Sector pending / Surety InsuranceUpdated 2026-05-10 22:07 UTC

FRA/ZFIN stock hub

FRA/ZFIN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

88.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/ZFIN

In the news

Latest news · FRA/ZFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.7

P25 n/aP50 n/aP75 n/a

Trailing P/E15.2

P25 n/aP50 n/aP75 n/a

ROE25.2

P25 n/aP50 n/aP75 n/a

ROIC15.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/ZFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

196

Groups with data

Currency

USD

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Switzerland
Country code	DE
Employees	63,000
Employees Change	0%
Employees Change Percent	0
Enterprise value	EUR 99.1B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Surety Insurance
Last refreshed	2026-05-10
Market cap	EUR 88.2B
Price	EUR 590
Price currency	EUR
Rev Per Employee	988,012.56x
Sic	6351
Symbol	fra/ZFIN
Website	https://www.zurich.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.56%
EV Earnings	17.11x
EV/EBIT	10.88x
EV/EBITDA	10.45x
EV/FCF	21.45x
EV/Sales	1.56x
FCF yield	5.24%
Forward P/E	14.66x
P/B ratio	3.43x
P/E ratio	15.23x
P/S ratio	1.42x
PE Ratio10 Y	15.28x
PE Ratio3 Y	16.13x
PE Ratio5 Y	16.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	14.38%
EBITDA Margin	14.73%
FCF margin	7.42%
Gross margin	23.82%
Gross Profit	EUR 14.8B
Net Income	EUR 5.8B
Net Income Growth	16.93%
Net Income Growth Q	33.9%
Net Income Growth3 Y	11.64%
Net Income Growth5 Y	10.58%
Pretax Margin	13.74%
Profit Margin	9.3%
Profit Per Employee	EUR 91,902
ROA	1.72
Roa5y	1.32
ROCE	2.67
ROE	25.22
Roe5y	18.6
ROIC	15.73
Roic5y	12.61

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-1.33%
Div CAGR10	7.62%
Div CAGR3	10.58%
Div CAGR5	12.31%
EPS Growth	17.56
EPS Growth Q	33.76
EPS Growth3 Y	12.04
EPS Growth5 Y	11.23
FCF Growth	-25.02%
FCF Growth Q	-37.69%
FCF Growth3 Y	-10.2%
FCF Growth5 Y	-1.88%
OCF Growth	-22.36%
OCF Growth Q	-32.49%
OCF Growth10 Y	0.35%
OCF Growth3 Y	-9.21%
OCF Growth5 Y	-1.67%
Revenue Growth	6.35x
Revenue Growth Q	9.55x
Revenue Growth3 Y	3.46x
Revenue Growth5 Y	3.46x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.19
Assets	EUR 346.8B
Cash	EUR 30.7B
Debt	EUR 15.1B
Debt EBITDA	EUR 1.62
Debt Equity	EUR 0.59
Debt FCF	EUR 3.27
Equity	EUR 25.7B
Interest Coverage	22.84
Liabilities	EUR 321.1B
Net Cash	EUR -9.3B
Net Cash By Market Cap	EUR -10.51
Net Debt EBITDA	EUR 1.01
Net Debt Equity	EUR 0.36
Net Debt FCF	EUR 2.01
Tangible Book Value	EUR 13.7B
Tangible Book Value Per Share	EUR 96.2

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.09
Net Working Capital	EUR 44.9B
Quick ratio	3.02
Working Capital	EUR 47B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.54%
Dividend Growth	15.91%
Dividend Growth Years	4%
Dividend per share	EUR 32.45
Dividend Years	26
Dividend Yield	5.51%
Ex Div Date	2026-04-10
Last Dividend	EUR 32.45
Payout Frequency	Annual
Payout Ratio	68.62%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-1.33%
200-day SMA	610.9
50-day SMA	603
50-day SMA vs 200-day SMA	50under200
All Time High	653
All Time High Change	-9.59%
All Time High Date	2025-12-29
All Time Low	573.4
All Time Low Change	2.96%
All Time Low Date	2026-04-10
ATR	11.02
Ch YTD	-8.04
High	590.4
High52	653
High52 Date	2025-12-29
High52ch	-9.59%
Low	590.4
Low52	573.4
Low52 Date	2026-04-10
Low52ch	2.97%
Ma50ch	-2.09%
Price vs 200-day SMA	-3.36%
RSI	45.36
RSI Monthly	0
RSI Weekly	45.51
Sharpe ratio	-0.07x
Sortino ratio	0.19
Total Return	6.05%
Tr YTD	-2.99
Tr1m	0.94%
Tr1w	1.34%
Tr3m	-0.26%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 8.9B
Operating margin	14.38

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	149,104,162%
Net Borrowing	51,725,682
Shares Insiders	0.17%
Shares Institutions	26.22%
Shares Qo Q	0.54%
Shares Yo Y	-0.54%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 4.6B
Average Volume	78.9x
Bv Per Share	170.7
CAPEX	EUR -408.8M
Ch1m	-4.31
Ch1w	1.34
Ch1y	-6.46
Ch3m	-5.45
Ch6m	-1.86
Change	-1.14%
Change From Open	0
Close	597.2
Days Gap	-1.14
Earnings Date	2026-05-13
EBIT	EUR 8.9B
EBITDA	EUR 9.2B
EPS	EUR 40.2
F Score	5
FCF	EUR 4.6B
FCF EV Yield	4.66x
Financing CF	-4,658,799,000
Fiscal Year End	December
Founded	1,872
Goodwill	4,729,084,074
Graham Number	387.25743
Graham Upside	-34.41
Income Tax	EUR 2.4B
Investing CF	-505,058,100
Is Primary Listing	0
Last Earnings Date	2026-02-19
Last Report Date	2025-12-31
Lynch Fair Value	EUR 410
Lynch Upside	-30.57
Ma150	611
Ma150ch	-3.37%
Ma20	598.1
Ma20ch	-1.29%
Net CF	335,569,800
Next Earnings Date	2026-05-13
Open	590.4
P FCF Ratio	19.1
P OCF Ratio	17.54
Payment Date	2026-04-14
Ppne	1,794,287,592
Price Date	2026-05-08
Price EBITDA	EUR 9.62
Ptbv Ratio	6.44
Relative Volume	0.09x
Revenue	62,244,791,100x
Tax By Revenue	3.89x
Tax Rate	28.28%
Tr6m	3.52%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/ZFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.5%

$32.5 annual per share

Payout ratio

+68.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.3%

4 consecutive years of growth

Total shareholder yield

+6.0%

Next ex-dividend date: 2026-04-10

Performance

FRA/ZFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/ZFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+26.2%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.5%

Negative means the company is buying back shares.

Technical

FRA/ZFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.4

Neutral momentum band

Price vs 200-day MA

-3.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.07

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/ZFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/ZFIN stock rating?

fra/ZFIN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/ZFIN analysis?

The full report lives at /stocks/fra/ZFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/ZFIN?

The latest report frames fra/ZFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/ZFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.