Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

LON/0K78 stock hub

LON/0K78 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

50.3B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0K78

In the news

Latest news · LON/0K78

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.6

P25 n/aP50 n/aP75 n/a

Trailing P/E13.8

P25 n/aP50 n/aP75 n/a

ROE13.7

P25 n/aP50 n/aP75 n/a

ROIC7.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0K78 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

213

Groups with data

Currency

EUR

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	UK
Employees	82,946
Employees Change	1,611%
Employees Change Percent	1.98
Enterprise value	EUR 80.5B
Exchange	London Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Life Insurance
Isin	IT0000062072
Last refreshed	2026-05-10
Market cap	EUR 50.3B
Price	EUR 39
Price currency	EUR
Rev Per Employee	607,934.93x
Sic	6311
Symbol	lon/0K78
Website	https://www.generali.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.23%
EV Earnings	22.15x
EV/EBIT	12.51x
EV/EBITDA	11.86x
EV/FCF	4.8x
EV/Sales	1.61x
FCF yield	33.34%
Forward P/E	12.55x
P/B ratio	1.66x
P/E ratio	13.84x
P/S ratio	1x
PE Ratio10 Y	10.82x
PE Ratio3 Y	11.5x
PE Ratio5 Y	10.26x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	12.9%
EBITDA Margin	13.59%
FCF margin	33.26%
Gross margin	20.59%
Gross Profit	EUR 10.4B
Net Income	EUR 3.6B
Net Income Growth	17.32%
Net Income Growth3 Y	3.6%
Net Income Growth5 Y	13.27%
Pretax Margin	11.01%
Profit Margin	7.22%
Profit Per Employee	EUR 43,826
ROA	0.85
Roa5y	0.73
ROCE	1.36
ROE	13.69
Roe5y	11.72
ROIC	7.49
Roic5y	6.86

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	18.16%
Cagr15y	11.15%
Cagr1y	19.95%
Cagr20y	5.53%
Cagr3y	34.25%
Cagr5y	24.89%
Div CAGR10	10.73%
Div CAGR3	-2.47%
Div CAGR5	21.97%
EPS Growth	17.29
EPS Growth3 Y	3.68
EPS Growth5 Y	13.58
FCF Growth	114.62%
FCF Growth3 Y	131.24%
FCF Growth5 Y	15.33%
OCF Growth	112.91%
OCF Growth10 Y	-0.3%
OCF Growth3 Y	124.77%
OCF Growth5 Y	13.72%
Revenue Growth	11.09x
Revenue Growth3 Y	4.81x
Revenue Growth5 Y	2.64x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.11
Assets	EUR 487.2B
Cash	EUR 6.9B
Debt	EUR 34.5B
Debt EBITDA	EUR 5.04
Debt Equity	EUR 1.14
Debt FCF	EUR 2.06
Equity	EUR 30.3B
Interest Coverage	9.08
Liabilities	EUR 456.9B
Net Cash	EUR -28.1B
Net Cash By Market Cap	EUR -55.95
Net Debt EBITDA	EUR 4.11
Net Debt Equity	EUR 0.93
Net Debt FCF	EUR 1.68
Tangible Book Value	EUR 17.3B
Tangible Book Value Per Share	EUR 11.52
WACC	5.17

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.23
Net Working Capital	EUR 6.8B
Quick ratio	1.12
Working Capital	EUR 11.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.22%
Dividend Growth	10.09%
Dividend Growth Years	3%
Dividend per share	EUR 1.2
Dividend Years	22
Dividend Yield	3.09%
Ex Div Date	2025-05-19
Last Dividend	EUR 1.2
Payout Frequency	Annual
Payout Ratio	52.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	430.51%
1Y total return	19.93%
200-day SMA	34.36
3Y total return	142.03%
50-day SMA	35.74
50-day SMA vs 200-day SMA	50over200
5Y total return	203.83%
All Time High	40.01
All Time High Change	-2.52%
All Time High Date	2026-05-07
All Time Low	8.2
All Time Low Change	375.67%
All Time Low Date	2012-05-31
ATR	1.2
Beta	0.62
Ch YTD	9.09
High	40.01
High52	40.01
High52 Date	2026-05-07
High52ch	-2.52%
Low	38.46
Low52	29.69
Low52 Date	2025-06-19
Low52ch	31.36%
Ma50ch	9.12%
Price vs 200-day SMA	13.51%
RSI	67.4
RSI Monthly	75.26
RSI Weekly	65.64
Sharpe ratio	0.73x
Sortino ratio	1.38
Total Return	3.31%
Tr YTD	9.09
Tr15y	388.52%
Tr1m	9%
Tr1w	2.66%
Tr3m	9.4%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 6.5B
Operating margin	12.9

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	912,827,514%
Net Borrowing	577,841,167.4
Shares Institutions	11.2%
Shares Qo Q	3.63%
Shares Yo Y	-0.22%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 16.8B
Average Volume	194,741.75x
Bv Per Share	18.6
CAPEX	EUR -384.7M
Ch10y	201.8
Ch15y	144.7
Ch1m	9
Ch1w	2.66
Ch1y	15.01
Ch20y	32.26
Ch3m	9.4
Ch3y	106.7
Ch5y	124.5
Ch6m	18.94
Change	-0.23%
Change From Open	-0.41
Close	39.09
Days Gap	0.18
Dollar Volume	2,043,756
Earnings Date	2026-04-23
EBIT	EUR 6.5B
EBITDA	EUR 6.9B
EPS	EUR 2.35
F Score	6
FCF	EUR 16.8B
FCF EV Yield	20.83x
Financing CF	-1,599,931,900
Fiscal Year End	December
Founded	1,831
Goodwill	8,086,316,217
Graham Number	38.62463
Graham Upside	-0.96
Income Tax	EUR 1.5B
Investing CF	-16,366,587,996
Is Primary Listing	0
Last Earnings Date	2026-04-23
Last Report Date	2025-12-31
Last Split Date	2007-05-28
Last Split Type	Forward
Lynch Fair Value	EUR 37.39
Lynch Upside	-4.12
Ma150	34.72
Ma150ch	12.32%
Ma20	37.77
Ma20ch	3.27%
Net CF	-877,607,138
Next Earnings Date	2026-05-21
Open	39.16
P FCF Ratio	3
P OCF Ratio	2.93
Payment Date	2025-05-21
Position In Range	34.84
Ppne	3,545,764,888
Price Date	2026-05-07
Price EBITDA	EUR 7.34
Ptbv Ratio	2.9
Relative Volume	0.4x
Revenue	50,425,770,797x
Tax By Revenue	2.97x
Tax Rate	26.98%
Tr20y	193.65%
Tr6m	18.94%
Volume	52,404

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0K78 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.1%

$1.20 annual per share

Payout ratio

+52.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.0%

3 consecutive years of growth

Total shareholder yield

+3.3%

Next ex-dividend date: 2025-05-19

Performance

LON/0K78 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0K78?

Insider, institutional, and short-interest positioning.

Institutional ownership

+11.2%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

LON/0K78 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

67.4

Neutral momentum band

Price vs 200-day MA

+13.5%

50/200-day relationship not available

Beta (5Y)

0.62

Less volatile than the market

Sharpe ratio

0.73

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0K78

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0K78 stock rating?

lon/0K78 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0K78 analysis?

The full report lives at /stocks/lon/0K78/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0K78?

The latest report frames lon/0K78 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0K78 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.