Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EPA/CMO stock hub

EPA/CMO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

650.3M

Euronext Paris

Market data

Live price

Current market quote for this ticker.

Current price

EPA/CMO

In the news

Latest news · EPA/CMO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.5

P25 n/aP50 n/aP75 n/a

ROE3.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EPA/CMO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

189

Groups with data

Currency

EUR

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	FR
Employees	1,166.2
Employees Change	12.08%
Employees Change Percent	1.05
Exchange	Euronext Paris
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	FR0000045551
Last refreshed	2026-05-10
Market cap	EUR 650.3M
Price	EUR 124
Price currency	EUR
Rev Per Employee	213,640x
Sector	Financials
Sic	6020
Symbol	epa/CMO
Website	https://www.credit-agricole.fr/ca-morbihan/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.57%
FCF yield	6.33%
P/B ratio	0.28x
P/E ratio	9.46x
P/S ratio	2.77x
PE Ratio10 Y	5.59x
PE Ratio3 Y	6.44x
PE Ratio5 Y	6.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	17.52%
Gross Profit	EUR 235M
Net Income	EUR 68.7M
Net Income Growth	-0.09%
Net Income Growth Q	-3.42%
Net Income Growth Years	0%
Net Income Growth3 Y	7.69%
Net Income Growth5 Y	-0.56%
Pretax Margin	33.49%
Profit Margin	29.25%
Profit Per Employee	EUR 62,492
Profitable Years	22
ROA	0.5
Roa5y	0.51
ROE	3.06
Roe5y	3.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.47%
Cagr15y	10.49%
Cagr1y	72.66%
Cagr20y	6.11%
Cagr3y	31.57%
Cagr5y	16.32%
Div CAGR10	5.83%
Div CAGR3	4.24%
Div CAGR5	4.28%
EPS Growth	-0.23
EPS Growth Q	-3.73
EPS Growth Years	0
EPS Growth3 Y	7.71
EPS Growth5 Y	-0.57
OCF Growth10 Y	-15.49%
Revenue Growth	2.5x
Revenue Growth Q	5.44x
Revenue Growth Quarters	3x
Revenue Growth Years	2x
Revenue Growth3 Y	3.2x
Revenue Growth5 Y	0.63x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 14B
Cash	EUR 95.7M
Debt	EUR 90.5M
Debt FCF	EUR 2.2
Equity	EUR 2.4B
Liabilities	EUR 11.6B
Net Cash	EUR 5.2M
Net Cash By Market Cap	EUR 0.79
Net Debt Equity	EUR -0
Net Debt FCF	EUR -0.13
Tangible Book Value	EUR 2.4B
Tangible Book Value Per Share	EUR 450
WACC	4.57

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -11.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.14%
Dividend Growth	9.18%
Dividend Growth Years	1%
Dividend per share	EUR 3.33
Dividend Years	35
Dividend Yield	2.69%
Ex Div Date	2026-05-28
Last Dividend	EUR 3.33
Payout Frequency	Annual
Payout Ratio	26.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	170.7%
1Y total return	72.59%
200-day SMA	106.3
3Y total return	127.77%
50-day SMA	109.6
50-day SMA vs 200-day SMA	50over200
5Y total return	112.9%
All Time High	124.3
All Time High Change	-0.23%
All Time High Date	2026-05-04
All Time Low	8.81
All Time Low Change	1,307.01%
All Time Low Date	1992-01-10
ATR	3.99
Beta	0.17
Beta1y	0.88
Beta2y	0.52
Ch YTD	22.51
High	124
High52	124.3
High52 Date	2026-05-04
High52ch	-0.23%
Low	120.1
Low52	74.61
Low52 Date	2025-05-08
Low52ch	66.44%
Ma50ch	13.12%
Price vs 200-day SMA	16.68%
RSI	62.85
RSI Monthly	69.92
RSI Weekly	66
Sharpe ratio	1.33x
Sortino ratio	2.28
Total Return	2.54%
Tr YTD	22.51
Tr15y	346.43%
Tr1m	18.62%
Tr1w	1.64%
Tr3m	13.78%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 78.7M
Operating margin	33.49

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,078,900%
Shares Out	5,243,994
Shares Qo Q	-0.03%
Shares Yo Y	0.14%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 41.2M
Average Volume	842.5x
Bv Per Share	450.4
CAPEX	EUR -17.9M
Ch10y	94.97
Ch15y	139.4
Ch1m	18.62
Ch1w	1.64
Ch1y	66.22
Ch20y	36.34
Ch3m	13.78
Ch3y	101.7
Ch5y	74.6
Ch6m	20.39
Change	2.48%
Change From Open	2.48
Close	121
Days Gap	0
Dollar Volume	40,548
Earnings Date	2026-02-27
EPS	EUR 13.11
F Score	3
FCF	EUR 41.2M
FCF Per Share	EUR 7.85
Financing CF	-14,737,000
Fiscal Year End	December
Founded	1,993
Graham Number	364.48641
Graham Upside	193.9
Income Tax	EUR 10M
Investing CF	-18,571,000
Is Primary Listing	1
Last Earnings Date	2026-02-27
Last Report Date	2025-12-31
Lynch Fair Value	EUR 65.54
Lynch Upside	-47.14
Ma150	107.4
Ma150ch	15.51%
Ma20	117.5
Ma20ch	5.49%
Net CF	25,725,000
Open	121
P FCF Ratio	15.79
P OCF Ratio	11.02
Payment Date	2026-06-01
Position In Range	100
Ppne	67,626,000
Price Date	2026-05-08
Ptbv Ratio	0.28
Relative Volume	0.39x
Revenue	235,004,000x
Tax By Revenue	4.24x
Tax Rate	12.66%
Tr20y	227.66%
Tr6m	20.39%
Volume	327

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EPA/CMO dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$3.33 annual per share

Payout ratio

+26.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.3%

1 consecutive years of growth

Total shareholder yield

+2.5%

Next ex-dividend date: 2026-05-28

Performance

EPA/CMO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EPA/CMO?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

EPA/CMO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

62.8

Neutral momentum band

Price vs 200-day MA

+16.7%

50/200-day relationship not available

Beta (5Y)

0.17

Less volatile than the market

Sharpe ratio

1.33

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EPA/CMO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current epa/CMO stock rating?

epa/CMO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full epa/CMO analysis?

The full report lives at /stocks/epa/CMO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for epa/CMO?

The latest report frames epa/CMO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the epa/CMO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.