Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OVLY stock hub

Oak Valley Bancorp has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

276M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

OVLY

In the news

Latest news · OVLY

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E11.6

P25 10.9P50 14.7P75 36.2

ROEn/a

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OVLY market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

195

Groups with data

Currency

USD

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001431567
Company name	Oak Valley Bancorp
Country	United States
Country code	US
Cusip	671807105
Employees	244
Employees Change	13%
Employees Change Percent	5.63
Enterprise value	$227.5M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US6718071052
Last refreshed	2026-05-10
Market cap	$276M
Market cap category	Micro-Cap
Price	$33.36
Price currency	USD
Rev Per Employee	335,311.48x
Sector	Financials
Sic	6022
Symbol	OVLY
Website	https://www.ovcb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.67%
EV Earnings	9.51x
EV/Sales	2.78x
P/B ratio	1.32x
P/E ratio	11.59x
P/S ratio	3.37x
PE Ratio10 Y	10.8x
PE Ratio3 Y	8.62x
PE Ratio5 Y	8.62x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$81.8M
Net Income	$23.9M
Net Income Growth	-2.42%
Net Income Growth Q	0.23%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-7.01%
Net Income Growth5 Y	9.3%
Pretax Margin	37.47%
Profit Margin	29.24%
Profit Per Employee	$98,053
Profitable Years	20
Roa5y	1.26
Roe5y	15.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.39%
Cagr15y	13.83%
Cagr1y	35.34%
Cagr20y	5.18%
Cagr3y	14.37%
Cagr5y	15.54%
Div CAGR10	10.89%
Div CAGR3	28.25%
Div CAGR5	18.41%
EPS Growth	-3.03
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-7.34
EPS Growth5 Y	8.9
Revenue Growth	3.74x
Revenue Growth Q	4.59x
Revenue Growth Quarters	6x
Revenue Growth Years	1x
Revenue Growth3 Y	2.25x
Revenue Growth5 Y	10.37x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	$56.2M
Debt	$7.6M
Equity	$208M
Net Cash	$48.6M
Net Cash By Market Cap	$17.6
Net Cash Growth	-75.85%
Net Debt Equity	$-0.23
Tangible Book Value	$204.7M
Tangible Book Value Per Share	$24.81
WACC	5.26

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.43%
Dividend Growth	28.57%
Dividend Growth Years	12%
Dividend per share	$0.75
Dividend Years	13
Dividend Yield	2.25%
Ex Div Date	2026-02-02
Last Dividend	$0.38
Payout Frequency	Semi-Annual
Payout Ratio	23.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	318.39%
1Y total return	35.31%
200-day SMA	30.1
3Y total return	49.6%
50-day SMA	33
50-day SMA vs 200-day SMA	50over200
5Y total return	105.86%
All Time High	35.47
All Time High Change	-5.95%
All Time High Date	2026-04-17
All Time Low	1.79
All Time Low Change	1,768.91%
All Time Low Date	1997-03-12
ATR	0.61
Beta	0.21
Beta1y	0.56
Beta2y	0.66
Ch YTD	10.98
High	33.47
High52	35.47
High52 Date	2026-04-20
High52ch	-5.95%
Low	33.23
Low52	24.5
Low52 Date	2025-05-23
Low52ch	36.16%
Ma50ch	1.1%
Price vs 200-day SMA	10.82%
RSI	48.73
RSI Monthly	66.12
RSI Weekly	58.15
Sharpe ratio	1.21x
Sortino ratio	2.28
Total Return	1.82%
Tr YTD	12.3
Tr15y	598.11%
Tr1m	0.6%
Tr1w	-0.48%
Tr3m	-0.77%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$31.8M
Operating margin	38.84

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7,068,351%
Float Percent	85.42%
Shares Insiders	14.18%
Shares Institutions	33.19%
Shares Out	8,274,493
Shares Qo Q	0.21%
Shares Yo Y	0.43%
Short Float	0.55%
Short Ratio	1.35
Short Shares	0.47

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	35,126.45x
Bv Per Share	25.21
Ch10y	252.6
Ch15y	458.8
Ch1m	0.6
Ch1w	-0.48
Ch1y	32.28
Ch20y	109.2
Ch3m	-0.77
Ch3y	41.36
Ch5y	88.48
Ch6m	17.8
Change	0.48%
Change From Open	0.3
Close	33.2
Days Gap	0.18
Dollar Volume	1,060,762.6
Earnings Date	2026-04-22
Earnings Time	amc
EPS	$2.88
F Score	1
Fiscal Year End	December
Founded	1,990
Graham Number	40.41604
Graham Upside	21.15
Income Tax	$6.7M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Last Split Date	2006-01-17
Last Split Type	Forward
Last10k Filing Date	2026-03-25
Lynch Fair Value	$26.79
Lynch Upside	-19.69
Ma150	30.79
Ma150ch	8.35%
Ma20	33.9
Ma20ch	-1.6%
Next Earnings Date	2026-07-17
Open	33.26
Optionable	No
Payment Date	2026-02-13
Position In Range	54.17
Post Close	33.36
Postmarket Change Percent	-0.03
Postmarket Price	$33.35
Price Date	2026-05-08
Ptbv Ratio	1.35
Relative Volume	0.91x
Revenue	81,816,000x
Tax By Revenue	8.23x
Tax Rate	21.97%
Tr20y	174.51%
Tr6m	19.2%
Us State	California
Volume	31,797.4

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OVLY dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.2%

$0.75 annual per share

Payout ratio

+23.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.4%

12 consecutive years of growth

Total shareholder yield

+1.8%

Next ex-dividend date: 2026-02-02

Performance

OVLY stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OVLY?

Insider, institutional, and short-interest positioning.

Institutional ownership

+33.2%

Float: +85.4% of shares outstanding

Insider ownership

+14.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

OVLY momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.7

Neutral momentum band

Price vs 200-day MA

+10.8%

50/200-day relationship not available

Beta (5Y)

0.21

Less volatile than the market

Sharpe ratio

1.21

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

OVLY vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Redukuj
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Redukuj
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Redukuj

Questions

About OVLY

Hub-level FAQ points readers to the deeper analysis pages.

What is the current OVLY stock rating?

Oak Valley Bancorp is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full OVLY analysis?

The full report lives at /stocks/OVLY/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for OVLY?

The latest report frames OVLY around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the OVLY page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.