Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

FFIN stock hub

First Financial Bankshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.6B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

FFIN

In the news

Latest news · FFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.7

P25 8.8P50 10.4P75 13.1

Trailing P/E17.5

P25 10.9P50 14.7P75 36.2

ROE14.6

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

241

Groups with data

Currency

USD

Showing 241 of 241 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000036029
Company name	First Financial Bankshares, Inc.
Country	United States
Country code	US
Cusip	32020R109
Employees	1,600
Employees Change	100%
Employees Change Percent	6.67
Enterprise value	$4.3B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US32020R1095
Last refreshed	2026-05-10
Market cap	$4.6B
Market cap category	Mid-Cap
Price	$32.26
Price currency	USD
Rev Per Employee	388,811.88x
Sector	Financials
Sic	6022
Symbol	FFIN
Website	https://www.ffin.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.74%
EV Earnings	16.48x
EV Sales Forward	6x
EV/FCF	14.08x
EV/Sales	6.99x
FCF yield	6.72%
Forward P/E	15.72x
P/B ratio	2.36x
P/E ratio	17.53x
P/S ratio	7.38x
PE Ratio10 Y	24.01x
PE Ratio3 Y	20.35x
PE Ratio5 Y	22.63x
PS Forward	6.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	49.64%
Gross Profit	$622.1M
Net Income	$263.8M
Net Income Growth	13.96%
Net Income Growth Q	16.62%
Net Income Growth Quarters	2%
Net Income Growth Years	2%
Net Income Growth3 Y	4.51%
Net Income Growth5 Y	3.53%
Pretax Margin	51.8%
Profit Margin	42.4%
Profit Per Employee	$164,860
Profitable Years	34
ROA	1.78
Roa5y	1.72
ROE	14.56
Roe5y	14.38

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.56%
Cagr15y	11.19%
Cagr1y	-3.55%
Cagr20y	11.09%
Cagr3y	7.45%
Cagr5y	-6.54%
Div CAGR10	9.12%
Div CAGR3	4.61%
Div CAGR5	7.91%
EPS Growth	13.58
EPS Growth Q	16.41
EPS Growth Quarters	2
EPS Growth Years	2
EPS Growth3 Y	4.34
EPS Growth5 Y	3.35
FCF Growth	4.36%
FCF Growth Q	30.5%
FCF Growth3 Y	-0.61%
FCF Growth5 Y	3.33%
OCF Growth	4.32%
OCF Growth Q	32.3%
OCF Growth10 Y	8.71%
OCF Growth3 Y	-0.93%
OCF Growth5 Y	3.26%
Revenue Growth	12.38x
Revenue Growth Q	13.13x
Revenue Growth Quarters	9x
Revenue Growth Years	2x
Revenue Growth3 Y	6.73x
Revenue Growth5 Y	4.63x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$15.4B
Cash	$335.7M
Debt	$90.3M
Debt FCF	$0.29
Equity	$1.9B
Liabilities	$13.4B
Net Cash	$245.5M
Net Cash By Market Cap	$5.35
Net Cash Growth	37.68%
Net Debt Equity	$-0.13
Net Debt FCF	$-0.8
Tangible Book Value	$1.6B
Tangible Book Value Per Share	$11.45
WACC	8.71

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-12.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.14%
Dividend Growth	8.22%
Dividend Growth Years	15%
Dividend per share	$0.88
Dividend Years	34
Dividend Yield	2.73%
Ex Div Date	2026-06-12
Last Dividend	$0.22
Payout Frequency	Quarterly
Payout Ratio	42.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	149.26%
1Y total return	-3.55%
200-day SMA	32.52
3Y total return	24.06%
50-day SMA	30.8
50-day SMA vs 200-day SMA	50under200
5Y total return	-28.68%
All Time High	55
All Time High Change	-41.35%
All Time High Date	2021-11-22
All Time Low	1.12
All Time Low Change	2,788.09%
All Time Low Date	1994-12-12
ATR	0.78
Beta	0.84
Beta1y	0.86
Beta2y	0.83
Ch YTD	8
High	32.65
High52	38.74
High52 Date	2025-07-18
High52ch	-16.73%
Low	32.09
Low52	28.12
Low52 Date	2026-03-19
Low52ch	14.74%
Ma50ch	4.75%
Price vs 200-day SMA	-0.79%
RSI	54.78
RSI Monthly	47.98
RSI Weekly	51.41
Sharpe ratio	-0.16x
Sortino ratio	-0.01
Total Return	2.59%
Tr YTD	8.7
Tr15y	390.82%
Tr1m	5.7%
Tr1w	-0.92%
Tr3m	-6.65%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Count Top	2
Analyst Price Target Top	$36.5
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.47
Earnings EPS Estimate Growth	9.3
Earnings Revenue Estimate	167,283,900x
Earnings Revenue Estimate Growth	12.26x
Operating Income	$346.4M
Operating margin	55.68
Price target	$36.5
Price Target Change	$13.14
Price Target Change Top	$13.14

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	136,863,897%
Float Percent	96.15%
Net Borrowing	6,668,000
Shares Insiders	3.81%
Shares Institutions	62.33%
Shares Out	142,341,837
Shares Qo Q	0.05%
Shares Yo Y	0.14%
Short Float	5.93%
Short Ratio	11.39
Short Shares	5.7

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$301.9M
Average Volume	697,714.3x
Bv Per Share	13.66
CAPEX	$-15.5M
Ch10y	108
Ch15y	265.2
Ch1m	5.7
Ch1w	-0.92
Ch1y	-5.76
Ch20y	426.1
Ch3m	-7.25
Ch3y	15.84
Ch5y	-35.44
Ch6m	2.9
Change	-0.4%
Change From Open	-0.25
Close	32.39
Days Gap	-0.15
Dollar Volume	19,671,631.8
Earnings Date	2026-04-16
Earnings Time	amc
EPS	$1.84
F Score	4
FCF	$308.8M
FCF EV Yield	7.1x
FCF Per Share	$2.17
Financing CF	680,697,000
Fiscal Year End	December
Founded	1,890
Graham Number	23.77786
Graham Upside	-26.29
Income Tax	$58.5M
Investing CF	-1,194,885,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-16
Last Report Date	2026-03-31
Last Split Date	2019-06-04
Last Split Type	Forward
Last10k Filing Date	2026-02-25
Lynch Fair Value	$9.2
Lynch Upside	-71.48
Ma150	31.53
Ma150ch	2.32%
Ma20	32.09
Ma20ch	0.55%
Net CF	-189,927,000
Next Earnings Date	2026-07-16
Open	32.34
Optionable	Yes
P FCF Ratio	14.87
P OCF Ratio	14.16
Payment Date	2026-07-01
Position In Range	30.36
Ppne	150,989,000
Price Date	2026-05-08
Ptbv Ratio	2.82
Relative Volume	0.87x
Revenue	622,099,000x
SBC By Revenue	1.11x
Share Based Comp	6,894,000
Tax By Revenue	9.4x
Tax Rate	18.15%
Tr20y	718.78%
Tr6m	4.19%
Us State	Texas
Volume	609,784

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$0.88 annual per share

Payout ratio

+42.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.9%

15 consecutive years of growth

Total shareholder yield

+2.6%

Next ex-dividend date: 2026-06-12

Performance

FFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+62.3%

Float: +96.2% of shares outstanding

Insider ownership

+3.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.8

Neutral momentum band

Price vs 200-day MA

-0.8%

50/200-day relationship not available

Beta (5Y)

0.84

Moves roughly with the market

Sharpe ratio

-0.16

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

FFIN vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Сокращать
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Сокращать
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Сокращать

Questions

About FFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current FFIN stock rating?

First Financial Bankshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FFIN analysis?

The full report lives at /stocks/FFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for FFIN?

The latest report frames FFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the FFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.