Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

ETR/ALG stock hub

ETR/ALG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

60.2M

Deutsche Börse Xetra

Market data

Live price

Current market quote for this ticker.

Current price

ETR/ALG

In the news

Latest news · ETR/ALG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.8

P25 8.5P50 10.9P75 13.9

Trailing P/E9.6

P25 8.9P50 11.4P75 16.5

ROE17.3

P25 3.4P50 10.4P75 16.4

ROIC6

P25 -2P50 6.2P75 15.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ETR/ALG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

232

Groups with data

Currency

EUR

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	DE
Employees	95
Employees Change	-6%
Employees Change Percent	-5.94
Enterprise value	EUR 234.8M
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Credit Services
Isin	DE0006569403
Last refreshed	2026-05-10
Market cap	EUR 60.2M
Price	EUR 2.84
Price currency	EUR
Rev Per Employee	321,231.58x
Sector	Financials
Sic	6159
Symbol	etr/ALG
Website	https://www.albis-leasing.de

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.38%
EV Earnings	37.6x
EV/EBIT	18.43x
EV/EBITDA	16.67x
EV/FCF	109.47x
EV/Sales	7.69x
FCF yield	3.56%
Forward P/E	11.83x
P/B ratio	1.59x
P/E ratio	9.64x
P/S ratio	1.97x
PE Ratio10 Y	2,658.42x
PE Ratio3 Y	9.92x
PE Ratio5 Y	10.88x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	41.75%
EBITDA Margin	41.18%
FCF margin	7.03%
Gross margin	93.39%
Gross Profit	EUR 28.5M
Gross Profit Growth	-3.99%
Gross Profit Growth Q	-8.04%
Gross Profit Growth3 Y	0.74%
Gross Profit Growth5 Y	4.12%
Net Income	EUR 6.2M
Net Income Growth	40.58%
Net Income Growth Q	-2.21%
Net Income Growth Years	2%
Net Income Growth3 Y	11.38%
Net Income Growth5 Y	38.51%
Pretax Margin	18.7%
Profit Margin	20.47%
Profit Per Employee	EUR 65,747
Profitable Years	10
ROA	3.39
Roa5y	2.33
ROCE	7.99
ROE	17.29
Roe5y	9.62
ROIC	6
Roic5y	3.95

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.86%
Cagr15y	13.83%
Cagr1y	6.27%
Cagr20y	-0.22%
Cagr3y	13.76%
Cagr5y	-0.22%
Div CAGR10	10.65%
Div CAGR3	7.72%
Div CAGR5	20.11%
EPS Growth	40.58
EPS Growth Q	-2.21
EPS Growth Years	2
EPS Growth3 Y	11.38
EPS Growth5 Y	38.51
FCF Growth	-79.72%
FCF Growth3 Y	-50.08%
OCF Growth	-78.86%
OCF Growth3 Y	-49.39%
Revenue Growth	-0.22x
Revenue Growth Q	-8.07x
Revenue Growth Years	2x
Revenue Growth3 Y	0.01x
Revenue Growth5 Y	4.19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.13
Assets	EUR 234.3M
Cash	EUR 2.8M
Current Assets	EUR 74M
Current Liabilities	EUR 74.7M
Debt	EUR 177.4M
Debt EBITDA	EUR 12.59
Debt Equity	EUR 4.69
Debt FCF	EUR 82.7
Equity	EUR 37.8M
Interest Coverage	1.78
Liabilities	EUR 196.4M
Long Term Assets	EUR 160.3M
Long Term Liabilities	EUR 121.7M
Net Cash	EUR -174.6M
Net Cash By Market Cap	EUR -290
Net Debt EBITDA	EUR 13.89
Net Debt Equity	EUR 4.61
Net Debt FCF	EUR 81.4
Tangible Book Value	EUR 24.2M
Tangible Book Value Per Share	EUR 1.14
WACC	3.47

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.99
Net Working Capital	EUR 59.7M
Quick ratio	0.96
Working Capital	EUR -746,000
Working Capital Turnover	EUR 10.41

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	11.11%
Dividend Growth Years	2%
Dividend per share	EUR 0.09
Dividend Years	3
Dividend Yield	3.17%
Ex Div Date	2026-07-03
Last Dividend	EUR 0.1
Payout Frequency	Annual
Payout Ratio	27.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	133.68%
1Y total return	6.27%
200-day SMA	2.99
3Y total return	47.24%
50-day SMA	2.88
50-day SMA vs 200-day SMA	50under200
5Y total return	-1.07%
All Time High	211.2
All Time High Change	-98.66%
All Time High Date	1992-02-06
All Time Low	0.14
All Time Low Change	1,982.11%
All Time Low Date	2008-10-10
ATR	0.04
Beta	0.01
Beta1y	-0.23
Beta2y	-0.11
Ch YTD	-3.4
High	2.84
High52	3.2
High52 Date	2025-07-09
High52ch	-11.25%
Low	2.84
Low52	2.68
Low52 Date	2025-05-09
Low52ch	5.97%
Ma50ch	-1.22%
Price vs 200-day SMA	-4.86%
RSI	40.2
RSI Monthly	54.86
RSI Weekly	42.1
Sharpe ratio	0.2x
Sortino ratio	0.61
Total Return	3.17%
Tr YTD	-3.4
Tr15y	598.35%
Tr1m	-1.39%
Tr3m	-0.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 12.7M
Operating Income Growth	-0.61
Operating Income Growth Q	-1.29
Operating Income Growth3 Y	4.65
Operating Income Growth5 Y	16.96
Operating margin	41.75

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,239,086%
Net Borrowing	-9,316,000
Shares Insiders	80%
Shares Institutions	0.08%
Shares Out	21,195,430
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 2.1M
Average Volume	1,173x
Bv Per Share	1.78
CAPEX	EUR -98,000
Ch10y	101.4
Ch15y	502
Ch1m	-1.39
Ch1y	2.9
Ch20y	-20.31
Ch3m	-0.7
Ch3y	37.86
Ch5y	-8.39
Ch6m	-6.58
Change	0%
Change From Open	0
Close	2.84
Days Gap	0
Depreciation Amortization	-176,000
Dollar Volume	51,608.5
Earnings Date	2026-05-13
EBIT	EUR 12.7M
EBITDA	EUR 12.6M
EPS	EUR 0.29
F Score	5
FCF	EUR 2.1M
FCF EV Yield	0.91x
FCF Per Share	EUR 0.1
Financing CF	-11,212,000
Fiscal Year End	December
Founded	1,986
Goodwill	13,560,000
Graham Number	3.43935
Graham Upside	21.1
Income Tax	EUR -538,000
Investing CF	76,000
Is Primary Listing	1
Last Earnings Date	2025-12-12
Last Report Date	2025-06-30
Last Split Date	2017-09-13
Last Split Type	Forward
Lynch Fair Value	EUR 7.37
Lynch Upside	159.4
Ma150	2.95
Ma150ch	-3.86%
Ma20	2.88
Ma20ch	-1.49%
Net CF	-8,894,000
Next Earnings Date	2026-05-13
Open	2.84
P FCF Ratio	28.06
P OCF Ratio	26.84
Payment Date	2026-07-07
Ppne	2,475,000
Price Date	2026-05-08
Price EBITDA	EUR 4.79
Ptbv Ratio	2.49
Relative Volume	15.49x
Revenue	30,517,000x
Tax By Revenue	-1.76x
Tr20y	-4.32%
Tr6m	-6.58%
Volume	18,172
Z Score	0.55

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ETR/ALG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.2%

$0.09 annual per share

Payout ratio

+27.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+20.1%

2 consecutive years of growth

Total shareholder yield

+3.2%

Next ex-dividend date: 2026-07-03

Performance

ETR/ALG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ETR/ALG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.1%

Share of float held by funds and institutions

Insider ownership

+80.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

ETR/ALG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.2

Neutral momentum band

Price vs 200-day MA

-4.9%

50/200-day relationship not available

Beta (5Y)

0.01

Less volatile than the market

Sharpe ratio

0.20

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ETR/ALG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current etr/ALG stock rating?

etr/ALG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full etr/ALG analysis?

The full report lives at /stocks/etr/ALG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for etr/ALG?

The latest report frames etr/ALG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the etr/ALG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.