Financials / Banks - DiversifiedUpdated 2026-05-10 22:07 UTC

JSE/FSR stock hub

JSE/FSR has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

498.3B

Johannesburg Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

JSE/FSR

In the news

Latest news · JSE/FSR

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.9

P25 7.4P50 9.9P75 14.5

Trailing P/E11.4

P25 8.5P50 11.5P75 17.3

ROE19.9

P25 4.1P50 13.9P75 30.1

ROICn/a

P25 2.2P50 13.5P75 31.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JSE/FSR market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

200

Groups with data

Currency

ZAR

Showing 200 of 200 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	ZA
Employees	51,244
Employees Change	527%
Employees Change Percent	1.04
Exchange	Johannesburg Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Banks - Diversified
Isin	ZAE000066304
Last refreshed	2026-05-10
Market cap	ZAc 498.3B
Price	ZAc 8,953
Price currency	ZAc
Rev Per Employee	2,718,288.97x
Sector	Financials
Sic	6020
Symbol	jse/FSR
Website	https://www.firstrand.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.82%
FCF yield	-23.2%
Forward P/E	10.85x
P/B ratio	2.02x
P/E ratio	11.4x
P/S ratio	3.58x
PE Ratio10 Y	10.91x
PE Ratio3 Y	10.71x
PE Ratio5 Y	10.51x
PEG ratio	0.8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	ZAc 137.5B
Net Income	ZAc 43.9B
Net Income Growth	10.41%
Net Income Growth Q	9.71%
Net Income Growth Quarters	10%
Net Income Growth Years	5%
Net Income Growth3 Y	4.77%
Net Income Growth5 Y	3.87%
Pretax Margin	43.56%
Profit Margin	32.78%
Profit Per Employee	ZAc 857,193
Profitable Years	23
ROA	1.81
Roa5y	1.73
ROE	19.85
Roe5y	19.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.69%
Cagr15y	16.36%
Cagr1y	32.01%
Cagr20y	15.67%
Cagr3y	19.23%
Cagr5y	18.04%
Div CAGR10	8.44%
Div CAGR3	0.47%
Div CAGR5	35.69%
EPS Growth	10.69
EPS Growth Q	10.02
EPS Growth Quarters	10
EPS Growth Years	5
EPS Growth3 Y	4.86
EPS Growth5 Y	3.92
FCF Growth Q	86.63%
OCF Growth Q	81.98%
Revenue Growth	7.51x
Revenue Growth Q	9.91x
Revenue Growth Quarters	17x
Revenue Growth Years	4x
Revenue Growth3 Y	3.14x
Revenue Growth5 Y	3.14x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	ZAc 2.7T
Cash	ZAc 375.8B
Debt	ZAc 112.2B
Debt FCF	ZAc -0.97
Equity	ZAc 247B
Liabilities	ZAc 2.4T
Net Cash	ZAc 263.7B
Net Cash By Market Cap	ZAc 52.92
Net Cash Growth	25.61%
Net Debt Equity	ZAc -1.07
Tangible Book Value	ZAc 231.7B
Tangible Book Value Per Share	ZAc 41.64
WACC	6.02

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	ZAc -1.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.17%
Dividend Growth	16.59%
Dividend Growth Years	2%
Dividend per share	ZAc 5.18
Dividend Years	35
Dividend Yield	5.79%
Ex Div Date	2026-03-31
Last Dividend	ZAc 2.59
Payout Frequency	Semi-Annual
Payout Ratio	56.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	260.79%
1Y total return	31.98%
200-day SMA	8,512
3Y total return	69.49%
50-day SMA	8,974.6
50-day SMA vs 200-day SMA	50over200
5Y total return	129.17%
All Time High	10,084
All Time High Change	-11.22%
All Time High Date	2026-02-27
All Time Low	35
All Time Low Change	25,480%
All Time Low Date	1992-01-02
ATR	234.8
Beta	0.57
Beta1y	0.84
Beta2y	0.77
Ch YTD	-1.34
High	9,187
High52	10,084
High52 Date	2026-02-27
High52ch	-11.22%
Low	8,953
Low52	7,092
Low52 Date	2025-06-23
Low52ch	26.24%
Ma50ch	-0.24%
Price vs 200-day SMA	5.18%
RSI	51.17
RSI Monthly	59.37
RSI Weekly	53.07
Sharpe ratio	1.09x
Sortino ratio	1.89
Total Return	5.96%
Tr YTD	1.71
Tr15y	871.19%
Tr1m	2.91%
Tr1w	2.73%
Tr3m	-2.07%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAc 58.1B
Operating margin	41.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,554,553,275%
Net Borrowing	5,579,000,000
Shares Insiders	0.2%
Shares Institutions	52.2%
Shares Out	5,565,559,205
Shares Qo Q	-0.26%
Shares Yo Y	-0.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAc -116.2B
Average Volume	17,055,121.15x
Bv Per Share	43.38
CAPEX	ZAc -8.6B
Ch10y	112.3
Ch15y	345.6
Ch1m	2.91
Ch1w	2.73
Ch1y	24.12
Ch20y	363.9
Ch3m	-5.01
Ch3y	41.35
Ch5y	68.13
Ch6m	11.36
Change	-2.61%
Change From Open	-2.43
Close	9,193
Days Gap	-0.18
Dollar Volume	110,697,434,652
Earnings Date	2026-09-10
EPS	ZAc 7.86
F Score	2
FCF	ZAc -115.6B
FCF Per Share	ZAc -20.77
Financing CF	129,859,000,000
Fiscal Year End	June
Founded	1,966
Goodwill	7,956,000,000
Graham Number	8876.65937
Graham Upside	-0.85
Income Tax	ZAc 13.3B
Investing CF	-9,218,000,000
Is Primary Listing	1
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Last Split Date	1997-04-14
Last Split Type	Forward
Lynch Fair Value	ZAc 3,946
Lynch Upside	-55.92
Ma150	8,790.9
Ma150ch	1.84%
Ma20	8,902.3
Ma20ch	0.57%
Net CF	12,519,000,000
Next Earnings Date	2026-09-10
Open	9,176
Payment Date	2026-04-07
Position In Range	0
Ppne	23,827,000,000
Price Date	2026-05-08
Ptbv Ratio	2.15
Relative Volume	0.75x
Revenue	139,296,000,000x
SBC By Revenue	0.45x
Share Based Comp	629,000,000
Tax By Revenue	9.58x
Tax Rate	21.99%
Tr20y	1,738.37%
Tr6m	14.8%
Volume	12,364,284

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JSE/FSR dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.8%

$5.18 annual per share

Payout ratio

+56.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+35.7%

2 consecutive years of growth

Total shareholder yield

+6.0%

Next ex-dividend date: 2026-03-31

Performance

JSE/FSR stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JSE/FSR?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.2%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

JSE/FSR momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.2

Neutral momentum band

Price vs 200-day MA

+5.2%

50/200-day relationship not available

Beta (5Y)

0.57

Less volatile than the market

Sharpe ratio

1.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About JSE/FSR

Hub-level FAQ points readers to the deeper analysis pages.

What is the current jse/FSR stock rating?

jse/FSR is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full jse/FSR analysis?

The full report lives at /stocks/jse/FSR/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for jse/FSR?

The latest report frames jse/FSR around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the jse/FSR page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.