Is a complete CLBK research report available?

No complete published report is available for Columbia Financial, Inc. (CLBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Columbia Financial, Inc. (CLBK)

NASDAQ: CLBK · USD

$10.7

-0.19 (-1.7%)· Recorded snapshot

Market cap	2.9B
Revenue (ttm)	267.2M
Net income (ttm)	58.1M
EPS (ttm)	$0.26
Shares out	269.5M
P/E (trailing)	41.2x
P/E (forward)	15.7x
Dividend	$0.20 (1.88%)
Volume	2,225,499
Beta	0.26

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Zdecydowanie kupuj
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Zdecydowanie kupuj
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Trzymaj

Metric	Value
Amount currency	USD
CIK code	0002115119
Company name	Columbia Financial, Inc.
Country	United States
Country code	US
CUSIP number	197914104
Earnings date	2026-11-10
Earnings time	amc
Employees	796
Employees change	41
Employees growth	5.43%
Enterprise value	$3B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1927
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US1979141041
Last 10-K release date	2026-03-06
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2026-07-21
Last stock split type	Forward
Market cap	$2.9B
Market cap category	Mid-Cap
Next earnings date	2026-11-10
Options	Yes
Price	$10.67
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	CLBK
U.S. state	New Jersey
Website	https://www.columbiabankonline.com

Metric

Value

Amount currency

USD

CIK code

0002115119

Company name

Columbia Financial, Inc.

Country

United States

Country code

CUSIP number

197914104

Earnings date

2026-11-10

Earnings time

amc

Employees

796

Employees change

Employees growth

5.43%

Enterprise value

$3B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1927

In index

RUSSELL2000

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US1979141041

Last 10-K release date

2026-03-06

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2026-07-21

Last stock split type

Forward

Market cap

$2.9B

Market cap category

Mid-Cap

Next earnings date

2026-11-10

Options

Yes

Price

$10.67

Price currency

USD

Sector

Financials

SIC code

6035

Stock price date

2026-10-28

Symbol

CLBK

U.S. state

New Jersey

Website

https://www.columbiabankonline.com

Metric	Value
Adjusted P/E ratio	29.93x
Average P/E ratio (10Y)	87.72x
Average P/E ratio (3Y)	82.23x
Average P/E ratio (5Y)	56.76x
Earnings yield	2.43%
EV/Earnings	52.17x
EV/FCF	44.12x
EV/Sales	11.35x
FCF / EV yield	2.27%
FCF yield	2.38%
Forward EV/Sales	6.47x
Forward P/E	15.74x
Forward P/S	6.15x
Graham number	5.51862
Graham upside	-48.47%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$1.30
Lynch upside	-87.91%
P/B ratio	2.08x
P/E ratio	41.17x
P/FCF ratio	41.99x
P/OCF ratio	36.82x
P/S ratio	10.8x
Price / tangible book value	2.68x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

29.93x

Average P/E ratio (10Y)

87.72x

Average P/E ratio (3Y)

82.23x

Average P/E ratio (5Y)

56.76x

Earnings yield

2.43%

EV/Earnings

52.17x

EV/FCF

44.12x

EV/Sales

11.35x

FCF / EV yield

2.27%

FCF yield

2.38%

Forward EV/Sales

6.47x

Forward P/E

15.74x

Forward P/S

6.15x

Graham number

5.51862

Graham upside

-48.47%

Industry forward P/E

9.97x

Industry P/E

11.81x

Lynch fair value

$1.30

Lynch upside

-87.91%

P/B ratio

2.08x

P/E ratio

41.17x

P/FCF ratio

41.99x

P/OCF ratio

36.82x

P/S ratio

10.8x

Price / tangible book value

2.68x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
Effective tax rate	25.63%
FCF margin	25.73%
Operating margin	32.79%
Pretax margin	29.26%
Profit margin	21.76%
Profit per employee	$73,048
Profitable quarters	6
Profitable years	1
Revenue per employee	$335,714
ROA	0.51%
ROA (5Y)	0.52%
ROE	5.02%
ROE (5Y)	4.77%
SBC / revenue	3.09%
Tax / revenue	7.5%

Metric

Value

Effective tax rate

25.63%

FCF margin

25.73%

Operating margin

32.79%

Pretax margin

29.26%

Profit margin

21.76%

Profit per employee

$73,048

Profitable quarters

Profitable years

Revenue per employee

$335,714

ROA

0.51%

ROA (5Y)

0.52%

ROE

5.02%

ROE (5Y)

4.77%

SBC / revenue

3.09%

Tax / revenue

7.5%

Metric	Value
EPS growth	840.51%
EPS growth (Q)	16.7%
EPS growth (QoQ)	8.17%
EPS growth 3Y	-1.81%
EPS growth 5Y	-5.78%
EPS growth quarters	6
EPS growth years	1
FCF growth	1,378.18%
FCF growth (Q)	34.28%
FCF growth (QoQ)	1,260.94%
FCF growth 3Y	-8.48%
FCF growth 5Y	-9.43%
Net income growth	842.86%
Net income growth (Q)	17.73%
Net income growth (QoQ)	10.59%
Net income growth 3Y	-2.74%
Net income growth 5Y	-6.98%
Net income growth quarters	6
Net income growth years	1
OCF growth	473.58%
OCF growth (Q)	36.16%
OCF growth (QoQ)	534.7%
OCF growth 3Y	-6.95%
OCF growth 5Y	-7.87%
Revenue growth	42.71%
Revenue growth (Q)	13.07%
Revenue growth (QoQ)	4.92%
Revenue growth 3Y	-0.22%
Revenue growth 5Y	-0.25%
Revenue growth quarters	6
Revenue growth years	1

Metric

Value

EPS growth

840.51%

EPS growth (Q)

16.7%

EPS growth (QoQ)

8.17%

EPS growth 3Y

-1.81%

EPS growth 5Y

-5.78%

EPS growth quarters

EPS growth years

FCF growth

1,378.18%

FCF growth (Q)

34.28%

FCF growth (QoQ)

1,260.94%

FCF growth 3Y

-8.48%

FCF growth 5Y

-9.43%

Net income growth

842.86%

Net income growth (Q)

17.73%

Net income growth (QoQ)

10.59%

Net income growth 3Y

-2.74%

Net income growth 5Y

-6.98%

Net income growth quarters

Net income growth years

OCF growth

473.58%

OCF growth (Q)

36.16%

OCF growth (QoQ)

534.7%

OCF growth 3Y

-6.95%

OCF growth 5Y

-7.87%

Revenue growth

42.71%

Revenue growth (Q)

13.07%

Revenue growth (QoQ)

4.92%

Revenue growth 3Y

-0.22%

Revenue growth 5Y

-0.25%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-9.7M
EPS	$0.26
FCF per share	$0.26
Financing cash flow	$1.3B
Free cash flow	$68.8M
Gross profit	$267.2M
Income taxes	$20M
Investing cash flow	$-537.1M
Net borrowing	$-54.1M
Net cash flow	$841.4M
Net income	$58.1M
Operating income	$87.6M
Revenue	$267.2M
Stock-based compensation	$8.3M

Metric

Value

Capital expenditures

$-9.7M

EPS

$0.26

FCF per share

$0.26

Financing cash flow

$1.3B

Free cash flow

$68.8M

Gross profit

$267.2M

Income taxes

$20M

Investing cash flow

$-537.1M

Net borrowing

$-54.1M

Net cash flow

$841.4M

Net income

$58.1M

Operating income

$87.6M

Revenue

$267.2M

Stock-based compensation

$8.3M

Metric	Value
Book value per share	$5.23
Debt / equity	1.04
Debt / FCF	18.16
Net cash (debt)	$-146.7M
Net cash / market cap	-5.08%
Net debt / equity	0.12
Net debt / FCF	2.13
Piotroski F-Score	4
Property, plant and equipment	$82.8M
Shareholders' equity	$1.2B
Tangible book value	$1.1B
Tangible book value per share	$4.71
Total assets	$12.2B
Total cash	$1.1B
Total debt	$1.2B
Total liabilities	$11B
WACC	3.98%

Metric

Value

Book value per share

$5.23

Debt / equity

1.04

Debt / FCF

18.16

Net cash (debt)

$-146.7M

Net cash / market cap

-5.08%

Net debt / equity

0.12

Net debt / FCF

2.13

Piotroski F-Score

Property, plant and equipment

$82.8M

Shareholders' equity

$1.2B

Tangible book value

$1.1B

Tangible book value per share

$4.71

Total assets

$12.2B

Total cash

$1.1B

Total debt

$1.2B

Total liabilities

$11B

WACC

3.98%

Metric	Value
Working capital	$-8.5B

Metric

Value

Working capital

$-8.5B

Metric	Value
Buyback yield / dilution	0.17%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-08-26
Dividend payment years	1
Dividend per share	$0.20
Dividend yield	1.88%
Ex-dividend date	2026-08-12
FCF payout ratio	19.6%
Last dividend	$0.05
Payout ratio	19.3%
Shareholder yield	2.04%

Metric

Value

Buyback yield / dilution

0.17%

Dividend growth

Dividend growth years

Dividend payment date

2026-08-26

Dividend payment years

Dividend per share

$0.20

Dividend yield

1.88%

Ex-dividend date

2026-08-12

FCF payout ratio

19.6%

Last dividend

$0.05

Payout ratio

19.3%

Shareholder yield

2.04%

Metric	Value
150-day SMA	$10.02
1D price change	-1.71%
1M price change	-6.44%
1M total return	-6.44%
1W price change	-0.47%
1W total return	-0.47%
1Y price change	51.54%
1Y return CAGR	52.26%
1Y total return	52.21%
20-day SMA	$10.88
200-day SMA	$9.50
3M price change	-2.3%
3M total return	-1.86%
3Y price change	45.39%
3Y return CAGR	13.45%
3Y total return	46.05%
50-day SMA	$11.25
50-day SMA vs 200-day SMA	50over200
52-week high	$12.00
52-week high date	2026-08-17
52-week low	$6.56
52-week low date	2025-11-18
5Y price change	26.4%
5Y return CAGR	4.89%
5Y total return	26.97%
6M price change	25.92%
6M total return	26.49%
All-time high	$12.00
All-time high date	2026-08-17
All-time low	$4.67
All-time low date	2020-09-01
Average true range (ATR)	$0.25
Average volume	3M
Beta (1Y)	0.12
Beta (2Y)	0.68
Beta (5Y)	0.26
Change from 52-week high	-11.13%
Change from 52-week low	62.65%
Change from all-time high	-11.67%
Change from all-time low	127.08%
Change from open	-1.61%
Day's gap	-0.09%
Dollar volume	$23.7M
High price	$10.84
Low price	$10.54
Monthly RSI	65.75
Open price	$10.84
Position in 52-week range	41.67%
Previous close	$10.85
Price vs 150-day SMA	5.75%
Price vs 20-day SMA	-2.57%
Price vs 200-day SMA	11.61%
Price vs 50-day SMA	-5.8%
Relative volume	0.73
RSI	38.57
Sharpe ratio	1.61
Sharpe ratio (3Y)	0.46
Sharpe ratio (5Y)	0.17
Sortino ratio	3.07
Sortino ratio (3Y)	0.9
Sortino ratio (5Y)	0.42
Volume	2.2M
Weekly RSI	54.73
YTD price change	50.06%
YTD total return	50.74%

Metric

Value

150-day SMA

$10.02

1D price change

-1.71%

1M price change

-6.44%

1M total return

-6.44%

1W price change

-0.47%

1W total return

-0.47%

1Y price change

51.54%

1Y return CAGR

52.26%

1Y total return

52.21%

20-day SMA

$10.88

200-day SMA

$9.50

3M price change

-2.3%

3M total return

-1.86%

3Y price change

45.39%

3Y return CAGR

13.45%

3Y total return

46.05%

50-day SMA

$11.25

50-day SMA vs 200-day SMA

50over200

52-week high

$12.00

52-week high date

2026-08-17

52-week low

$6.56

52-week low date

2025-11-18

5Y price change

26.4%

5Y return CAGR

4.89%

5Y total return

26.97%

6M price change

25.92%

6M total return

26.49%

All-time high

$12.00

All-time high date

2026-08-17

All-time low

$4.67

All-time low date

2020-09-01

Average true range (ATR)

$0.25

Average volume

Beta (1Y)

0.12

Beta (2Y)

0.68

Beta (5Y)

0.26

Change from 52-week high

-11.13%

Change from 52-week low

62.65%

Change from all-time high

-11.67%

Change from all-time low

127.08%

Change from open

-1.61%

Day's gap

-0.09%

Dollar volume

$23.7M

High price

$10.84

Low price

$10.54

Monthly RSI

65.75

Open price

$10.84

Position in 52-week range

41.67%

Previous close

$10.85

Price vs 150-day SMA

5.75%

Price vs 20-day SMA

-2.57%

Price vs 200-day SMA

11.61%

Price vs 50-day SMA

-5.8%

Relative volume

0.73

RSI

38.57

Sharpe ratio

1.61

Sharpe ratio (3Y)

0.46

Sharpe ratio (5Y)

0.17

Sortino ratio

3.07

Sortino ratio (3Y)

0.9

Sortino ratio (5Y)

0.42

Volume

2.2M

Weekly RSI

54.73

YTD price change

50.06%

YTD total return

50.74%

Metric	Value
Float	261.8M
Float percentage	97.12%
Shares change (QoQ)	0.49%
Shares change (YoY)	-0.17%
Shares held by insiders	2.88%
Shares held by institutions	15.58%
Shares outstanding	269.5M
Short % of float	8.39%
Short % of shares	8.15%
Short ratio	4.8 days

Metric

Value

Float

261.8M

Float percentage

97.12%

Shares change (QoQ)

0.49%

Shares change (YoY)

-0.17%

Shares held by insiders

2.88%

Shares held by institutions

15.58%

Shares outstanding

269.5M

Short % of float

8.39%

Short % of shares

8.15%

Short ratio

4.8 days

Columbia Financial, Inc. (CLBK)

Price

Financial snapshot

Fair-value bridge

Latest news · CLBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CLBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CLBK

Frequently asked questions