Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/LE0 stock hub

FRA/LE0 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.6B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/LE0

In the news

Latest news · FRA/LE0

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-26.1

P25 n/aP50 n/aP75 n/a

ROIC-9.6

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/LE0 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

162

Groups with data

Currency

USD

Showing 162 of 162 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	1,282
Employees Change	-23%
Employees Change Percent	-1.83
Enterprise value	EUR 3.4B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 3.6B
Price	EUR 45.5
Price currency	EUR
Rev Per Employee	571,457.34x
Sic	6331
Symbol	fra/LE0
Website	https://www.lemonade.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-3.36%
EV Earnings	-28.58x
EV/FCF	203.55x
EV/Sales	4.8x
FCF yield	0.47%
P/B ratio	7.99x
P/S ratio	4.9x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-12.67%
EBITDA Margin	-11.08%
FCF margin	2.31%
Gross margin	53.25%
Gross Profit	EUR 390.1M
Net Income	EUR -120.5M
Pretax Margin	-15.88%
Profit Margin	-16.44%
Profit Per Employee	EUR -93,969
ROA	-3.51
Roa5y	-8.73
ROCE	-10.17
ROE	-26.12
Roe5y	-30.83
ROIC	-9.64

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	71.76%
Cagr3y	61.52%
Cagr5y	-6.98%
Revenue Growth	51.22x
Revenue Growth Q	70.64x
Revenue Growth3 Y	40.04x
Revenue Growth5 Y	55.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.44
Assets	EUR 1.7B
Cash	EUR 341.5M
Debt	EUR 173.8M
Debt Equity	EUR 0.39
Debt FCF	EUR 10.28
Equity	EUR 449.3M
Interest Coverage	-5.3
Liabilities	EUR 1.2B
Net Cash	EUR 150.8M
Net Cash By Market Cap	EUR 4.2
Net Cash Growth	-6.25%
Net Debt Equity	EUR -0.34
Net Debt FCF	EUR -8.92
Tangible Book Value	EUR 425.8M
Tangible Book Value Per Share	EUR 5.54

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.24
Net Working Capital	EUR -135M
Quick ratio	0.93
Working Capital	EUR 189.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.34%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	71.7%
200-day SMA	53.54
3Y total return	321.49%
50-day SMA	51.27
50-day SMA vs 200-day SMA	50under200
5Y total return	-30.36%
All Time High	155
All Time High Change	-70.65%
All Time High Date	2021-01-12
All Time Low	9.46
All Time Low Change	380.77%
All Time Low Date	2023-04-27
ATR	2.82
Ch YTD	-23.56
High	46.36
High52	82.66
High52 Date	2026-01-23
High52ch	-44.96%
Low	45.5
Low52	25
Low52 Date	2025-05-21
Low52ch	82%
Ma50ch	-11.25%
Price vs 200-day SMA	-15.02%
RSI	39.36
RSI Monthly	51.94
RSI Weekly	44.82
Sharpe ratio	0.95x
Sortino ratio	1.61
Total Return	-4.34%
Tr YTD	-23.56
Tr1m	-13%
Tr1w	-2.38%
Tr3m	-22.43%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR -92.8M
Operating margin	-12.67

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	71,150,671%
Net Borrowing	65,886,647.4
Shares Insiders	5.41%
Shares Institutions	65.27%
Shares Qo Q	1.48%
Shares Yo Y	4.34%
Short Ratio	4.76

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -45.7M
Average Volume	196.35x
Bv Per Share	5.85
CAPEX	EUR -9.2M
Ch1m	-13
Ch1w	-2.38
Ch1y	71.7
Ch3m	-22.43
Ch3y	321.5
Ch5y	-30.36
Ch6m	-23.01
Change	0.73%
Change From Open	-0.31
Close	45.17
Days Gap	1.04
Earnings Date	2026-04-29
EBIT	EUR -92.8M
EBITDA	EUR -81.2M
EPS	EUR -1.61
F Score	3
FCF	EUR 16.9M
FCF EV Yield	0.49x
Financing CF	97,831,440
Fiscal Year End	December
Founded	2,015
Goodwill	16,111,278
Income Tax	EUR 4.2M
Investing CF	-72,332,820
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Ma150	56.89
Ma150ch	-20.02%
Ma20	52.33
Ma20ch	-13.06%
Net CF	57,935,640
Next Earnings Date	2026-07-29
Open	45.64
P FCF Ratio	212.3
P OCF Ratio	137.5
Position In Range	0
Ppne	14,160,965.4
Price Date	2026-05-08
Ptbv Ratio	8.43
Relative Volume	0.92x
Revenue	732,608,310x
SBC By Revenue	8.55x
Share Based Comp	62,619,060
Tax By Revenue	0.57x
Tr6m	-23.01%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/LE0 pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/LE0 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/LE0?

Insider, institutional, and short-interest positioning.

Institutional ownership

+65.3%

Share of float held by funds and institutions

Insider ownership

+5.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/LE0 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.4

Neutral momentum band

Price vs 200-day MA

-15.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.95

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/LE0

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/LE0 stock rating?

fra/LE0 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/LE0 analysis?

The full report lives at /stocks/fra/LE0/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/LE0?

The latest report frames fra/LE0 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/LE0 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.