Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

TYO/7181 stock hub

TYO/7181 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7T

Tokyo Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TYO/7181

In the news

Latest news · TYO/7181

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 11.5P50 13.1P75 15.7

Trailing P/E11.1

P25 11P50 14.7P75 18.2

ROE4.1

P25 4.4P50 7P75 10.4

ROIC1.1

P25 1.3P50 6.1P75 18.4

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TYO/7181 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

197

Groups with data

Currency

JPY

Showing 197 of 197 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	18,656
Employees Change	-436%
Employees Change Percent	-2.28
Enterprise value	JPY 5.1T
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Insurance - Life
Isin	JP3233250004
Last refreshed	2026-05-10
Market cap	JPY 1.7T
Price	JPY 1,559
Price currency	JPY
Rev Per Employee	143,974,003x
Sector	Financials
Sic	6311
Symbol	tyo/7181
Website	https://www.jp-life.japanpost.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.32%
EV Earnings	32.19x
EV/EBIT	49x
EV/EBITDA	36.46x
EV/Sales	1.89x
Forward P/E	8.89x
P/B ratio	0.41x
P/E ratio	11.1x
P/S ratio	0.63x
PE Ratio10 Y	10.39x
PE Ratio3 Y	10.2x
PE Ratio5 Y	8.57x
PEG ratio	1.57x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	3.85%
EBITDA Margin	5.18%
Gross margin	22%
Gross Profit	JPY 591B
Net Income	JPY 157.5B
Net Income Growth	48.08%
Net Income Growth Q	13.97%
Net Income Growth Quarters	6%
Net Income Growth Years	1%
Net Income Growth3 Y	11.13%
Net Income Growth5 Y	-0.89%
Pretax Margin	6.04%
Profit Margin	5.86%
Profit Per Employee	JPY 8.4M
Profitable Years	13
ROA	0.11
Roa5y	0.32
ROCE	0.19
ROE	4.14
Roe5y	4.76
ROIC	1.13
Roic5y	3.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.59%
Cagr1y	70.36%
Cagr3y	32.64%
Cagr5y	20.79%
Div CAGR3	39.17%
Div CAGR5	26.69%
EPS Growth	51.68
EPS Growth Q	18.33
EPS Growth Quarters	6
EPS Growth Years	1
EPS Growth3 Y	13.24
EPS Growth5 Y	7.55
Revenue Growth	-29.71x
Revenue Growth Q	-14.22x
Revenue Growth Years	1x
Revenue Growth3 Y	-7.41x
Revenue Growth5 Y	-6.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	JPY 0.04
Assets	JPY 59T
Cash	JPY 2.2T
Debt	JPY 4.9T
Debt EBITDA	JPY 35.42
Debt Equity	JPY 1.19
Equity	JPY 4.1T
Interest Coverage	3.91
Liabilities	JPY 54.9T
Net Cash	JPY -3.4T
Net Cash By Market Cap	JPY -200
Net Debt EBITDA	JPY 24.31
Net Debt Equity	JPY 0.82
Tangible Book Value	JPY 4T
Tangible Book Value Per Share	JPY 3,665
WACC	1.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.7
Net Working Capital	JPY 7T
Quick ratio	0.37
Working Capital	JPY 4.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.37%
Dividend Growth	138.46%
Dividend Growth Years	3%
Dividend per share	JPY 41.33
Dividend Years	11
Dividend Yield	2.65%
Ex Div Date	2026-03-30
Last Dividend	JPY 62
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	173.65%
1Y total return	70.3%
200-day SMA	1,470.2
3Y total return	133.41%
50-day SMA	1,586.8
50-day SMA vs 200-day SMA	50over200
5Y total return	157.12%
All Time High	1,771.7
All Time High Change	-12.03%
All Time High Date	2026-02-10
All Time Low	379
All Time Low Change	311.21%
All Time Low Date	2020-03-23
ATR	43.97
Beta	0.05
Beta1y	0.41
Beta2y	0.42
Ch YTD	-0.77
High	1,573
High52	1,771.7
High52 Date	2026-02-10
High52ch	-12.03%
Low	1,540.5
Low52	929.5
Low52 Date	2025-05-08
Low52ch	67.67%
Ma50ch	-1.78%
Price vs 200-day SMA	6%
RSI	48.85
RSI Monthly	66.77
RSI Weekly	52.5
Sharpe ratio	2.15x
Sortino ratio	3.62
Total Return	5.02%
Tr YTD	0.49
Tr1m	-2.68%
Tr1w	1.8%
Tr3m	-5.52%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JPY 103.4B
Operating margin	3.85

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517,447,062%
Shares Insiders	0%
Shares Institutions	18.3%
Shares Out	1,083,612,462
Shares Qo Q	-0.73%
Shares Yo Y	-2.37%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	2,090,795x
Bv Per Share	3,772.7
Ch10y	93.68
Ch1m	-2.68
Ch1w	1.8
Ch1y	65.65
Ch3m	-6.71
Ch3y	111.7
Ch5y	113.8
Ch6m	17.3
Change	-0.92%
Change From Open	-0.54
Close	1,573
Days Gap	-0.38
Dollar Volume	3,503,975,550
Earnings Date	2026-05-15
EBIT	JPY 103.4B
EBITDA	JPY 139B
EPS	JPY 140
F Score	3
Fiscal Year End	March
Founded	2,006
Graham Number	3526.88399
Graham Upside	126.3
Income Tax	JPY 4.7B
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2025-12-31
Last Split Date	2026-03-30
Last Split Type	Forward
Lynch Fair Value	JPY 727
Lynch Upside	-53.38
Ma150	1,522.4
Ma150ch	2.37%
Ma20	1,568.9
Ma20ch	-0.66%
Next Earnings Date	2026-05-15
Open	1,567
Payment Date	2026-06-19
Position In Range	55.38
Ppne	138,555,000,000
Price Date	2026-05-08
Price EBITDA	JPY 12.15
Ptbv Ratio	0.42
Relative Volume	1.08x
Revenue	2,685,979,000,000x
Tax By Revenue	0.18x
Tax Rate	2.93%
Tr6m	18.8%
Volume	2,248,300

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TYO/7181 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$41.3 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+26.7%

3 consecutive years of growth

Total shareholder yield

+5.0%

Next ex-dividend date: 2026-03-30

Performance

TYO/7181 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TYO/7181?

Insider, institutional, and short-interest positioning.

Institutional ownership

+18.3%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.4%

Negative means the company is buying back shares.

Technical

TYO/7181 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.8

Neutral momentum band

Price vs 200-day MA

+6.0%

50/200-day relationship not available

Beta (5Y)

0.05

Less volatile than the market

Sharpe ratio

2.15

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TYO/7181

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tyo/7181 stock rating?

tyo/7181 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tyo/7181 analysis?

The full report lives at /stocks/tyo/7181/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tyo/7181?

The latest report frames tyo/7181 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tyo/7181 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.