Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/GEH stock hub

FRA/GEH has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FRA/GEHis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/GEH

In the news

Latest news · FRA/GEH

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.5

P25 n/aP50 n/aP75 n/a

Trailing P/E15.4

P25 n/aP50 n/aP75 n/a

ROE13.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/GEH market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

159

Groups with data

Currency

CHF

Showing 159 of 159 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Switzerland
Country code	DE
Employees	805
Exchange	Frankfurt Stock Exchange
Financial currency	CHF
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 3B
Price	EUR 100
Price currency	EUR
Rev Per Employee	705,939.53x
Sic	6141
Symbol	fra/GEH
Website	https://www.cembra.ch

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.49%
FCF yield	-47.63%
Forward P/E	13.46x
P/B ratio	2.06x
P/E ratio	15.42x
P/S ratio	5.91x
PE Ratio10 Y	14.14x
PE Ratio3 Y	15.36x
PE Ratio5 Y	14.39x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 503.3M
Net Income	EUR 192.9M
Net Income Growth	5.38%
Net Income Growth Q	0.31%
Net Income Growth3 Y	3.64%
Net Income Growth5 Y	3.15%
Pretax Margin	47.67%
Profit Margin	38.32%
Profit Per Employee	EUR 270,507
ROA	2.26
Roa5y	2.19
ROE	13.65
Roe5y	13.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-0.34%
Div CAGR10	7.14%
Div CAGR3	15.48%
Div CAGR5	12.37%
EPS Growth	5.35
EPS Growth Q	0.32
EPS Growth3 Y	3.57
EPS Growth5 Y	3.16
OCF Growth	-15.82%
OCF Growth Q	61.63%
OCF Growth10 Y	-0.61%
OCF Growth3 Y	-12.96%
OCF Growth5 Y	5.78%
Revenue Growth	-1.61x
Revenue Growth Q	-4.44x
Revenue Growth3 Y	0.35x
Revenue Growth5 Y	0.33x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 8.5B
Cash	EUR 838.8M
Debt	EUR 3B
Debt FCF	EUR -2.14
Equity	EUR 1.4B
Liabilities	EUR 7.1B
Net Cash	EUR -2.2B
Net Cash By Market Cap	EUR -73.88
Net Debt Equity	EUR 1.52
Tangible Book Value	EUR 1.2B
Tangible Book Value Per Share	EUR 40.89

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -4.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.01%
Dividend Growth	43.14%
Dividend Growth Years	4%
Dividend per share	EUR 6.08
Dividend Years	13
Dividend Yield	5.99%
Ex Div Date	2026-04-28
Last Dividend	EUR 6.08
Payout Frequency	Annual
Payout Ratio	69.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-0.34%
200-day SMA	102.5
50-day SMA	107
50-day SMA vs 200-day SMA	50over200
All Time High	113
All Time High Change	-10.35%
All Time High Date	2026-04-21
All Time Low	95.15
All Time Low Change	6.46%
All Time Low Date	2025-08-01
ATR	1.31
Ch YTD	-4.34
High	100
High52	113
High52 Date	2026-04-22
High52ch	-11.5%
Low	100
Low52	95.15
Low52 Date	2025-08-01
Low52ch	5.1%
Ma50ch	-5.37%
Price vs 200-day SMA	-1.17%
RSI	31.8
RSI Monthly	0
RSI Weekly	41.46
Sharpe ratio	-0.18x
Sortino ratio	0.01
Total Return	5.97%
Tr YTD	1.26
Tr1m	-1.62%
Tr1w	-1.65%
Tr3m	-1.08%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 239.9M
Operating margin	47.67

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Net Borrowing	-109,202,440
Shares Institutions	40.8%
Shares Qo Q	-0.18%
Shares Yo Y	0.01%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -1.4B
Average Volume	0.2x
Bv Per Share	49.33
CAPEX	EUR -1.7B
Ch1m	-7.06
Ch1w	-1.65
Ch1y	-5.86
Ch3m	-6.55
Ch6m	3.79
Change	-0.99%
Change From Open	0
Close	101
Days Gap	-0.99
Earnings Date	2026-07-23
EPS	EUR 6.56
F Score	4
FCF	EUR -1.4B
Financing CF	-174,169,132
Fiscal Year End	December
Founded	1,912
Goodwill	206,841,588.3
Graham Number	85.30316
Graham Upside	-15.79
Income Tax	EUR 47.1M
Investing CF	-63,129,665
Is Primary Listing	0
Last Report Date	2025-12-31
Lynch Fair Value	EUR 32.85
Lynch Upside	-67.57
Ma150	104.1
Ma150ch	-2.66%
Ma20	107.1
Ma20ch	-5.42%
Net CF	-1,639,062
Next Earnings Date	2026-07-23
Open	100
P OCF Ratio	12.62
Payment Date	2026-04-30
Ppne	32,155,664.6
Price Date	2026-05-08
Ptbv Ratio	2.48
Revenue	503,334,883x
Tax By Revenue	9.35x
Tax Rate	19.62%
Tr6m	9.87%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/GEH dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.0%

$6.08 annual per share

Payout ratio

+69.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.4%

4 consecutive years of growth

Total shareholder yield

+6.0%

Next ex-dividend date: 2026-04-28

Performance

FRA/GEH stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/GEH?

Insider, institutional, and short-interest positioning.

Institutional ownership

+40.8%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

FRA/GEH momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

31.8

Neutral momentum band

Price vs 200-day MA

-1.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.18

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/GEH

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/GEH stock rating?

fra/GEH is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/GEH analysis?

The full report lives at /stocks/fra/GEH/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/GEH?

The latest report frames fra/GEH around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/GEH page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.