Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

HKG/3660 stock hub

HKG/3660 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

12.5B

Hong Kong Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

HKG/3660

In the news

Latest news · HKG/3660

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E3

P25 5.5P50 6.5P75 9.9

Trailing P/E1.9

P25 5.5P50 7.9P75 16.4

ROE24.7

P25 -3.7P50 4.2P75 8.9

ROIC32.8

P25 -4.9P50 1.1P75 4.8

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HKG/3660 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

CNY

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Cayman Islands
Country code	HK
Employees	3,557
Employees Change	30%
Employees Change Percent	0.85
Enterprise value	HKD 8.9B
Exchange	Hong Kong Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Credit Services
Isin	KYG8851G1001
Last refreshed	2026-05-10
Market cap	HKD 12.5B
Price	HKD 52.8
Price currency	HKD
Rev Per Employee	6,008,317.82x
Sector	Financials
Sic	6141
Symbol	hkg/3660
Website	https://www.qfin.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	53.18%
EV Earnings	1.34x
EV/EBIT	0.96x
EV/EBITDA	0.94x
EV/FCF	0.74x
EV/Sales	0.42x
FCF yield	96.27%
Forward P/E	3.04x
P/B ratio	0.47x
P/E ratio	1.88x
P/S ratio	0.59x
PE Ratio10 Y	4.67x
PE Ratio3 Y	5.03x
PE Ratio5 Y	4.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	43.46%
EBITDA Margin	43.81%
FCF margin	56.46%
Gross margin	61.41%
Gross Profit	HKD 13.1B
Gross Profit Growth	11.23%
Gross Profit Growth Q	-33.47%
Gross Profit Growth3 Y	0.27%
Gross Profit Growth5 Y	2.63%
Net Income	HKD 6.7B
Net Income Growth	-4.38%
Net Income Growth Q	-46.81%
Net Income Growth3 Y	14.18%
Net Income Growth5 Y	11.37%
Pretax Margin	38.41%
Profit Margin	31.19%
Profit Per Employee	HKD 1.9M
ROA	9.93
Roa5y	13.66
ROCE	22.81
ROE	24.69
Roe5y	28.54
ROIC	32.81
Roic5y	57.93

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-65.9%
Cagr3y	-2.66%
EPS Growth	6.64
EPS Growth Q	-41
EPS Growth3 Y	20.75
EPS Growth5 Y	14.06
FCF Growth	17.99%
FCF Growth Q	0.54%
FCF Growth3 Y	22.52%
FCF Growth5 Y	15.35%
OCF Growth	18.63%
OCF Growth Q	3.38%
OCF Growth3 Y	23.23%
OCF Growth5 Y	15.79%
Revenue Growth	11.88x
Revenue Growth Q	-8.69x
Revenue Growth3 Y	5.08x
Revenue Growth5 Y	7.2x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	HKD 0.37
Assets	HKD 63.4B
Cash	HKD 8.4B
Current Assets	HKD 57B
Current Liabilities	HKD 23.4B
Debt	HKD 4.8B
Debt EBITDA	HKD 0.51
Debt Equity	HKD 0.18
Debt FCF	HKD 0.4
Equity	HKD 26.9B
Liabilities	HKD 36.5B
Long Term Assets	HKD 6.4B
Long Term Liabilities	HKD 13B
Net Cash	HKD 3.6B
Net Cash By Market Cap	HKD 28.84
Net Cash Growth	-47.57%
Net Debt EBITDA	HKD -0.39
Net Debt Equity	HKD -0.13
Net Debt FCF	HKD -0.3
Tangible Book Value	HKD 25.7B
Tangible Book Value Per Share	HKD 211
WACC	5.24

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.43
Net Working Capital	HKD 26.5B
Quick ratio	0.42
Working Capital	HKD 32.4B
Working Capital Turnover	HKD 0.79

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	10.31%
Dividend Growth	19.13%
Dividend Growth Years	4%
Dividend per share	HKD 6.02
Dividend Years	5
Dividend Yield	11.4%
Ex Div Date	2026-04-21
Last Dividend	HKD 3.05
Payout Frequency	Semi-Annual
Payout Ratio	12.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-65.88%
200-day SMA	86.8
3Y total return	-7.79%
50-day SMA	54.19
50-day SMA vs 200-day SMA	50under200
All Time High	204
All Time High Change	-74.12%
All Time High Date	2025-03-20
All Time Low	49.72
All Time Low Change	6.19%
All Time Low Date	2026-03-31
ATR	1.47
Beta	0.54
Ch YTD	-30.39
High	52.8
High52	200
High52 Date	2025-05-13
High52ch	-73.6%
Low	52.45
Low52	49.72
Low52 Date	2026-03-31
Low52ch	6.2%
Ma50ch	-2.57%
Price vs 200-day SMA	-39.17%
RSI	48.91
RSI Monthly	34.38
RSI Weekly	30.13
Sharpe ratio	-2.08x
Sortino ratio	-2.5
Total Return	21.51%
Tr YTD	-26.37
Tr1m	9.29%
Tr1w	1.05%
Tr3m	-5.35%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	HKD 9.3B
Operating Income Growth	4.24
Operating Income Growth Q	-45.26
Operating Income Growth3 Y	-1.9
Operating Income Growth5 Y	-0.56
Operating margin	43.46

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	90,945,456%
Net Borrowing	3,535,647,491.4
Shares Qo Q	-1.89%
Shares Yo Y	-10.31%
Short Ratio	1.09

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	HKD 11.6B
Average Volume	26,977.2x
Bv Per Share	220.1
CAPEX	HKD -267.7M
Ch1m	3.33
Ch1w	1.05
Ch1y	-68.57
Ch3m	-10.51
Ch3y	-23.42
Ch6m	-39.48
Change	-1.68%
Change From Open	0
Close	53.7
Days Gap	-1.68
Depreciation Amortization	78,445,626.6
Dollar Volume	382,800
Earnings Date	2026-05-19
EBIT	HKD 9.3B
EBITDA	HKD 9.4B
EPS	HKD 48.99
F Score	5
FCF	HKD 12.1B
FCF EV Yield	134.88x
Financing CF	3,097,913,501
Fiscal Year End	December
Founded	2,016
Goodwill	52,050,649.9
Graham Number	267.47704
Graham Upside	406.6
Income Tax	HKD 1.6B
Investing CF	-14,557,832,628
Is Primary Listing	1
Last Earnings Date	2026-03-17
Last Report Date	2025-12-31
Lynch Fair Value	HKD 319
Lynch Upside	504.4
Ma150	72.59
Ma150ch	-27.26%
Ma20	52.97
Ma20ch	-0.33%
Net CF	818,046,844
Next Earnings Date	2026-05-19
Open	52.8
P FCF Ratio	1.04
P OCF Ratio	1.02
Payment Date	2026-05-08
Position In Range	100
Ppne	774,687,556.9
Price Date	2026-05-08
Price EBITDA	HKD 1.34
Ptbv Ratio	0.49
Relative Volume	0.27x
Revenue	21,371,586,469x
SBC By Revenue	1.97x
Share Based Comp	421,058,465
Tax By Revenue	7.29x
Tax Rate	18.99%
Tr6m	-35.99%
Volume	7,250
Z Score	2.67

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

HKG/3660 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+11.4%

$6.02 annual per share

Payout ratio

+12.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

4 consecutive years of growth

Total shareholder yield

+21.7%

Next ex-dividend date: 2026-04-21

Performance

HKG/3660 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HKG/3660?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

HKG/3660 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.9

Neutral momentum band

Price vs 200-day MA

-39.2%

50/200-day relationship not available

Beta (5Y)

0.54

Less volatile than the market

Sharpe ratio

-2.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About HKG/3660

Hub-level FAQ points readers to the deeper analysis pages.

What is the current hkg/3660 stock rating?

hkg/3660 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full hkg/3660 analysis?

The full report lives at /stocks/hkg/3660/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for hkg/3660?

The latest report frames hkg/3660 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the hkg/3660 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.