Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/3BZ stock hub

FRA/3BZ has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.9B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/3BZFRA/3BZ

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In the news

Latest news · FRA/3BZ

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10

P25 n/aP50 n/aP75 n/a

ROE3.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/3BZ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

166

Groups with data

Currency

CNY

Showing 166 of 166 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	6,052
Employees Change	-57%
Employees Change Percent	-0.92
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 1.9B
Price	EUR 0.11
Price currency	EUR
Rev Per Employee	116,887.44x
Sic	6020
Symbol	fra/3BZ
Website	https://www.zzbank.cn

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.96%
FCF yield	-362.73%
P/B ratio	0.25x
P/E ratio	10.04x
P/S ratio	2.62x
PE Ratio10 Y	9.55x
PE Ratio3 Y	13.82x
PE Ratio5 Y	11.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 707.4M
Net Income	EUR 184.8M
Net Income Growth	1.33%
Net Income Growth Q	5.37%
Net Income Growth3 Y	0.53%
Net Income Growth5 Y	-11.48%
Pretax Margin	35.55%
Profit Margin	34.65%
Profit Per Employee	EUR 30,532
ROA	0.27
Roa5y	0.38
ROE	3.45
Roe5y	4.26

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-8.65%
Cagr1y	10.7%
Cagr3y	3.59%
Cagr5y	-6.85%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	6.25
EPS Growth Q	9.09
EPS Growth3 Y	-0.06
EPS Growth5 Y	-9.26
Revenue Growth	-2.45x
Revenue Growth Q	-1.79x
Revenue Growth3 Y	-5.45x
Revenue Growth5 Y	-5.37x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 98.5B
Cash	EUR 16.7B
Debt	EUR 22.4B
Debt FCF	EUR -3.33
Equity	EUR 7.3B
Liabilities	EUR 91.2B
Net Cash	EUR -5.8B
Net Cash By Market Cap	EUR -311
Net Debt Equity	EUR 0.79
Tangible Book Value	EUR 7.1B
Tangible Book Value Per Share	EUR 0.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -61.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.05%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	EUR 0
Dividend Years	1
Dividend Yield	2.22%
Ex Div Date	2025-07-02
Last Dividend	EUR 0
Payout Ratio	33.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-59.51%
1Y total return	10.69%
200-day SMA	0.13
3Y total return	11.15%
50-day SMA	0.11
50-day SMA vs 200-day SMA	50under200
5Y total return	-29.86%
All Time High	0.5
All Time High Change	-78.25%
All Time High Date	2017-03-07
All Time Low	0.06
All Time Low Change	75.61%
All Time Low Date	2024-09-16
ATR	0
Ch YTD	-9.24
High	0.11
High52	0.15
High52 Date	2025-08-12
High52ch	-27.52%
Low	0.11
Low52	0.1
Low52 Date	2025-05-26
Low52ch	6.93%
Ma50ch	-0.46%
Price vs 200-day SMA	-13.6%
RSI	54.41
RSI Monthly	47.81
RSI Weekly	39.79
Sharpe ratio	0.27x
Sortino ratio	0.62
Total Return	4.26%
Tr YTD	-9.24
Tr1m	0.93%
Tr1w	2.86%
Tr3m	-7.69%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 247.6M
Operating margin	35

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,768,293,566%
Net Borrowing	-1,848,912,015.3
Shares Insiders	0.01%
Shares Institutions	16.61%
Shares Qo Q	-1.13%
Shares Yo Y	-2.05%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -6.7B
Average Volume	0x
Bv Per Share	0.78
CAPEX	EUR -14.1M
Ch10y	-68.4
Ch1m	0.93
Ch1w	2.86
Ch1y	8.54
Ch3m	-7.69
Ch3y	8.98
Ch5y	-31.21
Ch6m	-18.8
Change	0.93%
Change From Open	0.93
Close	0.11
Days Gap	0
Earnings Date	2026-04-29
EPS	EUR 0.02
F Score	2
FCF	EUR -6.7B
Financing CF	9,243,059,341
Fiscal Year End	December
Founded	1,996
Graham Number	0.32047
Graham Upside	196.7
Income Tax	EUR 2.8M
Investing CF	-2,084,276,168
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2023-06-20
Last Split Type	Forward
Lynch Fair Value	EUR 0.05
Lynch Upside	-50.21
Ma150	0.12
Ma150ch	-9.77%
Ma20	0.11
Ma20ch	2.56%
Net CF	440,070,189
Next Earnings Date	2026-08-28
Open	0.11
Payment Date	2025-07-28
Position In Range	50
Ppne	410,925,791.6
Price Date	2026-05-08
Ptbv Ratio	0.26
Revenue	707,402,772x
Tax By Revenue	0.4x
Tax Rate	1.13%
Tr6m	-18.8%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/3BZ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.2%

$0.00 annual per share

Payout ratio

+33.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+4.3%

Next ex-dividend date: 2025-07-02

Performance

FRA/3BZ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/3BZ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.6%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.0%

Negative means the company is buying back shares.

Technical

FRA/3BZ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.4

Neutral momentum band

Price vs 200-day MA

-13.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.27

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/3BZ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/3BZ stock rating?

fra/3BZ is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/3BZ analysis?

The full report lives at /stocks/fra/3BZ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/3BZ?

The latest report frames fra/3BZ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/3BZ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.