Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

ALRS stock hub

Alerus Financial Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

675M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

ALRS

In the news

Latest news · ALRS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.1

P25 8.8P50 10.4P75 13.1

Trailing P/E25.6

P25 10.9P50 14.7P75 36.2

ROE5

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ALRS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

233

Groups with data

Currency

USD

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000903419
Company name	Alerus Financial Corporation
Country	United States
Country code	US
Cusip	01446U103
Employees	864
Employees Change	-28%
Employees Change Percent	-3.14
Enterprise value	$845.6M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2019-09-13
Isin	US01446U1034
Last refreshed	2026-05-10
Market cap	$675M
Market cap category	Small-Cap
Price	$26.86
Price currency	USD
Rev Per Employee	273,767.36x
Sector	Financials
Sic	6021
Symbol	ALRS
Website	https://www.alerus.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.99%
EV Earnings	31.38x
EV Sales Forward	2.69x
EV/FCF	10.71x
EV/Sales	3.57x
FCF yield	11.7%
Forward P/E	10.06x
P/B ratio	1.18x
P/E ratio	25.58x
P/S ratio	2.85x
PE Ratio10 Y	19.66x
PE Ratio3 Y	35.43x
PE Ratio5 Y	25.25x
PS Forward	2.15x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	33.38%
Gross Profit	$236.5M
Net Income	$27M
Net Income Growth	9.86%
Net Income Growth Q	72.52%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-10.55%
Net Income Growth5 Y	-12.84%
Pretax Margin	14.92%
Profit Margin	11.45%
Profit Per Employee	$31,192
Profitable Years	10
ROA	0.51
Roa5y	0.76
ROE	4.98
Roe5y	7.41

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	32.63%
Cagr3y	29.47%
Cagr5y	1.56%
Div CAGR10	6.93%
Div CAGR3	5.27%
Div CAGR5	6.96%
EPS Growth	-3.11
EPS Growth Q	71.15
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-18.37
EPS Growth5 Y	-19.36
FCF Growth	1,777.22%
FCF Growth Q	355.5%
FCF Growth3 Y	7.98%
FCF Growth5 Y	9.42%
OCF Growth	393.71%
OCF Growth Q	260.51%
OCF Growth3 Y	10.3%
OCF Growth5 Y	10.27%
Revenue Growth	5.49x
Revenue Growth Q	18.72x
Revenue Growth Quarters	1x
Revenue Growth Years	2x
Revenue Growth3 Y	4.35x
Revenue Growth5 Y	-0.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$5.3B
Cash	$139.6M
Debt	$310.3M
Debt FCF	$3.93
Equity	$574.7M
Liabilities	$4.7B
Net Cash	$-170.7M
Net Cash By Market Cap	$-25.28
Net Debt Equity	$0.3
Net Debt FCF	$2.16
Tangible Book Value	$457.7M
Tangible Book Value Per Share	$18.15
WACC	5.49

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-4.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-13.04%
Dividend Growth	5%
Dividend Growth Years	21%
Dividend per share	$0.84
Dividend Years	42
Dividend Yield	3.13%
Ex Div Date	2026-03-27
Last Dividend	$0.21
Payout Frequency	Quarterly
Payout Ratio	80%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	32.61%
200-day SMA	23.13
3Y total return	117.06%
50-day SMA	24.79
50-day SMA vs 200-day SMA	50over200
5Y total return	8.04%
All Time High	38.31
All Time High Change	-29.88%
All Time High Date	2021-11-08
All Time Low	13.11
All Time Low Change	104.88%
All Time Low Date	2023-05-04
ATR	0.67
Beta	0.69
Beta1y	0.76
Beta2y	0.97
Ch YTD	19.27
High	27.05
High52	27.6
High52 Date	2026-05-01
High52ch	-2.68%
Low	26.69
Low52	20.26
Low52 Date	2025-08-04
Low52ch	32.58%
Ma50ch	8.34%
Price vs 200-day SMA	16.11%
RSI	65.64
RSI Monthly	64.34
RSI Weekly	67.05
Sharpe ratio	1.06x
Sortino ratio	1.9
Total Return	-9.92%
Tr YTD	20.32
Tr1m	10.26%
Tr1w	-0.33%
Tr3m	5.35%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	3
Analyst Price Target Top	$27.5
Analyst Ratings	Hold
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.59
Earnings EPS Estimate Growth	13.46
Earnings Revenue Estimate	73,741,200x
Earnings Revenue Estimate Growth	7.13x
Operating Income	$45.2M
Operating margin	19.11
Price target	$27.3
Price Target Change	$1.64
Price Target Change Top	$2.38

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	23,130,135%
Float Percent	92.05%
Shares Insiders	4.78%
Shares Institutions	61.35%
Shares Out	25,128,646
Shares Qo Q	1.11%
Shares Yo Y	13.04%
Short Float	3.18%
Short Ratio	5.05
Short Shares	2.93

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$76.1M
Average Volume	159,893.45x
Bv Per Share	22.79
CAPEX	$-8.7M
Ch1m	10.26
Ch1w	-0.33
Ch1y	27.78
Ch3m	4.43
Ch3y	93.24
Ch5y	-9.07
Ch6m	27.84
Change	-0.19%
Change From Open	-0.7
Close	26.91
Days Gap	0.52
Dollar Volume	6,461,011.8
Earnings Date	2026-04-29
Earnings Time	amc
EPS	$1.05
F Score	4
FCF	$79M
FCF EV Yield	9.34x
FCF Per Share	$3.14
Financing CF	-165,383,000
Fiscal Year End	December
Founded	1,879
Goodwill	85,634,000
Graham Number	23.20502
Graham Upside	-13.61
Income Tax	$8.2M
Investing CF	123,602,000
Ipr	27.9
Iprfo	22.04
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2014-09-15
Last Split Type	Forward
Last10k Filing Date	2026-03-04
Lynch Fair Value	$5.25
Lynch Upside	-80.45
Ma150	23.48
Ma150ch	14.4%
Ma20	25.98
Ma20ch	3.4%
Net CF	45,847,000
Next Earnings Date	2026-07-27
Open	27.05
Optionable	Yes
P FCF Ratio	8.55
P OCF Ratio	7.7
Payment Date	2026-04-10
Position In Range	47.22
Ppne	76,551,000
Price Date	2026-05-08
Ptbv Ratio	1.47
Relative Volume	1.5x
Revenue	236,535,000x
SBC By Revenue	1.21x
Share Based Comp	2,851,000
Tax By Revenue	3.46x
Tax Rate	23.2%
Tr6m	30.2%
Us State	North Dakota
Volume	240,544

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ALRS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.1%

$0.84 annual per share

Payout ratio

+80.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.0%

21 consecutive years of growth

Total shareholder yield

-9.9%

Next ex-dividend date: 2026-03-27

Performance

ALRS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ALRS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+61.3%

Float: +92.0% of shares outstanding

Insider ownership

+4.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

ALRS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

65.6

Neutral momentum band

Price vs 200-day MA

+16.1%

50/200-day relationship not available

Beta (5Y)

0.69

Less volatile than the market

Sharpe ratio

1.06

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

ALRS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Redukuj
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Redukuj
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Redukuj

Questions

About ALRS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ALRS stock rating?

Alerus Financial Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ALRS analysis?

The full report lives at /stocks/ALRS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ALRS?

The latest report frames ALRS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ALRS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.