Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

TSXV/EPF stock hub

TSXV/EPF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

84.2M

TSX Venture Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TSXV/EPF

In the news

Latest news · TSXV/EPF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 10.2P50 13.2P75 16.3

Trailing P/En/a

P25 7.1P50 14.3P75 20.2

ROE-14.3

P25 -36.6P50 -7.1P75 10.5

ROIC-4.5

P25 -21.8P50 -4.6P75 9.1

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TSXV/EPF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

173

Groups with data

Currency

CAD

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Canada
Country code	CA
Enterprise value	CAD 102M
Exchange	TSX Venture Exchange
Financial currency	CAD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-05-10
Market cap	CAD 84.2M
Price	CAD 0.65
Price currency	CAD
Sector	Financials
Sic	6141
Symbol	tsxv/EPF
Website	https://everydaypeoplefinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-1.68%
EV Earnings	-71.96x
EV/EBITDA	44.89x
EV/FCF	19.26x
EV/Sales	1.34x
FCF yield	6.29%
P/B ratio	6.26x
P/S ratio	1.11x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-1.92%
EBITDA Margin	1.86%
FCF margin	6.96%
Gross margin	65.44%
Gross Profit	CAD 49.9M
Gross Profit Growth	48.53%
Gross Profit Growth Q	332.92%
Gross Profit Growth3 Y	77.01%
Net Income	CAD -1.4M
Pretax Margin	-1.41%
Profit Margin	-1.86%
ROA	-1.47
ROCE	-5.37
ROE	-14.34
ROIC	-4.45

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-2.99%
Cagr3y	23.5%
FCF Growth	-2.2%
FCF Growth Q	45.31%
OCF Growth	-2.58%
OCF Growth Q	8.02%
Revenue Growth	33.35x
Revenue Growth Q	99.42x
Revenue Growth3 Y	61.81x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	CAD 1.22
Assets	CAD 60.5M
Cash	CAD 1.4M
Current Assets	CAD 27.6M
Current Liabilities	CAD 33.2M
Debt	CAD 19.2M
Debt EBITDA	CAD 8.43
Debt Equity	CAD 1.42
Debt FCF	CAD 3.62
Equity	CAD 13.5M
Interest Coverage	-0.94
Liabilities	CAD 47M
Long Term Assets	CAD 32.9M
Long Term Liabilities	CAD 13.8M
Net Cash	CAD -17.8M
Net Cash By Market Cap	CAD -21.15
Net Debt EBITDA	CAD 12.59
Net Debt Equity	CAD 1.32
Net Debt FCF	CAD 3.36
Tangible Book Value	CAD -14.1M
Tangible Book Value Per Share	CAD -0.11
WACC	6.76

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.83
Net Working Capital	CAD 1.9M
Quick ratio	0.38
Working Capital	CAD -5.6M
Working Capital Turnover	CAD -8.99

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-7.57%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-2.99%
200-day SMA	0.62
3Y total return	88.41%
50-day SMA	0.5
50-day SMA vs 200-day SMA	50under200
All Time High	1.05
All Time High Change	-38.1%
All Time High Date	2025-01-30
All Time Low	0.2
All Time Low Change	225%
All Time Low Date	2022-09-23
ATR	0.04
Beta	0.47
Beta1y	0.13
Beta2y	0.48
Ch YTD	8.33
High	0.66
High52	0.81
High52 Date	2025-08-19
High52ch	-19.75%
Low	0.64
Low52	0.36
Low52 Date	2026-03-09
Low52ch	80.56%
Ma50ch	30.81%
Price vs 200-day SMA	4.55%
RSI	66.83
RSI Monthly	54.41
RSI Weekly	57.31
Sharpe ratio	0.14x
Sortino ratio	0.29
Total Return	-7.57%
Tr YTD	8.33
Tr1m	42.86%
Tr1w	3.18%
Tr3m	10.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CAD -1.5M
Operating margin	-1.92

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	88,584,069%
Net Borrowing	-4,421,000
Shares Insiders	11.09%
Shares Institutions	1.43%
Shares Out	129,581,636
Shares Qo Q	1.27%
Shares Yo Y	7.57%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CAD 4.6M
Average Volume	55,563.9x
Bv Per Share	0.1
CAPEX	CAD -747,000
Ch1m	42.86
Ch1w	3.18
Ch1y	-2.99
Ch3m	10.17
Ch3y	88.41
Ch6m	-5.8
Change	0%
Change From Open	0
Close	0.65
Days Gap	0
Depreciation Amortization	2,876,000
Dollar Volume	6,825
Earnings Date	2026-05-13
EBIT	CAD -1.5M
EBITDA	CAD 1.4M
EPS	CAD -0.01
F Score	6
FCF	CAD 5.3M
FCF EV Yield	5.19x
FCF Per Share	CAD 0.04
Financing CF	-4,421,000
Fiscal Year End	December
Goodwill	12,964,000
Income Tax	CAD 341,000
Investing CF	-747,000
Is Primary Listing	1
Last Earnings Date	2026-02-17
Last Report Date	2025-12-31
Ma150	0.59
Ma150ch	10%
Ma20	0.58
Ma20ch	11.97%
Net CF	-67,000
Next Earnings Date	2026-05-13
Open	0.65
P FCF Ratio	15.9
P OCF Ratio	13.93
Position In Range	50
Ppne	5,331,000
Price Date	2026-05-08
Price EBITDA	CAD 59.53
Relative Volume	0.19x
Revenue	76,175,000x
SBC By Revenue	0.89x
Share Based Comp	680,000
Tax By Revenue	0.45x
Tr6m	-5.8%
Volume	10,500
Z Score	0.67

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does TSXV/EPF pay a dividend?

Capital-return profile for this ticker.

Performance

TSXV/EPF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TSXV/EPF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.4%

Share of float held by funds and institutions

Insider ownership

+11.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+7.6%

Negative means the company is buying back shares.

Technical

TSXV/EPF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

66.8

Neutral momentum band

Price vs 200-day MA

+4.6%

50/200-day relationship not available

Beta (5Y)

0.47

Less volatile than the market

Sharpe ratio

0.14

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TSXV/EPF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tsxv/EPF stock rating?

tsxv/EPF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tsxv/EPF analysis?

The full report lives at /stocks/tsxv/EPF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tsxv/EPF?

The latest report frames tsxv/EPF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tsxv/EPF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.