Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

CACC stock hub

Credit Acceptance Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.6B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

CACC

In the news

Latest news · CACC

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.8

P25 8.8P50 10.4P75 13.1

Trailing P/E13.3

P25 10.9P50 14.7P75 36.2

ROE28.1

P25 4.9P50 10.4P75 15

ROIC5.7

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CACC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

245

Groups with data

Currency

USD

Showing 245 of 245 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000885550
Company name	Credit Acceptance Corporation
Country	United States
Country code	US
Cusip	225310101
Employees	2,314
Employees Change	-117%
Employees Change Percent	-4.81
Enterprise value	$12B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	1992-06-05
Isin	US2253101016
Last refreshed	2026-05-10
Market cap	$5.6B
Market cap category	Mid-Cap
Price	$532
Price currency	USD
Rev Per Employee	551,296.46x
Sector	Financials
Sic	6141
Symbol	CACC
Website	https://www.creditacceptance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.13%
EV Earnings	26.38x
EV Sales Forward	4.91x
EV/FCF	11.36x
EV/Sales	9.38x
FCF yield	18.87%
Forward P/E	10.82x
P/B ratio	3.67x
P/E ratio	13.31x
P/S ratio	4.37x
PE Ratio10 Y	14.78x
PE Ratio3 Y	20.2x
PE Ratio5 Y	16.08x
PS Forward	2.29x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	82.51%
Gross margin	94.4%
Gross Profit	$1.2B
Net Income	$453.4M
Net Income Growth	56.4%
Net Income Growth Q	27.75%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Net Income Growth3 Y	2.5%
Net Income Growth5 Y	-8.5%
Pretax Margin	46.93%
Profit Margin	35.54%
Profit Per Employee	$195,938
Profitable Years	26
ROA	5.05
Roa5y	6.53
ROE	28.12
Roe5y	26.9
ROIC	5.74
Roic5y	7.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.13%
Cagr15y	13.81%
Cagr1y	9.81%
Cagr20y	16.11%
Cagr3y	5.73%
Cagr5y	4.65%
EPS Growth	70.95
EPS Growth Q	43.19
EPS Growth Quarters	1
EPS Growth Years	1
EPS Growth3 Y	8.18
EPS Growth5 Y	0.02
FCF Growth	-10.21%
FCF Growth Q	-0.12%
FCF Growth3 Y	-3.1%
FCF Growth5 Y	-0.41%
OCF Growth	-10.13%
OCF Growth Q	0.17%
OCF Growth10 Y	10.8%
OCF Growth3 Y	-3.08%
OCF Growth5 Y	-0.45%
Revenue Growth	28.44x
Revenue Growth Q	12.73x
Revenue Growth Quarters	12x
Revenue Growth Years	3x
Revenue Growth3 Y	6.69x
Revenue Growth5 Y	-0.74x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.14
Assets	$8.7B
Cash	$25.7M
Debt	$6.4B
Debt Equity	$4.23
Debt FCF	$6.09
Equity	$1.5B
Liabilities	$7.2B
Net Cash	$-6.4B
Net Cash By Market Cap	$-114
Net Debt Equity	$4.22
Net Debt FCF	$6.06
Tangible Book Value	$1.5B
Tangible Book Value Per Share	$145
WACC	5.45

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.87
Quick ratio	3.63
Working Capital	$6.3B
Working Capital Turnover	$0.18

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.55%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	187.13%
1Y total return	9.8%
200-day SMA	477.4
3Y total return	18.2%
50-day SMA	481.1
50-day SMA vs 200-day SMA	50over200
5Y total return	25.51%
All Time High	703.3
All Time High Change	-24.32%
All Time High Date	2021-11-05
All Time Low	2.33
All Time Low Change	22,711.83%
All Time Low Date	1992-06-05
ATR	20.76
Beta	1.36
Beta1y	1.72
Beta2y	1.4
Ch YTD	20.01
High	533.1
High52	565.1
High52 Date	2026-05-06
High52ch	-5.83%
Low	510
Low52	401.9
Low52 Date	2025-11-06
Low52ch	32.42%
Ma50ch	10.62%
Premarket Change Percent	0.41
Premarket Price	$525
Premarket Volume	2,330
Price vs 200-day SMA	11.48%
RSI	61.77
RSI Monthly	55.05
RSI Weekly	58.23
Sharpe ratio	0.34x
Sortino ratio	0.61
Total Return	8.55%
Tr YTD	20.01
Tr15y	596.6%
Tr1m	19.67%
Tr1w	5.42%
Tr3m	4.58%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Ratings	Hold
Earnings EPS Estimate	$10.53
Earnings EPS Estimate Growth	12.62
Earnings Revenue Estimate	580,766,670x
Earnings Revenue Estimate Growth	1.69x
Operating Income	$598.7M
Operating Income Growth	46.13
Operating Income Growth Q	22.46
Operating Income Growth3 Y	2.62
Operating Income Growth5 Y	-8.36
Operating margin	46.93
Price target	$520
Price Target Change	$-2.29

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,124,521%
Float Percent	48.99%
Net Borrowing	-310,100,000
Shares Insiders	15.06%
Shares Institutions	61.9%
Shares Out	10,460,071
Shares Qo Q	-1.35%
Shares Yo Y	-8.55%
Short Float	19.59%
Short Ratio	6.47
Short Shares	9.6

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$1B
Average Volume	142,423.4x
Bv Per Share	145.3
CAPEX	$-2.6M
Ch10y	187.1
Ch15y	596.6
Ch1m	19.67
Ch1w	5.42
Ch1y	9.8
Ch20y	1,884.3
Ch3m	4.58
Ch3y	18.2
Ch5y	25.51
Ch6m	26.01
Change	1.78%
Change From Open	1
Close	522.9
Days Gap	0.77
Depreciation Amortization	3,100,000
Dollar Volume	105,896,091.6
Earnings Date	2026-05-05
Earnings Time	amc
EPS	$40.05
F Score	6
FCF	$1.1B
FCF EV Yield	8.8x
FCF Per Share	$101
Financing CF	-1,049,600,000
Fiscal Year End	December
Founded	1,972
Graham Number	361.80297
Graham Upside	-32.14
Income Tax	$145.3M
Investing CF	-574,800,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Last Split Date	1994-12-21
Last Split Type	Forward
Last10k Filing Date	2026-02-13
Lynch Fair Value	$200
Lynch Upside	-62.44
Ma150	472.6
Ma150ch	12.6%
Ma20	513.9
Ma20ch	3.56%
Net CF	-569,200,000
Next Earnings Date	2026-07-30
Open	526.9
Optionable	Yes
P FCF Ratio	5.3
P OCF Ratio	5.29
Position In Range	96.27
Post Close	532.2
Postmarket Change Percent	0.18
Postmarket Price	$533
Ppne	13,200,000
Pre Close	522.9
Price Date	2026-05-08
Ptbv Ratio	3.68
Relative Volume	1.4x
Revenue	1,275,700,000x
SBC By Revenue	3.85x
Share Based Comp	49,100,000
Tax By Revenue	11.39x
Tax Rate	24.27%
Tr20y	1,884.34%
Tr6m	26.01%
Us State	Michigan
Volume	198,978

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does CACC pay a dividend?

Capital-return profile for this ticker.

Performance

CACC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns CACC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+61.9%

Float: +49.0% of shares outstanding

Insider ownership

+15.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CACC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.8

Neutral momentum band

Price vs 200-day MA

+11.5%

50/200-day relationship not available

Beta (5Y)

1.36

More volatile than the market

Sharpe ratio

0.34

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

CACC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Redukuj
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Redukuj
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Redukuj

Questions

About CACC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CACC stock rating?

Credit Acceptance Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CACC analysis?

The full report lives at /stocks/CACC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CACC?

The latest report frames CACC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CACC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.