Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

TSX/SFC stock hub

TSX/SFC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.3B

Toronto Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TSX/SFC

In the news

Latest news · TSX/SFC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.8

P25 10.2P50 13.2P75 16.3

Trailing P/E14.3

P25 7.1P50 14.3P75 20.2

ROE8.7

P25 -36.6P50 -7.1P75 10.5

ROIC5.7

P25 -21.8P50 -4.6P75 9.1

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TSX/SFC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

194

Groups with data

Currency

USD

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Bermuda
Country code	CA
Employees	5,600
Employees Change	300%
Employees Change Percent	5.66
Enterprise value	CAD 5.6B
Exchange	Toronto Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Insurance - Life
Isin	BM78669Q1007
Last refreshed	2026-05-10
Market cap	CAD 1.3B
Price	CAD 9.37
Price currency	CAD
Rev Per Employee	351,606.34x
Sector	Financials
Sic	6311
Symbol	tsx/SFC
Website	https://www.sagicor.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.24%
EV Earnings	60.68x
EV/EBIT	10.37x
EV/EBITDA	9.83x
EV/FCF	-243.81x
EV/Sales	2.83x
FCF yield	-1.8%
Forward P/E	6.81x
P/B ratio	0.64x
P/E ratio	14.3x
P/S ratio	0.64x
PE Ratio3 Y	5.69x
PE Ratio5 Y	8.33x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	27.28%
EBITDA Margin	28.77%
Gross margin	52.23%
Gross Profit	CAD 1B
Net Income	CAD 91.8M
Net Income Growth	-31.33%
Net Income Growth Years	0%
Pretax Margin	12.81%
Profit Margin	4.66%
Profit Per Employee	CAD 16,389
Profitable Years	3
ROA	1.02
Roa5y	1.15
ROCE	1.76
ROE	8.71
Roe5y	15.15
ROIC	5.7
Roic5y	5.99

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	24.5%
Cagr3y	30.13%
Cagr5y	13.61%
Div CAGR3	9.08%
Div CAGR5	11.99%
EPS Growth	-29.6
EPS Growth Years	0
Revenue Growth	-1.46x
Revenue Growth Quarters	3x
Revenue Growth Years	1x
Revenue Growth3 Y	20.63x
Revenue Growth5 Y	-4.93x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CAD 0.06
Assets	CAD 34.5B
Cash	CAD 457.2M
Debt	CAD 4.2B
Debt EBITDA	CAD 7.43
Debt Equity	CAD 2.14
Debt FCF	CAD -184
Equity	CAD 2B
Interest Coverage	1.89
Liabilities	CAD 32.5B
Net Cash	CAD -3.8B
Net Cash By Market Cap	CAD -296
Net Debt EBITDA	CAD 6.63
Net Debt Equity	CAD 1.91
Tangible Book Value	CAD 1.3B
Tangible Book Value Per Share	CAD 9.66
WACC	4.43

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.34
Net Working Capital	CAD -1.8B
Quick ratio	0.15
Working Capital	CAD -2.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.55%
Dividend Growth	12.25%
Dividend Growth Years	4%
Dividend per share	CAD 0.41
Dividend Years	7
Dividend Yield	4.38%
Ex Div Date	2026-03-26
Last Dividend	CAD 0.1
Payout Frequency	Quarterly
Payout Ratio	54.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	24.48%
200-day SMA	8.81
3Y total return	120.4%
50-day SMA	9.52
50-day SMA vs 200-day SMA	50over200
5Y total return	89.29%
All Time High	10.53
All Time High Change	-11.02%
All Time High Date	2026-03-16
All Time Low	4.25
All Time Low Change	120.47%
All Time Low Date	2023-08-31
ATR	0.32
Beta	0.04
Beta1y	0.13
Beta2y	-0.03
Ch YTD	-1.16
High	9.67
High52	10.53
High52 Date	2026-03-16
High52ch	-11.02%
Low	9.37
Low52	7.21
Low52 Date	2025-08-14
Low52ch	29.96%
Ma50ch	-1.62%
Price vs 200-day SMA	6.37%
RSI	45.96
RSI Monthly	65.73
RSI Weekly	52.97
Sharpe ratio	0.74x
Sortino ratio	1.41
Total Return	6.93%
Tr YTD	-0.08
Tr1m	3.77%
Tr1w	-1.58%
Tr3m	-2.35%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CAD 537.2M
Operating margin	27.28

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	90,410,954%
Net Borrowing	22,803,761.1
Shares Insiders	8.57%
Shares Institutions	0.98%
Shares Out	135,363,021
Shares Qo Q	-2.88%
Shares Yo Y	-2.55%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD -22.8M
Average Volume	172,423.5x
Bv Per Share	10.5
CAPEX	CAD -15M
Ch1m	3.77
Ch1w	-1.58
Ch1y	18.91
Ch3m	-3.4
Ch3y	88.91
Ch5y	47.56
Ch6m	15.68
Change	-1.26%
Change From Open	-1.16
Close	9.49
Days Gap	-0.11
Dollar Volume	945,620.4
Earnings Date	2026-05-15
EBIT	CAD 537.2M
EBITDA	CAD 566.5M
EPS	CAD 0.66
F Score	2
FCF	CAD -22.8M
FCF EV Yield	-0.41x
FCF Per Share	CAD -0.17
Financing CF	-59,017,118
Fiscal Year End	December
Founded	1,840
Goodwill	60,497,430.7
Graham Number	12.44321
Graham Upside	32.8
Income Tax	CAD 87.6M
Investing CF	-17,037,537
Is Primary Listing	1
Last Earnings Date	2026-03-11
Last Report Date	2025-12-31
Ma150	9.05
Ma150ch	3.58%
Ma20	9.54
Ma20ch	-1.81%
Net CF	-81,758,514
Next Earnings Date	2026-05-15
Open	9.48
Payment Date	2026-04-17
Position In Range	0
Ppne	307,590,351.2
Price Date	2026-05-08
Price EBITDA	CAD 2.24
Ptbv Ratio	0.97
Relative Volume	0.6x
Revenue	1,968,995,505x
Tax By Revenue	4.45x
Tax Rate	34.74%
Tr6m	18.3%
Volume	100,920

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TSX/SFC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.4%

$0.41 annual per share

Payout ratio

+54.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.0%

4 consecutive years of growth

Total shareholder yield

+6.9%

Next ex-dividend date: 2026-03-26

Performance

TSX/SFC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TSX/SFC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.0%

Share of float held by funds and institutions

Insider ownership

+8.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.6%

Negative means the company is buying back shares.

Technical

TSX/SFC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.0

Neutral momentum band

Price vs 200-day MA

+6.4%

50/200-day relationship not available

Beta (5Y)

0.04

Less volatile than the market

Sharpe ratio

0.74

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TSX/SFC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tsx/SFC stock rating?

tsx/SFC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tsx/SFC analysis?

The full report lives at /stocks/tsx/SFC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tsx/SFC?

The latest report frames tsx/SFC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tsx/SFC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.