Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

ETR/ALV stock hub

ETR/ALV has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

139.6B

Deutsche Börse Xetra

Market data

Live price

Current market quote for this ticker.

Current price

ETR/ALV

In the news

Latest news · ETR/ALV

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.1

P25 8.5P50 10.9P75 13.9

Trailing P/E13.3

P25 8.9P50 11.4P75 16.5

ROE17.5

P25 3.4P50 10.4P75 16.4

ROIC12.9

P25 -2P50 6.2P75 15.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ETR/ALV market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

230

Groups with data

Currency

EUR

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	DE
Employees	138,378
Employees Change	-18,248%
Employees Change Percent	-11.65
Enterprise value	EUR 159.1B
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	DE0008404005
Last refreshed	2026-05-10
Market cap	EUR 139.6B
Price	EUR 369
Price currency	EUR
Rev Per Employee	817,861.22x
Sector	Financials
Sic	6331
Symbol	etr/ALV
Website	https://www.allianz.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.59%
EV Earnings	15x
EV/EBIT	9.1x
EV/EBITDA	8.51x
EV/FCF	5.14x
EV/Sales	1.41x
FCF yield	22.16%
Forward P/E	12.09x
P/B ratio	2.1x
P/E ratio	13.34x
P/S ratio	1.23x
PE Ratio10 Y	11.73x
PE Ratio3 Y	12.03x
PE Ratio5 Y	12.63x
PEG ratio	1.99x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	15.45%
EBITDA Margin	16.18%
FCF margin	27.34%
Gross margin	23.61%
Gross Profit	EUR 26.7B
Net Income	EUR 10.6B
Net Income Growth	8.5%
Net Income Growth Q	7.77%
Net Income Growth Quarters	3%
Net Income Growth Years	3%
Net Income Growth3 Y	18.94%
Net Income Growth5 Y	9.27%
Pretax Margin	13.66%
Profit Margin	9.52%
Profit Per Employee	EUR 76,623
Profitable Years	17
ROA	1.06
Roa5y	0.8
ROCE	1.95
ROE	17.53
Roe5y	13.47
ROIC	12.89
Roic5y	9.69

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.64%
Cagr15y	14.25%
Cagr1y	8.35%
Cagr20y	10.1%
Cagr3y	25.22%
Cagr5y	17.05%
Div CAGR10	8.88%
Div CAGR3	14.47%
Div CAGR5	12.24%
EPS Growth	9.92
EPS Growth Q	9.47
EPS Growth Quarters	3
EPS Growth Years	3
EPS Growth3 Y	21.37
EPS Growth5 Y	11.15
FCF Growth	3.19%
FCF Growth3 Y	23.74%
FCF Growth5 Y	0.22%
OCF Growth	4.09%
OCF Growth10 Y	3.45%
OCF Growth3 Y	22.76%
OCF Growth5 Y	0.71%
Revenue Growth	2.54x
Revenue Growth Q	-5.65x
Revenue Growth Quarters	3x
Revenue Growth Years	3x
Revenue Growth3 Y	5.71x
Revenue Growth5 Y	-0.75x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.11
Assets	EUR 1T
Cash	EUR 130.9B
Debt	EUR 35.3B
Debt EBITDA	EUR 1.89
Debt Equity	EUR 0.53
Debt FCF	EUR 1.14
Equity	EUR 66.3B
Interest Coverage	13.59
Liabilities	EUR 957.9B
Net Cash	EUR -15.8B
Net Cash By Market Cap	EUR -11.33
Net Debt EBITDA	EUR 0.86
Net Debt Equity	EUR 0.24
Net Debt FCF	EUR 0.51
Tangible Book Value	EUR 40.2B
Tangible Book Value Per Share	EUR 106
WACC	6.87

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.58
Net Working Capital	EUR 57B
Quick ratio	1.13
Working Capital	EUR 73.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.45%
Dividend Growth	11.04%
Dividend Growth Years	4%
Dividend per share	EUR 17.1
Dividend Years	35
Dividend Yield	4.63%
Ex Div Date	2026-05-08
Last Dividend	EUR 17.1
Payout Frequency	Annual
Payout Ratio	61.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	327.44%
1Y total return	8.34%
200-day SMA	366.9
3Y total return	96.38%
50-day SMA	370.4
50-day SMA vs 200-day SMA	50over200
5Y total return	119.72%
All Time High	444.5
All Time High Change	-16.96%
All Time High Date	2000-04-04
All Time Low	44.5
All Time Low Change	729.44%
All Time Low Date	2003-03-31
ATR	8.39
Beta	0.67
Beta1y	0.81
Beta2y	0.79
Ch YTD	-5.48
High	371.9
High52	397
High52 Date	2026-04-21
High52ch	-7.03%
Low	367.4
Low52	333.2
Low52 Date	2025-06-19
Low52ch	10.77%
Ma50ch	-0.35%
Price vs 200-day SMA	0.6%
RSI	42.08
RSI Monthly	59.96
RSI Weekly	50.47
Sharpe ratio	0.22x
Sortino ratio	0.6
Total Return	6.08%
Tr YTD	-1.14
Tr15y	637.41%
Tr1m	5.13%
Tr1w	2.32%
Tr3m	-0.3%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 17.5B
Operating margin	15.45

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	378,224,229%
Net Borrowing	1,508,000,000
Shares Insiders	0.01%
Shares Institutions	36.26%
Shares Out	378,279,084
Shares Qo Q	-0.33%
Shares Yo Y	-1.45%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 30.9B
Average Volume	638,870.8x
Bv Per Share	165
CAPEX	EUR -2.3B
Ch10y	164.9
Ch15y	262.4
Ch1m	0.52
Ch1w	-2.17
Ch1y	-0.7
Ch20y	172.2
Ch3m	-4.67
Ch3y	70.92
Ch5y	72.2
Ch6m	4.86
Change	-5.04%
Change From Open	-0.16
Close	388.7
Days Gap	-4.89
Dollar Volume	347,528,698.1
Earnings Date	2026-05-13
EBIT	EUR 17.5B
EBITDA	EUR 18.3B
EPS	EUR 27.67
F Score	7
FCF	EUR 30.9B
FCF EV Yield	19.45x
FCF Per Share	EUR 81.8
Financing CF	-6,778,000,000
Fiscal Year End	December
Founded	1,890
Goodwill	16,652,000,000
Graham Number	332.59102
Graham Upside	-9.89
Income Tax	EUR 4B
Investing CF	-26,897,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-26
Last Report Date	2025-12-31
Last Split Date	1997-04-28
Last Split Type	Forward
Lynch Fair Value	EUR 260
Lynch Upside	-29.62
Ma150	370.5
Ma150ch	-0.38%
Ma20	385.9
Ma20ch	-4.36%
Net CF	-1,782,000,000
Next Earnings Date	2026-05-13
Open	369.7
P FCF Ratio	4.51
P OCF Ratio	4.2
Payment Date	2026-05-12
Position In Range	37.78
Ppne	6,639,000,000
Price Date	2026-05-08
Price EBITDA	EUR 7.62
Ptbv Ratio	3.47
Relative Volume	1.47x
Revenue	113,174,000,000x
Tax By Revenue	3.56x
Tax Rate	26.07%
Tr20y	585.62%
Tr6m	9.67%
Volume	941,557

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ETR/ALV dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.6%

$17.1 annual per share

Payout ratio

+61.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.2%

4 consecutive years of growth

Total shareholder yield

+6.1%

Next ex-dividend date: 2026-05-08

Performance

ETR/ALV stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ETR/ALV?

Insider, institutional, and short-interest positioning.

Institutional ownership

+36.3%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.4%

Negative means the company is buying back shares.

Technical

ETR/ALV momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

42.1

Neutral momentum band

Price vs 200-day MA

+0.6%

50/200-day relationship not available

Beta (5Y)

0.67

Less volatile than the market

Sharpe ratio

0.22

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ETR/ALV

Hub-level FAQ points readers to the deeper analysis pages.

What is the current etr/ALV stock rating?

etr/ALV is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full etr/ALV analysis?

The full report lives at /stocks/etr/ALV/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for etr/ALV?

The latest report frames etr/ALV around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the etr/ALV page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.