Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

HKG/3848 stock hub

HKG/3848 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.8B

Hong Kong Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

HKG/3848

In the news

Latest news · HKG/3848

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.5P50 6.5P75 9.9

Trailing P/E283.2

P25 5.5P50 7.9P75 16.4

ROE0.3

P25 -3.7P50 4.2P75 8.9

ROIC0.3

P25 -4.9P50 1.1P75 4.8

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HKG/3848 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

189

Groups with data

Currency

CNY

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Cayman Islands
Country code	HK
Employees	61
Employees Change	-10%
Employees Change Percent	-14.08
Exchange	Hong Kong Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Credit Services
Isin	KYG719721063
Last refreshed	2026-05-10
Market cap	HKD 1.8B
Price	HKD 11.22
Price currency	HKD
Rev Per Employee	646,104.93x
Sector	Financials
Sic	6159
Symbol	hkg/3848
Website	https://www.haosenfintech.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	0.35%
FCF yield	3.59%
P/B ratio	2.69x
P/E ratio	283.19x
P/S ratio	44.53x
PE Ratio10 Y	84x
PE Ratio3 Y	166.69x
PE Ratio5 Y	115.57x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	159.96%
Gross margin	100%
Gross Profit	HKD 39.4M
Net Income	HKD 6.2M
Net Income Growth	-30.99%
Net Income Growth Years	0%
Net Income Growth3 Y	-30.86%
Net Income Growth5 Y	-26.59%
Pretax Margin	22.91%
Profit Margin	15.72%
Profit Per Employee	HKD 101,594
Profitable Years	5
ROA	0.25
Roa5y	1.98
ROE	0.33
Roe5y	3.01
ROIC	0.26
Roic5y	2.17

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-5.47%
Cagr3y	22.87%
Cagr5y	10.1%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	-35.22
EPS Growth Years	0
EPS Growth3 Y	-32.31
EPS Growth5 Y	-27.52
FCF Growth5 Y	22.03%
OCF Growth10 Y	-16.71%
OCF Growth5 Y	21.96%
Revenue Growth	-24.11x
Revenue Growth Quarters	3x
Revenue Growth Years	0x
Revenue Growth3 Y	-12.83x
Revenue Growth5 Y	-14.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	HKD 0.05
Assets	HKD 847.3M
Cash	HKD 39.1M
Debt	HKD 157.8M
Debt Equity	HKD 0.24
Debt FCF	HKD 2.5
Equity	HKD 652.7M
Liabilities	HKD 194.6M
Net Cash	HKD -118.7M
Net Cash By Market Cap	HKD -6.76
Net Debt Equity	HKD 0.18
Net Debt FCF	HKD 1.88
Tangible Book Value	HKD 652.7M
Tangible Book Value Per Share	HKD 4.17
WACC	2.87

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.22
Quick ratio	4.22
Working Capital	HKD 617.6M
Working Capital Turnover	HKD 0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-6.25%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	HKD 0.03
Dividend Years	4
Dividend Yield	0.27%
Ex Div Date	2026-06-01
Last Dividend	HKD 0.03
Payout Frequency	Annual
Payout Ratio	68.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-5.47%
200-day SMA	11.42
3Y total return	85.52%
50-day SMA	11.22
50-day SMA vs 200-day SMA	50under200
5Y total return	61.77%
All Time High	13.3
All Time High Change	-15.64%
All Time High Date	2025-08-19
All Time Low	0.29
All Time Low Change	3,768.97%
All Time Low Date	2024-04-09
ATR	0.01
Beta	-0.2
Beta1y	0.22
Beta2y	-0.08
High	11.22
High52	13.3
High52 Date	2025-08-19
High52ch	-15.64%
Low	11.22
Low52	9.6
Low52 Date	2025-05-20
Low52ch	16.88%
Ma50ch	0.04%
Price vs 200-day SMA	-1.73%
RSI	51.4
RSI Monthly	65.69
RSI Weekly	52.1
Sharpe ratio	-0.16x
Sortino ratio	-0.02
Total Return	-5.99%
Tr1m	-0.09%
Tr3m	0.18%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	HKD 9M
Operating Income Growth	-53.68
Operating Income Growth3 Y	-25.64
Operating Income Growth5 Y	-27.38
Operating margin	22.75

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53,566,000%
Net Borrowing	-50,080,325.5
Shares Insiders	65.75%
Shares Institutions	0.01%
Shares Out	156,417,000
Shares Yo Y	6.25%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	HKD 60.3M
Average Volume	125,800x
Bv Per Share	4.17
CAPEX	HKD -76,784
Ch1m	-0.09
Ch1y	-5.71
Ch3m	0.18
Ch3y	82.14
Ch5y	58.03
Ch6m	0.18
Change	0%
Change From Open	0
Close	11.22
Days Gap	0
Depreciation Amortization	1,882,805.6
Dollar Volume	830,280
Earnings Date	2026-03-19
EPS	HKD 0.04
F Score	5
FCF	HKD 63M
FCF Per Share	HKD 0.4
Financing CF	-64,466,210
Fiscal Year End	December
Founded	2,012
Graham Number	1.86629
Graham Upside	-83.37
Income Tax	HKD 6.9M
Investing CF	-25,595
Is Primary Listing	1
Last Earnings Date	2026-03-19
Last Report Date	2025-12-31
Lynch Fair Value	HKD 0.19
Lynch Upside	-98.35
Ma150	11.22
Ma150ch	-0.01%
Ma20	11.22
Ma20ch	0.04%
Net CF	-1,524,550
Open	11.22
P FCF Ratio	27.84
P OCF Ratio	27.8
Payment Date	2025-07-31
Ppne	4,517,581.9
Price Date	2026-05-08
Ptbv Ratio	2.69
Relative Volume	0.59x
Revenue	39,412,401x
SBC By Revenue	6.93x
Share Based Comp	2,731,949
Tax By Revenue	17.4x
Tax Rate	75.96%
Tr6m	0.18%
Volume	74,000

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

HKG/3848 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.3%

$0.03 annual per share

Payout ratio

+68.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

-6.0%

Next ex-dividend date: 2026-06-01

Performance

HKG/3848 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HKG/3848?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

+65.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+6.3%

Negative means the company is buying back shares.

Technical

HKG/3848 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.4

Neutral momentum band

Price vs 200-day MA

-1.7%

50/200-day relationship not available

Beta (5Y)

-0.20

Less volatile than the market

Sharpe ratio

-0.16

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About HKG/3848

Hub-level FAQ points readers to the deeper analysis pages.

What is the current hkg/3848 stock rating?

hkg/3848 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full hkg/3848 analysis?

The full report lives at /stocks/hkg/3848/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for hkg/3848?

The latest report frames hkg/3848 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the hkg/3848 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.