Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

WU stock hub

The Western Union Company has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

WUis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.8B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

In the news

Latest news · WU

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.8

P25 8.8P50 10.4P75 13.1

Trailing P/E6.6

P25 10.9P50 14.7P75 36.2

ROE47.7

P25 4.9P50 10.4P75 15

ROIC20.3

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

274

Groups with data

Currency

USD

Showing 274 of 274 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001365135
Company name	The Western Union Company
Country	United States
Country code	US
Cusip	959802109
Employees	9,600
Employees Change	500%
Employees Change Percent	5.49
Enterprise value	$4.5B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	2006-10-02
Isin	US9598021098
Last refreshed	2026-05-10
Market cap	$2.8B
Market cap category	Mid-Cap
Price	$9.07
Price currency	USD
Rev Per Employee	421,854.17x
Sector	Financials
Sic	7389
Symbol	WU
Website	https://www.westernunion.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.56%
EV Earnings	10.32x
EV Sales Forward	1.01x
EV/EBIT	6.37x
EV/EBITDA	5.14x
EV/FCF	9.82x
EV/Sales	1.12x
FCF yield	16.34%
Forward P/E	4.75x
P/B ratio	3.11x
P/E ratio	6.65x
P/S ratio	0.7x
PE Ratio10 Y	12.01x
PE Ratio3 Y	5.54x
PE Ratio5 Y	6.49x
PEG ratio	1.07x
PS Forward	0.63x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.63%
EBITDA Margin	21.83%
FCF margin	11.43%
Gross margin	36.14%
Gross Profit	$1.5B
Gross Profit Growth	-5.32%
Gross Profit Growth Q	-10.04%
Gross Profit Growth3 Y	-5.97%
Gross Profit Growth5 Y	-6.14%
Net Income	$440.8M
Net Income Growth	-51.83%
Net Income Growth Q	-47.61%
Net Income Growth Years	0%
Net Income Growth3 Y	-16.93%
Net Income Growth5 Y	-10.07%
Pretax Margin	14.04%
Profit Margin	10.88%
Profit Per Employee	$45,917
Profitable Years	8
ROA	5.43
Roa5y	6.3
ROCE	19.18
ROE	47.66
Roe5y	165.5
ROIC	20.31
Roic5y	35.09

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-1.71%
Cagr15y	-0.79%
Cagr1y	5.71%
Cagr3y	-0.9%
Cagr5y	-11.94%
Div CAGR10	4.17%
Div CAGR3	0%
Div CAGR5	0.65%
EPS Growth	-49.39
EPS Growth Q	-44.44
EPS Growth Years	0
EPS Growth3 Y	-11.97
EPS Growth5 Y	-5.5
FCF Growth	7.5%
FCF Growth Q	-29.14%
FCF Growth3 Y	-1.9%
FCF Growth5 Y	-12.49%
OCF Growth	9.56%
OCF Growth Q	-26.45%
OCF Growth10 Y	-7.26%
OCF Growth3 Y	-0.93%
OCF Growth5 Y	-11.72%
Revenue Growth	-2.28x
Revenue Growth Q	-0.09x
Revenue Growth Years	0x
Revenue Growth3 Y	-2.41x
Revenue Growth5 Y	-3.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.49
Assets	$8.1B
Cash	$909.2M
Current Assets	$1.1B
Current Liabilities	$4.4B
Debt	$2.6B
Debt EBITDA	$2.75
Debt Equity	$2.88
Debt FCF	$5.67
Equity	$910.5M
Interest Coverage	4.87
Liabilities	$7.2B
Long Term Assets	$7B
Long Term Liabilities	$2.8B
Net Cash	$-1.7B
Net Cash By Market Cap	$-60.49
Net Debt EBITDA	$1.94
Net Debt Equity	$1.88
Net Debt FCF	$3.7
Tangible Book Value	$-1.6B
Tangible Book Value Per Share	$-5.06
WACC	5.8

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.26
Net Working Capital	$-3.8B
Quick ratio	0.21
Working Capital	$-3.3B
Working Capital Turnover	$-1.18

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.15%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.94
Dividend Years	21
Dividend Yield	10.36%
Ex Div Date	2026-03-17
Last Dividend	$0.24
Payout Frequency	Quarterly
Payout Ratio	68.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-15.85%
1Y total return	5.7%
200-day SMA	8.94
3Y total return	-2.67%
50-day SMA	9.21
50-day SMA vs 200-day SMA	50over200
5Y total return	-47.05%
All Time High	28.62
All Time High Change	-68.31%
All Time High Date	2008-08-15
All Time Low	7.85
All Time Low Change	15.54%
All Time Low Date	2025-09-25
ATR	0.31
Beta	0.53
Beta1y	1.03
Beta2y	0.44
Ch YTD	-2.58
High	9.15
High52	10.35
High52 Date	2026-02-09
High52ch	-12.38%
Low	8.94
Low52	7.85
Low52 Date	2025-09-25
Low52ch	15.54%
Ma50ch	-1.49%
Premarket Change Percent	0.55
Premarket Price	$9.1
Premarket Volume	26,661
Price vs 200-day SMA	1.43%
RSI	47.88
RSI Monthly	41.77
RSI Weekly	48.44
Sharpe ratio	0.2x
Sortino ratio	0.52
Total Return	15.51%
Tr YTD	-0.1
Tr15y	-11.18%
Tr1m	2.95%
Tr1w	-1.52%
Tr3m	-9.53%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	8
Analyst Count Top	1
Analyst Price Target Top	$9
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.39
Earnings EPS Estimate Growth	-4.88
Earnings Revenue Estimate	963,550,560x
Earnings Revenue Estimate Growth	-2.04x
Operating Income	$713.8M
Operating Income Growth	-0.31
Operating Income Growth Q	-30.67
Operating Income Growth3 Y	-6.74
Operating Income Growth5 Y	-6.16
Operating margin	17.63
Price target	$9
Price Target Change	$-0.77
Price Target Change Top	$-0.77

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	310,298,236%
Float Percent	99.32%
Net Borrowing	-183,200,000
Shares Insiders	0.61%
Shares Institutions	106.14%
Shares Out	312,435,104
Shares Qo Q	-0.66%
Shares Yo Y	-5.15%
Short Float	15%
Short Ratio	5.99
Short Shares	14.9

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$463M
Average Volume	9,565,329.15x
Bv Per Share	2.91
CAPEX	$-41.5M
Ch10y	-52.26
Ch15y	-56.23
Ch1m	2.95
Ch1w	-1.52
Ch1y	-4.93
Ch3m	-11.77
Ch3y	-25.35
Ch5y	-63.88
Ch6m	-0.33
Change	0.22%
Change From Open	-0.33
Close	9.05
Days Gap	0.55
Depreciation Amortization	170,200,000
Dollar Volume	47,310,199.3
Earnings Date	2026-04-24
Earnings Time	bmo
EBIT	$713.8M
EBITDA	$884M
EPS	$1.36
F Score	4
FCF	$463M
FCF EV Yield	10.18x
FCF Per Share	$1.48
Financing CF	-294,200,000
Fiscal Year End	December
Founded	1,851
Goodwill	2,104,300,000
Graham Number	9.45302
Graham Upside	4.22
Income Tax	$127.7M
Investing CF	-174,700,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-24
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-20
Lynch Fair Value	$6.82
Lynch Upside	-24.81
Ma150	9.15
Ma150ch	-0.84%
Ma20	9.2
Ma20ch	-1.4%
Net CF	35,600,000
Next Earnings Date	2026-07-27
Open	9.1
Optionable	Yes
P FCF Ratio	6.12
P OCF Ratio	5.62
Payment Date	2026-03-31
Position In Range	61.9
Post Close	9.07
Postmarket Change Percent	0.11
Postmarket Price	$9.08
Ppne	91,500,000
Pre Close	9.05
Price Date	2026-05-08
Price EBITDA	$3.21
Relative Volume	0.55x
Revenue	4,049,800,000x
Tax By Revenue	3.15x
Tax Rate	22.46%
Tr6m	4.78%
Us State	Colorado
Volume	5,216,119
Z Score	0.54

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WU dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+10.4%

$0.94 annual per share

Payout ratio

+68.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.7%

0 consecutive years of growth

Total shareholder yield

+15.5%

Next ex-dividend date: 2026-03-17

Performance

WU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+106.1%

Float: +99.3% of shares outstanding

Insider ownership

+0.6%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

WU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.9

Neutral momentum band

Price vs 200-day MA

+1.4%

50/200-day relationship not available

Beta (5Y)

0.53

Less volatile than the market

Sharpe ratio

0.20

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

WU vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Сокращать
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Сокращать
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Сокращать

Questions

About WU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current WU stock rating?

The Western Union Company is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full WU analysis?

The full report lives at /stocks/WU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for WU?

The latest report frames WU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the WU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.