRL 177.1B
Gross Profit Growth	16.75%
Gross Profit Growth Q	15.83%
Gross Profit Growth3 Y	14.15%
Gross Profit Growth5 Y	17.05%
Net Income	BRL 81.2B
Net Income Growth	18.47%
Net Income Growth Q	18.35%
Net Income Growth3 Y	17.25%
Net Income Growth5 Y	18.92%
Pretax Margin	57.04%
Profit Margin	45.88%
Profit Per Employee	BRL 2M
ROA	25.03
Roa5y	21.52
ROCE	68.47
ROE	232.1
Roe5y	167.3
ROIC	95.21
Roic5y	83.68

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.45%
Cagr1y	-23.2%
Cagr3y	8.62%
Cagr5y	4.92%
Div CAGR10	16.06%
Div CAGR3	7.76%
Div CAGR5	6.93%
EPS Growth	21.2
EPS Growth Q	21.17
EPS Growth3 Y	19.98
EPS Growth5 Y	21.54
FCF Growth	18.46%
FCF Growth Q	28.1%
FCF Growth3 Y	17.63%
FCF Growth5 Y	22.09%
OCF Growth	17.94%
OCF Growth Q	26.01%
OCF Growth10 Y	15.86%
OCF Growth3 Y	17.25%
OCF Growth5 Y	21.75%
Revenue Growth	16.75x
Revenue Growth Q	15.83x
Revenue Growth3 Y	14.15x
Revenue Growth5 Y	17.05x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.67
Assets	BRL 273.6B
Cash	BRL 42.9B
Current Assets	BRL 110.6B
Current Liabilities	BRL 112.7B
Debt	BRL 98.9B
Debt EBITDA	BRL 0.89
Debt Equity	BRL 2.82
Debt FCF	BRL 1.07
Equity	BRL 35.1B
Interest Coverage	27.88
Liabilities	BRL 238.5B
Long Term Assets	BRL 163.1B
Long Term Liabilities	BRL 125.8B
Net Cash	BRL -55.2B
Net Cash By Market Cap	BRL -2.57
Net Debt EBITDA	BRL 0.5
Net Debt Equity	BRL 1.57
Net Debt FCF	BRL 0.6
Tangible Book Value	BRL -43.3B
Tangible Book Value Per Share	BRL -48.83
WACC	8.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.98
Net Working Capital	BRL -36B
Quick ratio	0.56
Working Capital	BRL -2.3B
Working Capital Turnover	BRL 230

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.28%
Dividend Growth	7.07%
Dividend Growth Years	2%
Dividend per share	BRL 0.37
Dividend Years	16
Dividend Yield	0.47%
Ex Div Date	2026-04-09
Last Dividend	BRL 0.1
Payout Frequency	Quarterly
Payout Ratio	18.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	657.92%
1Y total return	-23.19%
200-day SMA	93.57
3Y total return	28.17%
50-day SMA	83.2
50-day SMA vs 200-day SMA	50under200
5Y total return	27.15%
All Time High	109.6
All Time High Change	-28.38%
All Time High Date	2025-01-30
All Time Low	2.07
All Time Low Change	3,701.45%
All Time Low Date	2012-02-02
ATR	2.79
Beta	0.76
Ch YTD	-22.36
High	80.1
High52	108
High52 Date	2026-01-07
High52ch	-27.31%
Low	77.77
Low52	77.77
Low52 Date	2026-05-08
Low52ch	0.94%
Ma50ch	-5.65%
Price vs 200-day SMA	-16.1%
RSI	41.64
RSI Monthly	41.49
RSI Weekly	34.33
Sharpe ratio	-0.81x
Sortino ratio	-0.93
Total Return	2.75%
Tr YTD	-22.19
Tr1m	-2.97%
Tr1w	-1.96%
Tr3m	-14.03%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 105.4B
Operating Income Growth	18.73
Operating Income Growth Q	18.81
Operating Income Growth3 Y	15.88
Operating Income Growth5 Y	19.94
Operating margin	59.55

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	875,829,419%
Shares Insiders	0.03%
Shares Institutions	89.77%
Shares Qo Q	-0.56%
Shares Yo Y	-2.28%
Short Ratio	1.79

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 89.6B
Average Volume	24,994.2x
Bv Per Share	39.52
CAPEX	BRL -2.5B
Ch10y	620.8
Ch1m	-3.09
Ch1w	-1.96
Ch1y	-23.49
Ch3m	-14.13
Ch3y	26.7
Ch5y	24.6
Ch6m	-16.22
Change	-2%
Change From Open	-2
Close	80.1
Days Gap	0
Depreciation Amortization	5,734,871,400
Dollar Volume	5,066,782.5
Earnings Date	2026-04-30
EBIT	BRL 105.4B
EBITDA	BRL 111.5B
EPS	BRL 90.18
F Score	6
FCF	BRL 92.8B
FCF EV Yield	4.22x
Financing CF	-84,495,294,825
Fiscal Year End	December
Founded	1,966
Goodwill	46,807,755,000
Graham Number	9.2682
Graham Upside	-88.19
Income Tax	BRL 19.8B
Investing CF	-7,219,947,400
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2021-02-09
Last Split Type	Forward
Lynch Fair Value	BRL 56.27
Lynch Upside	-28.32
Ma150	91.07
Ma150ch	-13.8%
Ma20	81.44
Ma20ch	-3.61%
Net CF	4,079,478,950
Open	80.1
P FCF Ratio	23.11
P OCF Ratio	22.5
Payment Date	2026-05-15
Position In Range	31.33
Ppne	11,543,455,800
Price Date	2026-05-08
Price EBITDA	BRL 19.23
Relative Volume	2.58x
Revenue	177,050,429,775x
SBC By Revenue	1.78x
Share Based Comp	3,150,901,900
Tax By Revenue	11.16x
Tax Rate	19.57%
Tr6m	-16.04%
Volume	64,545
Z Score	10.82

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/MSCD34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.5%

$0.37 annual per share

Payout ratio

+18.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+6.9%

2 consecutive years of growth

Total shareholder yield

+2.7%

Next ex-dividend date: 2026-04-09

Performance

BVMF/MSCD34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/MSCD34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+89.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/MSCD34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

41.6

Neutral momentum band

Price vs 200-day MA

-16.1%

50/200-day relationship not available

Beta (5Y)

0.76

Less volatile than the market

Sharpe ratio

-0.81

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/MSCD34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/MSCD34 stock rating?

bvmf/MSCD34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/MSCD34 analysis?

The full report lives at /stocks/bvmf/MSCD34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/MSCD34?

The latest report frames bvmf/MSCD34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/MSCD34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.