Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/3YB0 stock hub

FRA/3YB0 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

74B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/3YB0

In the news

Latest news · FRA/3YB0

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E7.3

P25 n/aP50 n/aP75 n/a

ROE8.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/3YB0 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

161

Groups with data

Currency

CNY

Showing 161 of 161 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	182,347
Employees Change	-284%
Employees Change Percent	-0.16
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 74B
Price	EUR 10.6
Price currency	EUR
Rev Per Employee	222,544.35x
Sic	6020
Symbol	fra/3YB0
Website	https://www.psbc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.72%
FCF yield	-142.42%
Forward P/E	6.89x
P/B ratio	0.51x
P/E ratio	7.29x
P/S ratio	1.82x
PE Ratio10 Y	6.65x
PE Ratio3 Y	6.62x
PE Ratio5 Y	6.39x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 40.6B
Net Income	EUR 10.2B
Net Income Growth	2.43%
Net Income Growth Q	1.9%
Net Income Growth3 Y	0.38%
Net Income Growth5 Y	5.18%
Pretax Margin	30.56%
Profit Margin	27.23%
Profit Per Employee	EUR 55,665
ROA	0.47
Roa5y	0.58
ROE	8.19
Roe5y	9.47

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	3.85%
Cagr3y	1.79%
Cagr5y	5.37%
Div CAGR3	-9.91%
Div CAGR5	-2.29%
EPS Growth	-13.11
EPS Growth Q	-16.67
EPS Growth3 Y	-6.95
EPS Growth5 Y	-0.73
Revenue Growth	1.84x
Revenue Growth Q	-0.28x
Revenue Growth3 Y	1.79x
Revenue Growth5 Y	6.07x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 2.5T
Cash	EUR 438.6B
Debt	EUR 74.6B
Debt FCF	EUR -0.71
Equity	EUR 145.2B
Liabilities	EUR 2.3T
Net Cash	EUR 364.1B
Net Cash By Market Cap	EUR 492
Net Cash Growth	0.5%
Net Debt Equity	EUR -2.51
Tangible Book Value	EUR 144.9B
Tangible Book Value Per Share	EUR 1.08

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -1.8T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-16.92%
Dividend Growth	-52.44%
Dividend Growth Years	0%
Dividend per share	EUR 0.4
Dividend Years	7
Dividend Yield	3.75%
Ex Div Date	2026-01-02
Last Dividend	EUR 0.21
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	3.85%
200-day SMA	11.16
3Y total return	5.46%
50-day SMA	10.49
50-day SMA vs 200-day SMA	50under200
5Y total return	29.87%
All Time High	14.9
All Time High Change	-28.86%
All Time High Date	2022-04-08
All Time Low	7.55
All Time Low Change	40.4%
All Time Low Date	2024-01-17
ATR	0.18
Ch YTD	-5.36
High	10.6
High52	12.4
High52 Date	2025-07-16
High52ch	-14.52%
Low	10.6
Low52	9.8
Low52 Date	2026-03-02
Low52ch	8.16%
Ma50ch	1.09%
Price vs 200-day SMA	-5.04%
RSI	49.09
RSI Monthly	48.91
RSI Weekly	46.98
Sharpe ratio	0.1x
Sortino ratio	0.36
Total Return	-13.18%
Tr YTD	-3.57
Tr1m	-1.85%
Tr3m	-1.85%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 12.4B
Operating margin	30.56

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16,941,711,126%
Net Borrowing	4,381,826,927.1
Shares Institutions	9.06%
Shares Qo Q	36.75%
Shares Yo Y	16.92%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -105.4B
Average Volume	0.25x
Bv Per Share	1.08
CAPEX	EUR -1.1B
Ch1m	-1.85
Ch1y	1.92
Ch3m	-1.85
Ch3y	-10.92
Ch5y	0.72
Ch6m	-12.4
Change	0%
Change From Open	0
Close	10.6
Days Gap	0
Earnings Date	2026-04-29
EPS	EUR 0.09
F Score	2
FCF	EUR -105.4B
Financing CF	197,971,718,875
Fiscal Year End	December
Founded	2,007
Graham Number	26.09165
Graham Upside	146.1
Income Tax	EUR 1.3B
Investing CF	-86,699,067,485
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 7.53
Lynch Upside	-28.99
Ma150	10.96
Ma150ch	-3.24%
Ma20	10.69
Ma20ch	-0.8%
Net CF	6,914,232,211
Next Earnings Date	2026-08-28
Open	10.6
Payment Date	2026-03-02
Ppne	7,630,012,149.7
Price Date	2026-05-08
Ptbv Ratio	0.51
Relative Volume	20x
Revenue	40,580,294,905x
Tax By Revenue	3.25x
Tax Rate	10.65%
Tr6m	-10.74%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/3YB0 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.7%

$0.40 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-2.3%

0 consecutive years of growth

Total shareholder yield

-13.2%

Next ex-dividend date: 2026-01-02

Performance

FRA/3YB0 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/3YB0?

Insider, institutional, and short-interest positioning.

Institutional ownership

+9.1%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+16.9%

Negative means the company is buying back shares.

Technical

FRA/3YB0 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.1

Neutral momentum band

Price vs 200-day MA

-5.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.10

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/3YB0

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/3YB0 stock rating?

fra/3YB0 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/3YB0 analysis?

The full report lives at /stocks/fra/3YB0/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/3YB0?

The latest report frames fra/3YB0 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/3YB0 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.