Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/PIR stock hub

FRA/PIR has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

37.7B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/PIR

In the news

Latest news · FRA/PIR

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.6

P25 n/aP50 n/aP75 n/a

Trailing P/E7.1

P25 n/aP50 n/aP75 n/a

ROE14

P25 n/aP50 n/aP75 n/a

ROIC9.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/PIR market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

CNY

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	179,898
Employees Change	4,777%
Employees Change Percent	2.73
Enterprise value	EUR 73.1B
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 37.7B
Price	EUR 0.59
Price currency	EUR
Rev Per Employee	431,975.11x
Sic	6300
Symbol	fra/PIR
Website	https://www.picc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.05%
EV Earnings	13.78x
EV/EBIT	8.33x
EV/EBITDA	7.9x
EV/FCF	6.27x
EV/Sales	0.96x
FCF yield	30.9%
Forward P/E	6.59x
P/B ratio	0.69x
P/E ratio	7.12x
P/S ratio	0.49x
PE Ratio10 Y	9.79x
PE Ratio3 Y	8.05x
PE Ratio5 Y	8.17x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.51%
EBITDA Margin	11.95%
FCF margin	15.01%
Gross margin	13.4%
Gross Profit	EUR 10.4B
Net Income	EUR 5.3B
Net Income Growth	-8.4%
Net Income Growth Q	-31.4%
Net Income Growth3 Y	15.12%
Net Income Growth5 Y	13.73%
Pretax Margin	10.54%
Profit Margin	6.82%
Profit Per Employee	EUR 29,477
ROA	2.32
Roa5y	2.05
ROCE	3.92
ROE	13.98
Roe5y	12.83
ROIC	9.75
Roic5y	8.93

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	15.2%
Cagr3y	25.54%
Cagr5y	21.74%
Div CAGR3	0.17%
Div CAGR5	3.7%
EPS Growth	-10.83
EPS Growth Q	-34.48
EPS Growth3 Y	13.42
EPS Growth5 Y	12.59
FCF Growth	6.36%
FCF Growth Q	-58.12%
FCF Growth3 Y	4.56%
FCF Growth5 Y	20.68%
OCF Growth	6.68%
OCF Growth Q	-58%
OCF Growth10 Y	14.4%
OCF Growth3 Y	3.63%
OCF Growth5 Y	16.09%
Revenue Growth	3.75x
Revenue Growth Q	-4.41x
Revenue Growth3 Y	6.67x
Revenue Growth5 Y	1.12x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.32
Assets	EUR 254.4B
Cash	EUR 57.7B
Debt	EUR 24.8B
Debt EBITDA	EUR 2.63
Debt Equity	EUR 0.45
Debt FCF	EUR 2.12
Equity	EUR 54.6B
Interest Coverage	53.19
Liabilities	EUR 199.8B
Net Cash	EUR -21.6B
Net Cash By Market Cap	EUR -57.23
Net Debt EBITDA	EUR 2.32
Net Debt Equity	EUR 0.4
Net Debt FCF	EUR 1.85
Tangible Book Value	EUR 39.1B
Tangible Book Value Per Share	EUR 0.88

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.42
Net Working Capital	EUR 53.8B
Quick ratio	2.18
Working Capital	EUR 37.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.47%
Dividend Growth	-19.26%
Dividend Growth Years	0%
Dividend per share	EUR 0.02
Dividend Years	7
Dividend Yield	3.91%
Ex Div Date	2025-11-04
Last Dividend	EUR 0.01
Payout Frequency	Semi-Annual
Payout Ratio	28.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	15.19%
200-day SMA	0.7
3Y total return	97.89%
50-day SMA	0.62
50-day SMA vs 200-day SMA	50under200
5Y total return	167.34%
All Time High	0.81
All Time High Change	-27.16%
All Time High Date	2025-10-24
All Time Low	0.21
All Time Low Change	183.65%
All Time Low Date	2023-12-29
ATR	0.01
Ch YTD	-18.06
High	0.59
High52	0.81
High52 Date	2026-01-07
High52ch	-27.16%
Low	0.59
Low52	0.54
Low52 Date	2025-05-09
Low52ch	12.38%
Ma50ch	-4.3%
Price vs 200-day SMA	-15.85%
RSI	52.26
RSI Monthly	54.9
RSI Weekly	40
Sharpe ratio	0.41x
Sortino ratio	0.74
Total Return	2.44%
Tr YTD	-18.06
Tr1m	1.72%
Tr1w	4.43%
Tr3m	-15.71%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 8.9B
Operating margin	11.51

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	11,583,473,591%
Net Borrowing	3,711,891,062.8
Shares Insiders	0.07%
Shares Institutions	8.31%
Shares Qo Q	4.53%
Shares Yo Y	1.47%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 11.7B
Average Volume	109.2x
Bv Per Share	0.91
CAPEX	EUR -597.5M
Ch1m	1.72
Ch1w	4.43
Ch1y	11.32
Ch3m	-15.71
Ch3y	63.89
Ch5y	92.81
Ch6m	-26.25
Change	2.61%
Change From Open	0
Close	0.58
Days Gap	2.61
Earnings Date	2026-04-29
EBIT	EUR 8.9B
EBITDA	EUR 9.3B
EPS	EUR 0.11
F Score	6
FCF	EUR 11.7B
FCF EV Yield	15.95x
Financing CF	2,873,102,584
Fiscal Year End	December
Founded	1,949
Graham Number	1.26188
Graham Upside	113.9
Income Tax	EUR 1B
Investing CF	-15,451,932,733
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 1.14
Lynch Upside	92.98
Ma150	0.7
Ma150ch	-15.88%
Ma20	0.57
Ma20ch	3.36%
Net CF	-414,449,040
Next Earnings Date	2026-08-25
Open	0.59
P FCF Ratio	3.24
P OCF Ratio	3.08
Payment Date	2025-12-12
Ppne	4,226,967,380.6
Price Date	2026-05-08
Price EBITDA	EUR 4.06
Ptbv Ratio	0.96
Relative Volume	20x
Revenue	77,711,458,387x
Tax By Revenue	1.32x
Tax Rate	12.48%
Tr6m	-26.25%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/PIR dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.9%

$0.02 annual per share

Payout ratio

+28.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.7%

0 consecutive years of growth

Total shareholder yield

+2.4%

Next ex-dividend date: 2025-11-04

Performance

FRA/PIR stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/PIR?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.3%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+1.5%

Negative means the company is buying back shares.

Technical

FRA/PIR momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.3

Neutral momentum band

Price vs 200-day MA

-15.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.41

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/PIR

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/PIR stock rating?

fra/PIR is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/PIR analysis?

The full report lives at /stocks/fra/PIR/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/PIR?

The latest report frames fra/PIR around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/PIR page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.