Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

IDX/BFIN stock hub

IDX/BFIN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

11.7T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/BFIN

In the news

Latest news · IDX/BFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.2

P25 6.6P50 8.2P75 11.8

Trailing P/E7.9

P25 7.4P50 15.3P75 42.5

ROE14.2

P25 1.9P50 5.2P75 9.9

ROIC6.3

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/BFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

213

Groups with data

Currency

IDR

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	5,663
Employees Change	-80%
Employees Change Percent	-1.39
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Credit Services
Isin	ID1000124001
Last refreshed	2026-05-10
Market cap	IDR 11.7T
Price	IDR 790
Price currency	IDR
Rev Per Employee	798,956,261.34x
Sector	Financials
Sic	6141
Symbol	idx/BFIN
Website	https://www.bfi.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.14%
FCF yield	16.41%
Forward P/E	8.21x
P/B ratio	1.06x
P/E ratio	7.92x
P/S ratio	2.65x
PE Ratio10 Y	10.31x
PE Ratio3 Y	9.24x
PE Ratio5 Y	10.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	43.45%
Gross margin	98.39%
Gross Profit	IDR 4.3T
Net Income	IDR 1.5T
Net Income Growth	-4.86%
Net Income Growth Q	-12.62%
Net Income Growth Years	1%
Net Income Growth3 Y	-7.27%
Net Income Growth5 Y	20.47%
Pretax Margin	43.39%
Profit Margin	34.77%
Profit Per Employee	IDR 277.8M
Profitable Years	17
ROA	6.01
Roa5y	7.35
ROE	14.16
Roe5y	17.51
ROIC	6.32
Roic5y	7.71

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	17.47%
Cagr15y	14.67%
Cagr1y	-0.3%
Cagr20y	19.25%
Cagr3y	-9.93%
Cagr5y	9.19%
Div CAGR10	13.31%
Div CAGR3	20.81%
Div CAGR5	41.05%
EPS Growth	-6.71
EPS Growth Q	-10.99
EPS Growth Years	0
EPS Growth3 Y	-7.96
EPS Growth5 Y	20.02
FCF Growth	437.19%
FCF Growth5 Y	-19.12%
OCF Growth	349.77%
OCF Growth10 Y	8.92%
OCF Growth5 Y	-18.21%
Revenue Growth	-0.57x
Revenue Growth Q	0.4x
Revenue Growth Quarters	7x
Revenue Growth Years	1x
Revenue Growth3 Y	-0.44x
Revenue Growth5 Y	14.97x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	IDR 0.17
Assets	IDR 25.3T
Cash	IDR 1.3T
Debt	IDR 13.1T
Debt Equity	IDR 1.2
Debt FCF	IDR 6.86
Equity	IDR 11T
Liabilities	IDR 14.3T
Net Cash	IDR -11.8T
Net Cash By Market Cap	IDR -101
Net Debt Equity	IDR 1.08
Net Debt FCF	IDR 6.16
Tangible Book Value	IDR 10.8T
Tangible Book Value Per Share	IDR 734
WACC	3.46

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.6
Quick ratio	2.58
Working Capital	IDR 14.9T
Working Capital Turnover	IDR 0.22

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.98%
Dividend Growth	21.82%
Dividend Growth Years	1%
Dividend per share	IDR 67
Dividend Years	12
Dividend Yield	8.48%
Ex Div Date	2025-12-11
Last Dividend	IDR 35
Payout Frequency	Semi-Annual
Payout Ratio	65.4%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	400.12%
1Y total return	-0.3%
200-day SMA	761.7
3Y total return	-26.94%
50-day SMA	756.1
50-day SMA vs 200-day SMA	50under200
5Y total return	55.18%
All Time High	1,535
All Time High Change	-48.53%
All Time High Date	2023-06-13
All Time Low	0.36
All Time Low Change	217,710.86%
All Time Low Date	1998-08-28
ATR	44.97
Beta	0.57
Beta1y	0.88
Beta2y	0.69
Ch YTD	12.86
High	810
High52	970
High52 Date	2025-05-19
High52ch	-18.56%
Low	770
Low52	610
Low52 Date	2026-01-29
Low52ch	29.51%
Ma50ch	4.48%
Price vs 200-day SMA	3.72%
RSI	51.92
RSI Monthly	44.84
RSI Weekly	52.8
Sharpe ratio	0.36x
Sortino ratio	0.83
Total Return	6.5%
Tr YTD	12.86
Tr15y	679.79%
Tr1m	18.8%
Tr1w	1.28%
Tr3m	13.67%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 1.9T
Operating Income Growth	-3.53
Operating Income Growth Q	-11.98
Operating Income Growth3 Y	-6.88
Operating Income Growth5 Y	21.23
Operating margin	43.32

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6,682,609,322%
Net Borrowing	-723,033,000,000
Shares Insiders	2.57%
Shares Institutions	5.48%
Shares Out	14,749,383,620
Shares Qo Q	-6.64%
Shares Yo Y	1.98%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR 1.9T
Average Volume	54,815,180x
Bv Per Share	742.6
CAPEX	IDR -136.5B
Ch10y	205
Ch15y	285.4
Ch1m	18.8
Ch1w	1.28
Ch1y	-8.14
Ch20y	1,106.1
Ch3m	13.67
Ch3y	-39.46
Ch5y	20.61
Ch6m	1.28
Change	2.6%
Change From Open	1.28
Close	770
Days Gap	1.3
Depreciation Amortization	140,775,000,000
Dollar Volume	19,583,626,000
Earnings Date	2026-07-24
EPS	IDR 99.78
F Score	4
FCF	IDR 1.9T
FCF Per Share	IDR 130
Financing CF	-1,947,282,000,000
Fiscal Year End	December
Founded	1,982
Graham Number	1291.15699
Graham Upside	63.44
Income Tax	IDR 380B
Investing CF	-143,085,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2026-03-31
Last Split Date	2017-06-05
Last Split Type	Forward
Lynch Fair Value	IDR 2,042
Lynch Upside	158.5
Ma150	747.5
Ma150ch	5.68%
Ma20	792.8
Ma20ch	-0.35%
Net CF	-41,168,000,000
Next Earnings Date	2026-07-24
Open	780
P FCF Ratio	6.09
P OCF Ratio	5.69
Payment Date	2025-12-18
Position In Range	50
Ppne	709,329,000,000
Price Date	2026-05-08
Ptbv Ratio	1.08
Relative Volume	0.45x
Revenue	4,402,249,000,000x
Tax By Revenue	8.63x
Tax Rate	19.89%
Tr20y	3,284.28%
Tr6m	6.21%
Volume	24,789,400

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IDX/BFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.5%

$67.0 annual per share

Payout ratio

+65.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+41.1%

1 consecutive years of growth

Total shareholder yield

+6.5%

Next ex-dividend date: 2025-12-11

Performance

IDX/BFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/BFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+5.5%

Share of float held by funds and institutions

Insider ownership

+2.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.0%

Negative means the company is buying back shares.

Technical

IDX/BFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.9

Neutral momentum band

Price vs 200-day MA

+3.7%

50/200-day relationship not available

Beta (5Y)

0.57

Less volatile than the market

Sharpe ratio

0.36

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/BFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/BFIN stock rating?

idx/BFIN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/BFIN analysis?

The full report lives at /stocks/idx/BFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/BFIN?

The latest report frames idx/BFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/BFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.