Financials / Financial - MortgagesUpdated 2026-05-10 22:07 UTC

TYO/7198 stock hub

TYO/7198 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

37.8B

Tokyo Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TYO/7198

In the news

Latest news · TYO/7198

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E17.9

P25 11.5P50 13.1P75 15.7

Trailing P/E18.4

P25 11P50 14.7P75 18.2

ROEn/a

P25 4.4P50 7P75 10.4

ROIC4.9

P25 1.3P50 6.1P75 18.4

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TYO/7198 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

211

Groups with data

Currency

JPY

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	466
Employees Change	-18%
Employees Change Percent	-3.72
Enterprise value	JPY 130.7B
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Financial - Mortgages
Isin	JP3126290000
Last refreshed	2026-05-10
Market cap	JPY 37.8B
Price	JPY 850
Price currency	JPY
Rev Per Employee	53,154,506.44x
Sector	Financials
Sic	6162
Symbol	tyo/7198
Website	https://www.sbiaruhi-group.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.44%
EV Earnings	63.67x
EV/EBIT	15.6x
EV/EBITDA	12.87x
EV/Sales	5.28x
Forward P/E	17.86x
P/B ratio	0.9x
P/E ratio	18.38x
P/S ratio	1.52x
PE Ratio10 Y	15.93x
PE Ratio3 Y	20.26x
PE Ratio5 Y	16.26x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	33.83%
EBITDA Margin	41.02%
Gross margin	100%
Gross Profit	JPY 24.8B
Gross Profit Growth	33.07%
Gross Profit Growth Q	24.57%
Gross Profit Growth3 Y	8.37%
Gross Profit Growth5 Y	0.73%
Net Income	JPY 2.1B
Net Income Growth	12.99%
Net Income Growth Q	38.15%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	-12.45%
Net Income Growth5 Y	-15.61%
Pretax Margin	10.57%
Profit Margin	8.29%
Profit Per Employee	JPY 4.4M
Profitable Years	11
Roa5y	1.91
ROCE	3.91
Roe5y	9.81
ROIC	4.87
Roic5y	4.09

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	14.28%
Cagr3y	-3.45%
Cagr5y	-10.03%
Div CAGR3	-10.07%
Div CAGR5	-6.17%
EPS Growth	12.84
EPS Growth Q	37.68
EPS Growth Quarters	2
EPS Growth Years	1
EPS Growth3 Y	-18.72
EPS Growth5 Y	-19.19
Revenue Growth	10.83x
Revenue Growth Q	24.57x
Revenue Growth Quarters	2x
Revenue Growth Years	0x
Revenue Growth3 Y	2.4x
Revenue Growth5 Y	-1.67x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	JPY 0.12
Assets	JPY 214.7B
Cash	JPY 24.1B
Current Assets	JPY 174.9B
Current Liabilities	JPY 411M
Debt	JPY 116.9B
Debt EBITDA	JPY 11.51
Debt Equity	JPY 2.78
Equity	JPY 42.1B
Interest Coverage	1.45
Liabilities	JPY 172.6B
Long Term Assets	JPY 39.8B
Long Term Liabilities	JPY 172.1B
Net Cash	JPY -92.8B
Net Cash By Market Cap	JPY -246
Net Debt EBITDA	JPY 9.14
Net Debt Equity	JPY 2.2
Tangible Book Value	JPY 11.4B
Tangible Book Value Per Share	JPY 257
WACC	3.79

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	425.6
Net Working Capital	JPY 150.4B
Quick ratio	63.59
Working Capital	JPY 174.5B
Working Capital Turnover	JPY 0.15

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.19%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	JPY 40
Dividend Years	9
Dividend Yield	4.71%
Ex Div Date	2026-03-30
Last Dividend	JPY 20
Payout Frequency	Semi-Annual
Payout Ratio	86.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	14.27%
200-day SMA	857.8
3Y total return	-9.99%
50-day SMA	869.2
50-day SMA vs 200-day SMA	50over200
5Y total return	-41.06%
All Time High	3,005
All Time High Change	-71.71%
All Time High Date	2018-08-16
All Time Low	682
All Time Low Change	24.63%
All Time Low Date	2025-04-07
ATR	14.24
Beta	-0.12
Beta1y	0.41
Beta2y	0.64
Ch YTD	-5.56
High	853
High52	950
High52 Date	2026-01-15
High52ch	-10.53%
Low	841
Low52	735
Low52 Date	2025-05-21
Low52ch	15.65%
Ma50ch	-2.21%
Price vs 200-day SMA	-0.91%
RSI	43.63
RSI Monthly	47.23
RSI Weekly	44.57
Sharpe ratio	0.55x
Sortino ratio	1.13
Total Return	4.52%
Tr YTD	-3.31
Tr1m	-3.41%
Tr1w	0.71%
Tr3m	-6.13%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JPY 8.4B
Operating Income Growth	137.8
Operating Income Growth Q	31.39
Operating Income Growth3 Y	21.16
Operating Income Growth5 Y	2.11
Operating margin	33.83

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15,661,910%
Net Borrowing	24,283,000,000
Shares Insiders	1.86%
Shares Institutions	1.98%
Shares Out	44,419,910
Shares Qo Q	0.06%
Shares Yo Y	0.19%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	99,610x
Bv Per Share	945.2
Ch1m	-3.41
Ch1w	0.71
Ch1y	8.97
Ch3m	-8.31
Ch3y	-21.51
Ch5y	-53.37
Ch6m	4.42
Change	0%
Change From Open	0.24
Close	850
Days Gap	-0.24
Depreciation Amortization	1,781,000,000
Dollar Volume	99,110,000
Earnings Date	2026-05-12
EBIT	JPY 8.4B
EBITDA	JPY 10.2B
EPS	JPY 46.25
F Score	3
Financing CF	22,535,000,000
Fiscal Year End	March
Founded	2,000
Goodwill	24,464,000,000
Graham Number	992.97148
Graham Upside	16.82
Income Tax	JPY 583M
Investing CF	-5,113,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-12
Last Report Date	2025-12-31
Lynch Fair Value	JPY 231
Lynch Upside	-72.81
Ma150	866.6
Ma150ch	-1.92%
Ma20	868.7
Ma20ch	-2.15%
Net CF	7,932,000,000
Next Earnings Date	2026-05-12
Open	848
Payment Date	2026-06-25
Position In Range	75
Ppne	5,727,000,000
Price Date	2026-05-08
Price EBITDA	JPY 3.72
Ptbv Ratio	3.31
Relative Volume	1.22x
Revenue	24,770,000,000x
Tax By Revenue	2.35x
Tax Rate	22.27%
Tr6m	6.9%
Volume	116,600
Z Score	1.49

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TYO/7198 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.7%

$40.0 annual per share

Payout ratio

+86.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-6.2%

0 consecutive years of growth

Total shareholder yield

+4.5%

Next ex-dividend date: 2026-03-30

Performance

TYO/7198 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TYO/7198?

Insider, institutional, and short-interest positioning.

Institutional ownership

+2.0%

Share of float held by funds and institutions

Insider ownership

+1.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

TYO/7198 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.6

Neutral momentum band

Price vs 200-day MA

-0.9%

50/200-day relationship not available

Beta (5Y)

-0.12

Less volatile than the market

Sharpe ratio

0.55

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TYO/7198

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tyo/7198 stock rating?

tyo/7198 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tyo/7198 analysis?

The full report lives at /stocks/tyo/7198/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tyo/7198?

The latest report frames tyo/7198 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tyo/7198 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.