Sector pending / Savings Institutions, Federally CharteredUpdated 2026-05-10 22:07 UTC

FRA/WF4 stock hub

FRA/WF4 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FRA/WF4is not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/WF4

In the news

Latest news · FRA/WF4

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.1

P25 n/aP50 n/aP75 n/a

Trailing P/E11.9

P25 n/aP50 n/aP75 n/a

ROE11.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/WF4 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

163

Groups with data

Currency

USD

Showing 163 of 163 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	2,335
Employees Change	26%
Employees Change Percent	1.13
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Savings Institutions, Federally Chartered
Last refreshed	2026-05-10
Market cap	EUR 3.2B
Price	EUR 60
Price currency	EUR
Rev Per Employee	391,962.03x
Sic	6035
Symbol	fra/WF4
Website	https://www.wsfsbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.43%
FCF yield	8.01%
Forward P/E	12.09x
P/B ratio	1.35x
P/E ratio	11.86x
P/S ratio	3.46x
PE Ratio10 Y	14.33x
PE Ratio3 Y	10.46x
PE Ratio5 Y	10.8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	27.75%
Gross Profit	EUR 915.2M
Net Income	EUR 267.4M
Net Income Growth	16.86%
Net Income Growth Q	31.76%
Net Income Growth3 Y	3.14%
Net Income Growth5 Y	12.78%
Pretax Margin	38.68%
Profit Margin	29.21%
Profit Per Employee	EUR 114,506
ROA	1.45
Roa5y	1.4
ROE	11.47
Roe5y	11.62

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Div CAGR10	11%
Div CAGR3	63.3%
Div CAGR5	7.74%
EPS Growth	26.27
EPS Growth Q	46.43
EPS Growth3 Y	7.86
EPS Growth5 Y	10.52
FCF Growth	183.37%
FCF Growth Q	1,253.73%
FCF Growth3 Y	-13.01%
FCF Growth5 Y	77.81%
OCF Growth	157.06%
OCF Growth Q	887.57%
OCF Growth10 Y	11.66%
OCF Growth3 Y	-13.06%
OCF Growth5 Y	67.8%
Revenue Growth	6.84x
Revenue Growth Q	16.12x
Revenue Growth3 Y	5.01x
Revenue Growth5 Y	12.12x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 19.2B
Cash	EUR 2.3B
Debt	EUR 484.1M
Debt FCF	EUR 1.91
Equity	EUR 2.4B
Liabilities	EUR 16.8B
Net Cash	EUR 1.8B
Net Cash By Market Cap	EUR 56.06
Net Cash Growth	266.8%
Net Debt Equity	EUR -0.76
Net Debt FCF	EUR -7
Tangible Book Value	EUR 1.5B
Tangible Book Value Per Share	EUR 29.32

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -13.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.15%
Dividend Growth	104.12%
Dividend Growth Years	1%
Dividend per share	EUR 0.65
Dividend Years	2
Dividend Yield	1.09%
Ex Div Date	2026-05-08
Last Dividend	EUR 0.17
Payout Frequency	Quarterly
Payout Ratio	12.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
50-day SMA	57.07
All Time High	61.5
All Time High Change	-2.44%
All Time High Date	2026-04-29
All Time Low	46.8
All Time Low Change	28.21%
All Time Low Date	2026-01-02
ATR	0.64
High	60
High52	61.5
High52 Date	2026-04-29
High52ch	-2.44%
Low	60
Low52	46.8
Low52 Date	2026-01-05
Low52ch	28.21%
Ma50ch	5.13%
RSI	56.07
RSI Monthly	0
RSI Weekly	68.44
Sharpe ratio	2.53x
Sortino ratio	4.32
Total Return	8.23%
Tr1m	3.74%
Tr1w	-1.36%
Tr3m	0.53%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 369.9M
Operating margin	40.41

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	51,431,752%
Net Borrowing	-881,880.5
Shares Insiders	1.13%
Shares Institutions	95.38%
Shares Qo Q	-2.46%
Shares Yo Y	-7.15%
Short Ratio	3.77

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 242.4M
Average Volume	0x
Bv Per Share	45.31
CAPEX	EUR -4.2M
Ch1m	3.45
Ch1w	-1.64
Change	-0.55%
Change From Open	0
Close	60.33
Days Gap	-0.55
Earnings Date	2026-04-23
EPS	EUR 4.86
F Score	3
FCF	EUR 253.9M
Financing CF	1,054,602,108
Fiscal Year End	December
Founded	1,832
Goodwill	750,636,313.5
Graham Number	71.21771
Graham Upside	18.7
Income Tax	EUR 86.6M
Investing CF	-51,430,890
Is Primary Listing	0
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	EUR 64.69
Lynch Upside	7.82
Ma20	59.73
Ma20ch	0.46%
Net CF	1,261,302,248
Next Earnings Date	2026-07-24
Open	60
P FCF Ratio	12.48
P OCF Ratio	12.28
Payment Date	2026-05-22
Ppne	156,178,489.1
Price Date	2026-05-08
Ptbv Ratio	2.07
Relative Volume	20x
Revenue	915,231,335x
SBC By Revenue	1.26x
Share Based Comp	11,555,905
Tax By Revenue	9.47x
Tax Rate	24.48%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/WF4 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.1%

$0.65 annual per share

Payout ratio

+12.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.7%

1 consecutive years of growth

Total shareholder yield

+8.2%

Next ex-dividend date: 2026-05-08

Ownership

Who owns FRA/WF4?

Insider, institutional, and short-interest positioning.

Institutional ownership

+95.4%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/WF4 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.1

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.53

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/WF4

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/WF4 stock rating?

fra/WF4 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/WF4 analysis?

The full report lives at /stocks/fra/WF4/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/WF4?

The latest report frames fra/WF4 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/WF4 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.