Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

IDX/CFIN stock hub

IDX/CFIN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.4T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/CFIN

In the news

Latest news · IDX/CFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 6.6P50 8.2P75 11.8

Trailing P/E5.9

P25 7.4P50 15.3P75 42.5

ROE4.1

P25 1.9P50 5.2P75 9.9

ROIC2.3

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/CFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

IDR

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	2,224
Employees Change	-276%
Employees Change Percent	-11.04
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Credit Services
Isin	ID1000095201
Last refreshed	2026-05-10
Market cap	IDR 1.4T
Price	IDR 348
Price currency	IDR
Rev Per Employee	287,514,641.64x
Sector	Financials
Sic	6141
Symbol	idx/CFIN
Website	https://clipan.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.06%
FCF yield	51.2%
P/B ratio	0.24x
P/E ratio	5.86x
P/S ratio	2.17x
PE Ratio10 Y	10.48x
PE Ratio3 Y	5.1x
PE Ratio5 Y	15.82x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	111.03%
Gross margin	97.79%
Gross Profit	IDR 625.3B
Net Income	IDR 236.5B
Net Income Growth	44.44%
Net Income Growth Q	69.34%
Net Income Growth Quarters	4%
Net Income Growth Years	0%
Net Income Growth3 Y	-17.04%
Pretax Margin	47.5%
Profit Margin	36.99%
Profit Per Employee	IDR 106.3M
Profitable Years	18
ROA	2.41
Roa5y	3.6
ROE	4.06
Roe5y	6.01
ROIC	2.31
Roic5y	3.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.48%
Cagr15y	-2.31%
Cagr1y	30.95%
Cagr20y	3.21%
Cagr3y	6.51%
Cagr5y	9.82%
Div CAGR10	10.76%
Div CAGR3	-20.63%
Div CAGR5	-12.94%
EPS Growth	44.46
EPS Growth Q	69.4
EPS Growth Quarters	4
EPS Growth Years	0
EPS Growth3 Y	-17.04
FCF Growth	90.29%
FCF Growth5 Y	-26.98%
OCF Growth	81.26%
OCF Growth Q	-96.86%
OCF Growth10 Y	1.39%
OCF Growth5 Y	-26.82%
Revenue Growth	1.14x
Revenue Growth Q	34.33x
Revenue Growth Years	0x
Revenue Growth3 Y	-10.47x
Revenue Growth5 Y	27.66x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	IDR 0.07
Assets	IDR 9.6T
Cash	IDR 48.1B
Debt	IDR 3.5T
Debt Equity	IDR 0.6
Debt FCF	IDR 4.92
Equity	IDR 5.8T
Liabilities	IDR 3.7T
Net Cash	IDR -3.4T
Net Cash By Market Cap	IDR -248
Net Debt Equity	IDR 0.59
Net Debt FCF	IDR 4.85
Tangible Book Value	IDR 5.8T
Tangible Book Value Per Share	IDR 1,465
WACC	1.47

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	33.4
Quick ratio	33.37
Working Capital	IDR 8.9T
Working Capital Turnover	IDR 0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	IDR 50
Dividend Years	1
Dividend Yield	14.37%
Last Dividend	IDR 50
Payout Ratio	84.2%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	87.42%
1Y total return	30.92%
200-day SMA	323.9
3Y total return	20.82%
50-day SMA	334.3
50-day SMA vs 200-day SMA	50over200
5Y total return	59.75%
All Time High	2,453.8
All Time High Change	-85.82%
All Time High Date	1995-06-28
All Time Low	23.37
All Time Low Change	1,389.15%
All Time Low Date	1998-09-16
ATR	9.01
Beta	0.17
Beta1y	0.22
Beta2y	0.53
Ch YTD	7.41
High	356
High52	400
High52 Date	2025-06-10
High52ch	-13%
Low	346
Low52	286
Low52 Date	2025-06-23
Low52ch	21.68%
Ma50ch	4.09%
Price vs 200-day SMA	7.43%
RSI	59.03
RSI Monthly	49.64
RSI Weekly	61.06
Sharpe ratio	1.17x
Sortino ratio	2.25
Total Return	14.37%
Tr YTD	7.41
Tr15y	-29.54%
Tr1m	5.46%
Tr1w	2.35%
Tr3m	8.08%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 275.8B
Operating Income Growth	59.26
Operating Income Growth Q	101.9
Operating Income Growth3 Y	-17.25
Operating margin	43.13

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,933,029,193%
Net Borrowing	-490,435,349,000
Shares Insiders	0%
Shares Institutions	8.58%
Shares Out	3,984,520,457
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR 709.9B
Average Volume	2,637,780x
Bv Per Share	1,467
CAPEX	IDR -10.2B
Ch10y	37.01
Ch15y	-54.21
Ch1m	5.46
Ch1w	2.35
Ch1y	14.47
Ch20y	9.94
Ch3m	8.08
Ch3y	-11.68
Ch5y	16.78
Ch6m	8.75
Change	0%
Change From Open	-1.14
Close	348
Days Gap	1.15
Depreciation Amortization	42,100,659,000
Dollar Volume	1,591,786,800
Earnings Date	2026-05-07
EPS	IDR 59.36
F Score	6
FCF	IDR 709.9B
FCF Per Share	IDR 178
Financing CF	-687,453,091,000
Fiscal Year End	December
Founded	1,982
Graham Number	1399.73162
Graham Upside	302.2
Income Tax	IDR 67.2B
Investing CF	-16,702,948,000
Is Primary Listing	1
Last Earnings Date	2026-02-20
Last Report Date	2026-03-31
Last Split Date	2007-07-09
Last Split Type	Forward
Lynch Fair Value	IDR 297
Lynch Upside	-14.72
Ma150	326.3
Ma150ch	6.65%
Ma20	342
Ma20ch	1.75%
Net CF	15,951,568,000
Open	352
P FCF Ratio	1.95
P OCF Ratio	1.93
Payment Date	2025-06-26
Position In Range	20
Ppne	173,416,834,000
Price Date	2026-05-08
Ptbv Ratio	0.24
Relative Volume	1.84x
Revenue	639,432,563,000x
Tax By Revenue	10.51x
Tax Rate	22.13%
Tr20y	88%
Tr6m	8.75%
Volume	4,574,100

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IDX/CFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+14.4%

$50.0 annual per share

Payout ratio

+84.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-12.9%

0 consecutive years of growth

Total shareholder yield

+14.4%

Dividend yield + buyback yield combined

Performance

IDX/CFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/CFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.6%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

IDX/CFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.0

Neutral momentum band

Price vs 200-day MA

+7.4%

50/200-day relationship not available

Beta (5Y)

0.17

Less volatile than the market

Sharpe ratio

1.17

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/CFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/CFIN stock rating?

idx/CFIN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/CFIN analysis?

The full report lives at /stocks/idx/CFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/CFIN?

The latest report frames idx/CFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/CFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.