Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

TYO/8395 stock hub

TYO/8395 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

85.9B

Tokyo Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TYO/8395

In the news

Latest news · TYO/8395

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 11.5P50 13.1P75 15.7

Trailing P/E10.2

P25 11P50 14.7P75 18.2

ROE7

P25 4.4P50 7P75 10.4

ROICn/a

P25 1.3P50 6.1P75 18.4

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TYO/8395 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

180

Groups with data

Currency

JPY

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	1,314
Employees Change	-3%
Employees Change Percent	-0.23
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Banks - Regional
Isin	JP3315200000
Last refreshed	2026-05-10
Market cap	JPY 85.9B
Price	JPY 5,080
Price currency	JPY
Rev Per Employee	38,431,464.17x
Sector	Financials
Sic	6020
Symbol	tyo/8395
Website	https://www.sagabank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.91%
P/B ratio	0.69x
P/E ratio	10.15x
P/S ratio	1.74x
PE Ratio10 Y	9.67x
PE Ratio3 Y	6.12x
PE Ratio5 Y	6.21x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	JPY 49.3B
Net Income	JPY 8.5B
Net Income Growth	9.58%
Net Income Growth Q	16.31%
Net Income Growth Quarters	2%
Net Income Growth Years	5%
Net Income Growth3 Y	9.33%
Net Income Growth5 Y	28.21%
Pretax Margin	23.52%
Profit Margin	17.24%
Profit Per Employee	JPY 6.6M
Profitable Years	20
ROA	0.27
Roa5y	0.17
ROE	6.99
Roe5y	4.39

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.57%
Cagr15y	9.81%
Cagr1y	149.39%
Cagr20y	3.44%
Cagr3y	50.66%
Cagr5y	34.9%
Div CAGR10	4.62%
Div CAGR3	16.26%
Div CAGR5	9.46%
EPS Growth	9.56
EPS Growth Q	16.17
EPS Growth Quarters	2
EPS Growth Years	5
EPS Growth3 Y	9.2
EPS Growth5 Y	28.02
Revenue Growth	-6.48x
Revenue Growth Q	4.1x
Revenue Growth Quarters	2x
Revenue Growth Years	4x
Revenue Growth3 Y	4.44x
Revenue Growth5 Y	4.94x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	JPY 3.1T
Cash	JPY 192.7B
Debt	JPY 43.2B
Equity	JPY 123.8B
Liabilities	JPY 3T
Net Cash	JPY 149.4B
Net Cash By Market Cap	JPY 174
Net Cash Growth	19.2%
Net Debt Equity	JPY -1.21
Tangible Book Value	JPY 121.1B
Tangible Book Value Per Share	JPY 7,164
WACC	3.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	JPY -2.7T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.03%
Dividend Growth	22.22%
Dividend Growth Years	2%
Dividend per share	JPY 100
Dividend Years	35
Dividend Yield	1.97%
Ex Div Date	2026-03-30
Last Dividend	JPY 60
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	256.93%
1Y total return	149.24%
200-day SMA	3,836
3Y total return	242.04%
50-day SMA	4,974.1
50-day SMA vs 200-day SMA	50over200
5Y total return	346.62%
All Time High	8,736.4
All Time High Change	-41.85%
All Time High Date	1993-08-02
All Time Low	851
All Time Low Change	496.94%
All Time Low Date	2020-03-13
ATR	196.6
Beta	0.22
Beta1y	0.73
Beta2y	0.87
Ch YTD	25.43
High	5,210
High52	5,510
High52 Date	2026-04-15
High52ch	-7.8%
Low	4,955
Low52	2,046
Low52 Date	2025-05-08
Low52ch	148.29%
Ma50ch	2.13%
Price vs 200-day SMA	32.43%
RSI	49.54
RSI Monthly	78
RSI Weekly	66.86
Sharpe ratio	2.84x
Sortino ratio	4.74
Total Return	1.94%
Tr YTD	26.72
Tr15y	307.22%
Tr1m	0.4%
Tr3m	2.44%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	JPY 12B
Operating margin	24.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15,905,182%
Shares Insiders	1.95%
Shares Institutions	29.63%
Shares Out	16,902,182
Shares Qo Q	0.01%
Shares Yo Y	0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	44,110x
Bv Per Share	7,322.9
Ch10y	144.2
Ch15y	141.9
Ch1m	0.4
Ch1y	142.7
Ch20y	6.28
Ch3m	1.4
Ch3y	208.4
Ch5y	267.6
Ch6m	58.01
Change	-3.05%
Change From Open	-1.36
Close	5,240
Days Gap	-1.72
Dollar Volume	408,940,000
Earnings Date	2026-05-12
EPS	JPY 500
F Score	2
Fiscal Year End	March
Founded	1,882
Graham Number	9079.96466
Graham Upside	78.74
Income Tax	JPY 3.1B
Is Primary Listing	1
Last Earnings Date	2026-02-09
Last Report Date	2025-12-31
Last Split Date	2017-09-27
Last Split Type	Reverse
Lynch Fair Value	JPY 12,510
Lynch Upside	146.3
Ma150	4,190.5
Ma150ch	21.23%
Ma20	5,202.3
Ma20ch	-2.35%
Next Earnings Date	2026-05-12
Open	5,150
Payment Date	2026-06-30
Position In Range	49.02
Ppne	25,948,000,000
Price Date	2026-05-08
Ptbv Ratio	0.71
Relative Volume	1.91x
Revenue	49,346,000,000x
Tax By Revenue	6.28x
Tax Rate	26.7%
Tr20y	96.71%
Tr6m	59.63%
Volume	80,500

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TYO/8395 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.0%

$100 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.5%

2 consecutive years of growth

Total shareholder yield

+1.9%

Next ex-dividend date: 2026-03-30

Performance

TYO/8395 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TYO/8395?

Insider, institutional, and short-interest positioning.

Institutional ownership

+29.6%

Share of float held by funds and institutions

Insider ownership

+1.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

TYO/8395 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.5

Neutral momentum band

Price vs 200-day MA

+32.4%

50/200-day relationship not available

Beta (5Y)

0.22

Less volatile than the market

Sharpe ratio

2.84

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TYO/8395

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tyo/8395 stock rating?

tyo/8395 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tyo/8395 analysis?

The full report lives at /stocks/tyo/8395/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tyo/8395?

The latest report frames tyo/8395 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tyo/8395 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.