Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

IDX/PNBN stock hub

IDX/PNBN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

25.4T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/PNBN

In the news

Latest news · IDX/PNBN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.2

P25 6.6P50 8.2P75 11.8

Trailing P/E9.3

P25 7.4P50 15.3P75 42.5

ROE5

P25 1.9P50 5.2P75 9.9

ROICn/a

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/PNBN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

183

Groups with data

Currency

IDR

Showing 183 of 183 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	6,968
Employees Change	-1,716%
Employees Change Percent	-19.76
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Banks - Regional
Isin	ID1000092703
Last refreshed	2026-05-10
Market cap	IDR 25.4T
Price	IDR 1,055
Price currency	IDR
Rev Per Employee	1,401,110,935.71x
Sector	Financials
Sic	6020
Symbol	idx/PNBN
Website	https://www.panin.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.7%
FCF yield	25.95%
Forward P/E	9.2x
P/B ratio	0.44x
P/E ratio	9.35x
P/S ratio	2.6x
PE Ratio10 Y	10.31x
PE Ratio3 Y	11.53x
PE Ratio5 Y	11.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	67.51%
Gross Profit	IDR 9.5T
Net Income	IDR 2.7T
Net Income Growth	-2.35%
Net Income Growth Q	-4.51%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	-3%
Net Income Growth5 Y	-2.05%
Pretax Margin	40.1%
Profit Margin	27.83%
Profit Per Employee	IDR 389.9M
Profitable Years	22
ROA	1.26
Roa5y	1.25
ROE	4.97
Roe5y	5.28

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.19%
Cagr15y	0.11%
Cagr1y	-29.16%
Cagr20y	4.03%
Cagr3y	0.3%
Cagr5y	4.02%
Div CAGR10	7.7%
Div CAGR3	28.06%
Div CAGR5	16%
EPS Growth Quarters	1
EPS Growth Years	2
FCF Growth3 Y	41.81%
FCF Growth5 Y	-28.76%
OCF Growth3 Y	41.37%
OCF Growth5 Y	-28.15%
Revenue Growth	4.99x
Revenue Growth Q	-0.18x
Revenue Growth Years	0x
Revenue Growth3 Y	1.88x
Revenue Growth5 Y	1.13x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	IDR 225.4T
Cash	IDR 13T
Debt	IDR 13.1T
Debt FCF	IDR 1.98
Equity	IDR 58.1T
Liabilities	IDR 167.2T
Net Cash	IDR -69.7B
Net Cash By Market Cap	IDR -0.27
Net Debt Equity	IDR 0
Net Debt FCF	IDR 0.01
Tangible Book Value	IDR 53.6T
WACC	1.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	IDR -131.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	IDR 50
Dividend Years	1
Dividend Yield	4.74%
Last Dividend	IDR 42
Payout Ratio	37.16%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	50.74%
1Y total return	-29.14%
200-day SMA	1,074
3Y total return	0.9%
50-day SMA	1,008.8
50-day SMA vs 200-day SMA	50under200
5Y total return	21.75%
All Time High	2,790
All Time High Change	-62.19%
All Time High Date	2022-10-24
All Time Low	31.4
All Time Low Change	3,259.66%
All Time Low Date	1998-09-18
ATR	32.23
Beta	-0.24
Beta1y	0.29
Beta2y	0.59
Ch YTD	-2.31
High	1,075
High52	1,580
High52 Date	2025-05-08
High52ch	-33.23%
Low	1,030
Low52	935
Low52 Date	2026-04-07
Low52ch	12.83%
Ma50ch	4.58%
Price vs 200-day SMA	-1.76%
RSI	61.76
RSI Monthly	44.33
RSI Weekly	47.56
Sharpe ratio	-0.83x
Sortino ratio	-1.04
Total Return	4.74%
Tr YTD	-2.31
Tr15y	1.64%
Tr1m	12.83%
Tr1w	3.94%
Tr3m	0.48%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 3.9T
Operating margin	39.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3,633,008,661%
Net Borrowing	3,985,361,000,000
Shares Institutions	1.3%
Shares Out	24,071,873,098

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR 6.6T
Average Volume	5,779,835x
CAPEX	IDR -313.7B
Ch10y	43.54
Ch15y	-3.21
Ch1m	12.83
Ch1w	3.94
Ch1y	-31.72
Ch20y	106.9
Ch3m	0.48
Ch3y	-2.76
Ch5y	15.93
Ch6m	3.94
Change	0%
Change From Open	0
Close	1,055
Days Gap	0
Dollar Volume	9,942,109,000
Earnings Date	2026-07-27
F Score	4
FCF	IDR 6.6T
FCF Per Share	IDR 274
Financing CF	-1,277,352,000,000
Fiscal Year End	December
Founded	1,971
Income Tax	IDR 1.1T
Investing CF	-3,929,077,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-23
Last Report Date	2026-03-31
Last Split Date	2004-06-22
Last Split Type	Forward
Ma150	1,050.1
Ma150ch	0.47%
Ma20	1,005.3
Ma20ch	4.95%
Net CF	1,862,309,000,000
Next Earnings Date	2026-07-27
Open	1,055
P FCF Ratio	3.85
P OCF Ratio	3.68
Payment Date	2025-07-25
Position In Range	55.56
Ppne	9,935,634,000,000
Price Date	2026-05-08
Ptbv Ratio	0.47
Relative Volume	1.75x
Revenue	9,762,941,000,000x
Tax By Revenue	10.76x
Tax Rate	26.83%
Tr20y	120.51%
Tr6m	3.94%
Volume	9,423,800

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IDX/PNBN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.7%

$50.0 annual per share

Payout ratio

+37.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+16.0%

1 consecutive years of growth

Total shareholder yield

+4.7%

Dividend yield + buyback yield combined

Performance

IDX/PNBN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/PNBN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.3%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

IDX/PNBN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.8

Neutral momentum band

Price vs 200-day MA

-1.8%

50/200-day relationship not available

Beta (5Y)

-0.24

Less volatile than the market

Sharpe ratio

-0.83

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/PNBN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/PNBN stock rating?

idx/PNBN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/PNBN analysis?

The full report lives at /stocks/idx/PNBN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/PNBN?

The latest report frames idx/PNBN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/PNBN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.