Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/93S stock hub

FRA/93S has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.4B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/93SFRA/93S

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In the news

Latest news · FRA/93S

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.6

P25 n/aP50 n/aP75 n/a

Trailing P/E10.6

P25 n/aP50 n/aP75 n/a

ROE16.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/93S market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

164

Groups with data

Currency

NOK

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	DE
Employees	1,002
Employees Change	-23%
Employees Change Percent	-2.13
Exchange	Frankfurt Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 1.4B
Price	EUR 13.5
Price currency	EUR
Rev Per Employee	561,772.61x
Sic	6020
Symbol	fra/93S
Website	https://www.sparebank1.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.47%
FCF yield	-16.07%
Forward P/E	4.56x
P/B ratio	0.77x
P/E ratio	10.55x
P/S ratio	2.41x
PE Ratio10 Y	8.89x
PE Ratio3 Y	8.28x
PE Ratio5 Y	9.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 562.9M
Net Income	EUR 128.5M
Net Income Growth	-10.66%
Net Income Growth Q	-11.49%
Net Income Growth3 Y	15.11%
Net Income Growth5 Y	11.64%
Pretax Margin	66.37%
Profit Margin	52.67%
Profit Per Employee	EUR 128,245
ROA	2.36
Roa5y	2.15
ROE	16.87
Roe5y	15.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	18.71%
Cagr3y	27.22%
Cagr5y	19.64%
Div CAGR3	-10.64%
Div CAGR5	43.56%
EPS Growth	-11.16
EPS Growth Q	-11.77
EPS Growth3 Y	14.84
EPS Growth5 Y	11.55
Revenue Growth	-4.6x
Revenue Growth Q	-3.87x
Revenue Growth3 Y	13.14x
Revenue Growth5 Y	10.36x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 13.1B
Cash	EUR 199.3M
Debt	EUR 2.3B
Debt FCF	EUR -10.5
Equity	EUR 1.8B
Liabilities	EUR 11.3B
Net Cash	EUR -2.1B
Net Cash By Market Cap	EUR -154
Net Debt Equity	EUR 1.19
Tangible Book Value	EUR 1.7B
Tangible Book Value Per Share	EUR 7.62

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -8.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	23.42%
Dividend Growth	3.71%
Dividend Growth Years	1%
Dividend per share	EUR 0.76
Dividend Years	8
Dividend Yield	5.64%
Ex Div Date	2026-03-27
Last Dividend	EUR 0.76
Payout Frequency	Annual
Payout Ratio	86.66%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	18.69%
200-day SMA	12.56
3Y total return	105.93%
50-day SMA	13.96
50-day SMA vs 200-day SMA	50over200
5Y total return	145.14%
All Time High	14.7
All Time High Change	-8.16%
All Time High Date	2026-04-21
All Time Low	3.58
All Time Low Change	277.62%
All Time Low Date	2020-03-19
ATR	0.21
Ch YTD	5.97
High	13.5
High52	14.7
High52 Date	2026-04-21
High52ch	-8.16%
Low	13.5
Low52	11.27
Low52 Date	2025-09-04
Low52ch	19.83%
Ma50ch	-3.27%
Price vs 200-day SMA	7.48%
RSI	33.5
RSI Monthly	62.51
RSI Weekly	54.02
Sharpe ratio	0.63x
Sortino ratio	1.17
Total Return	29.06%
Tr YTD	12.14
Tr1m	-1.9%
Tr1w	-3.57%
Tr3m	10.45%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 373.6M
Operating margin	66.37

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	96,403,977%
Net Borrowing	-97,601,307.4
Shares Insiders	3.98%
Shares Institutions	60.32%
Shares Qo Q	116.47%
Shares Yo Y	-23.42%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -217.9M
Average Volume	55.1x
Bv Per Share	7.71
CAPEX	EUR -8.5M
Ch1m	-1.9
Ch1w	-3.57
Ch1y	12.16
Ch3m	4.38
Ch3y	68.92
Ch5y	61.31
Ch6m	18.07
Change	-2.17%
Change From Open	0
Close	13.8
Days Gap	-2.17
Earnings Date	2026-05-07
EPS	EUR 1.28
F Score	2
FCF	EUR -217.9M
Financing CF	323,614,085
Fiscal Year End	December
Founded	1,836
Graham Number	22.46329
Graham Upside	66.39
Income Tax	EUR 73.9M
Investing CF	-97,867,881
Is Primary Listing	0
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Lynch Fair Value	EUR 14.89
Lynch Upside	10.3
Ma150	12.8
Ma150ch	5.47%
Ma20	14.13
Ma20ch	-4.46%
Net CF	16,296,472
Next Earnings Date	2026-08-13
Open	13.5
Payment Date	2026-04-08
Ppne	75,042,514.6
Price Date	2026-05-08
Ptbv Ratio	0.79
Relative Volume	7.28x
Revenue	562,896,156x
Tax By Revenue	13.13x
Tax Rate	19.79%
Tr6m	24.94%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/93S dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.6%

$0.76 annual per share

Payout ratio

+86.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+43.6%

1 consecutive years of growth

Total shareholder yield

+29.1%

Next ex-dividend date: 2026-03-27

Performance

FRA/93S stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/93S?

Insider, institutional, and short-interest positioning.

Institutional ownership

+60.3%

Share of float held by funds and institutions

Insider ownership

+4.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-23.4%

Negative means the company is buying back shares.

Technical

FRA/93S momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

33.5

Neutral momentum band

Price vs 200-day MA

+7.5%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.63

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/93S

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/93S stock rating?

fra/93S is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/93S analysis?

The full report lives at /stocks/fra/93S/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/93S?

The latest report frames fra/93S around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/93S page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.