Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/2SF stock hub

FRA/2SF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.4B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/2SF

In the news

Latest news · FRA/2SF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.1

P25 n/aP50 n/aP75 n/a

ROE13.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/2SF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

162

Groups with data

Currency

NOK

Showing 162 of 162 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	DE
Employees	1,394
Employees Change	13%
Employees Change Percent	0.98
Exchange	Frankfurt Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 2.4B
Price	EUR 17.5
Price currency	EUR
Rev Per Employee	468,703.54x
Sic	6020
Symbol	fra/2SF
Website	https://www.sparebank1.no/nb/ostlandet/privat.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.98%
FCF yield	16.43%
Forward P/E	8.54x
P/B ratio	1.02x
P/E ratio	11.14x
P/S ratio	3.66x
PE Ratio10 Y	10.01x
PE Ratio3 Y	9.6x
PE Ratio5 Y	10.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	60.11%
Gross Profit	EUR 653.4M
Net Income	EUR 214.7M
Net Income Growth	3.72%
Net Income Growth Q	1.4%
Net Income Growth3 Y	20.15%
Net Income Growth5 Y	14.54%
Pretax Margin	56.63%
Profit Margin	47.09%
Profit Per Employee	EUR 154,020
ROA	1.63
Roa5y	1.44
ROE	13.57
Roe5y	11.97

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	24.29%
Cagr3y	26.34%
Cagr5y	16.14%
Div CAGR3	19.07%
Div CAGR5	18.62%
FCF Growth	-48.14%
FCF Growth3 Y	29.83%
OCF Growth	-48.9%
OCF Growth3 Y	30.26%
Revenue Growth	8.68x
Revenue Growth Q	3.52x
Revenue Growth3 Y	16.72x
Revenue Growth5 Y	12.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 19.2B
Cash	EUR 168M
Debt	EUR 4.2B
Debt FCF	EUR 10.7
Equity	EUR 2.3B
Liabilities	EUR 16.9B
Net Cash	EUR -4B
Net Cash By Market Cap	EUR -169
Net Debt Equity	EUR 1.73
Net Debt FCF	EUR 10.27
Tangible Book Value	EUR 2.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -12.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	25.06%
Dividend Growth Years	2%
Dividend per share	EUR 1.14
Dividend Years	9
Dividend Yield	6.25%
Ex Div Date	2026-03-27
Last Dividend	EUR 1.14
Payout Frequency	Annual
Payout Ratio	58.12%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	24.27%
200-day SMA	16.58
3Y total return	101.71%
50-day SMA	18.16
50-day SMA vs 200-day SMA	50over200
5Y total return	111.32%
All Time High	18.85
All Time High Change	-7.15%
All Time High Date	2026-03-02
All Time Low	5.32
All Time Low Change	228.95%
All Time Low Date	2020-03-19
ATR	0.24
Ch YTD	2.87
High	17.5
High52	18.85
High52 Date	2026-03-02
High52ch	-7.15%
Low	17.5
Low52	14.54
Low52 Date	2025-05-08
Low52ch	20.33%
Ma50ch	-3.64%
Price vs 200-day SMA	5.57%
RSI	39.63
RSI Monthly	63.63
RSI Weekly	53.08
Sharpe ratio	1.04x
Sortino ratio	1.76
Total Return	6.25%
Tr YTD	9.87
Tr1m	-1.11%
Tr1w	-5.41%
Tr3m	10.27%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 376M
Operating margin	57.54

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	72,749,079%
Net Borrowing	-97,785,460.8
Shares Insiders	1.99%
Shares Institutions	67.73%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 392.7M
Average Volume	0.3x
CAPEX	EUR -4.6M
Ch1m	-1.11
Ch1w	-5.41
Ch1y	16.36
Ch3m	3.25
Ch3y	66.95
Ch5y	54.38
Ch6m	18.12
Change	-2.23%
Change From Open	0
Close	17.9
Days Gap	-2.23
Earnings Date	2026-05-08
F Score	4
FCF	EUR 392.7M
Financing CF	-573,760,470
Fiscal Year End	December
Founded	1,845
Graham Number	24.59634
Graham Upside	40.55
Income Tax	EUR 59.3M
Investing CF	68,035,542
Is Primary Listing	0
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Lynch Fair Value	EUR 22.85
Lynch Upside	30.57
Ma150	16.8
Ma150ch	4.16%
Ma20	18.3
Ma20ch	-4.35%
Net CF	-108,375,988
Next Earnings Date	2026-08-13
Open	17.5
P FCF Ratio	6.09
P OCF Ratio	6.02
Payment Date	2026-04-08
Ppne	57,271,710.6
Price Date	2026-05-08
Ptbv Ratio	1.09
Relative Volume	20x
Revenue	653,372,741x
Tax By Revenue	9.08x
Tax Rate	16.03%
Tr6m	26.15%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/2SF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.2%

$1.14 annual per share

Payout ratio

+58.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.6%

2 consecutive years of growth

Total shareholder yield

+6.2%

Next ex-dividend date: 2026-03-27

Performance

FRA/2SF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/2SF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+67.7%

Share of float held by funds and institutions

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

FRA/2SF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.6

Neutral momentum band

Price vs 200-day MA

+5.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.04

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/2SF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/2SF stock rating?

fra/2SF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/2SF analysis?

The full report lives at /stocks/fra/2SF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/2SF?

The latest report frames fra/2SF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/2SF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.