Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NSE/CHOLAHLDNG stock hub

NSE/CHOLAHLDNG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

334.4B

National Stock Exchange of India

Market data

Live price

Current market quote for this ticker.

Current price

NSE/CHOLAHLDNG

In the news

Latest news · NSE/CHOLAHLDNG

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.4

P25 10.5P50 16.3P75 25.3

Trailing P/E13.7

P25 11.3P50 20.9P75 37.2

ROE18

P25 8.1P50 12.1P75 15.7

ROIC2.4

P25 1.6P50 3.9P75 9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSE/CHOLAHLDNG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

197

Groups with data

Currency

INR

Showing 197 of 197 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	48,434
Employees Change	8,700%
Employees Change Percent	21.9
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Isin	INE149A01033
Last refreshed	2026-05-10
Market cap	INR 334.4B
Price	INR 1,785
Price currency	INR
Rev Per Employee	5,200,419.13x
Sector	Financials
Sic	6141
Symbol	nse/CHOLAHLDNG
Website	https://cholafhl.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.3%
FCF yield	-90.89%
Forward P/E	11.41x
P/B ratio	0.99x
P/E ratio	13.7x
P/S ratio	1.33x
PE Ratio10 Y	14.1x
PE Ratio3 Y	14.13x
PE Ratio5 Y	13.42x
PEG ratio	1.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	79.01%
Gross Profit	INR 199B
Net Income	INR 24.4B
Net Income Growth	12.31%
Net Income Growth Q	11.99%
Net Income Growth Quarters	5%
Net Income Growth Years	6%
Net Income Growth3 Y	23.69%
Net Income Growth5 Y	24.24%
Pretax Margin	29.11%
Profit Margin	9.69%
Profit Per Employee	INR 504,045
Profitable Years	22
ROA	2.23
Roa5y	2.39
ROE	18.03
Roe5y	18.83
ROIC	2.38
Roic5y	2.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-4.31%
Cagr3y	36.11%
Cagr5y	25.51%
Div CAGR3	33.21%
Div CAGR5	18.77%
EPS Growth	12.31
EPS Growth Q	11.97
EPS Growth Quarters	14
EPS Growth Years	6
EPS Growth3 Y	23.68
EPS Growth5 Y	24.23
Revenue Growth	38.31x
Revenue Growth Q	18.22x
Revenue Growth Quarters	36x
Revenue Growth Years	9x
Revenue Growth3 Y	29.64x
Revenue Growth5 Y	23.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	INR 0.1
Assets	INR 2.7T
Cash	INR 166.8B
Debt	INR 2.1T
Debt Equity	INR 6.21
Debt FCF	INR -6.93
Equity	INR 338.8B
Liabilities	INR 2.3T
Net Cash	INR -1.9T
Net Cash By Market Cap	INR -580
Net Debt Equity	INR 5.72
Tangible Book Value	INR 152.5B
Tangible Book Value Per Share	INR 812
WACC	0.9

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	63.94
Quick ratio	63.59
Working Capital	INR 2.3T
Working Capital Turnover	INR 0.14

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	136.36%
Dividend Growth Years	1%
Dividend per share	INR 1.3
Dividend Years	9
Dividend Yield	0.07%
Ex Div Date	2026-08-07
Last Dividend	INR 1.3
Payout Frequency	Annual
Payout Ratio	4.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-4.31%
200-day SMA	1,782.2
3Y total return	152.21%
50-day SMA	1,561.6
50-day SMA vs 200-day SMA	50under200
5Y total return	211.36%
All Time High	2,231.6
All Time High Change	-20.01%
All Time High Date	2025-07-02
All Time Low	222.4
All Time Low Change	702.79%
All Time Low Date	2020-05-26
ATR	68.17
Beta	0.43
Beta1y	1.34
Beta2y	0.69
Ch YTD	-1.54
High	1,809.9
High52	2,231.6
High52 Date	2025-07-02
High52ch	-20.01%
Low	1,757
Low52	1,305
Low52 Date	2026-03-23
Low52ch	36.78%
Ma50ch	14.31%
Price vs 200-day SMA	0.16%
RSI	70.39
RSI Monthly	55.56
RSI Weekly	54.18
Sharpe ratio	0.05x
Sortino ratio	0.24
Total Return	0.07%
Tr YTD	-1.54
Tr1m	27.81%
Tr1w	6.72%
Tr3m	8.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	INR 73.3B
Operating Income Growth	16.36
Operating Income Growth Q	21.79
Operating Income Growth3 Y	24.4
Operating Income Growth5 Y	23.87
Operating margin	29.09

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	98,519,237%
Net Borrowing	343,015,300,000
Shares Insiders	5.15%
Shares Institutions	34.06%
Shares Out	187,777,462
Shares Qo Q	0%
Shares Yo Y	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR -304.8B
Average Volume	377,994x
Bv Per Share	822.9
CAPEX	INR -3.6B
Ch1m	27.81
Ch1w	6.72
Ch1y	-4.38
Ch3m	8.17
Ch3y	151.8
Ch5y	210.3
Ch6m	-5.26
Change	1.71%
Change From Open	1.19
Close	1,755
Days Gap	0.51
Depreciation Amortization	3,325,700,000
Dollar Volume	623,286,300
Earnings Date	2026-05-08
EPS	INR 130
F Score	4
FCF	INR -303.9B
FCF Per Share	INR -1,619
Financing CF	356,502,700,000
Fiscal Year End	March
Founded	1,949
Goodwill	427,200,000
Graham Number	2302.90693
Graham Upside	29.01
Income Tax	INR 18.5B
Investing CF	-25,284,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Lynch Fair Value	INR 3,159
Lynch Upside	77
Ma150	1,746.3
Ma150ch	2.22%
Ma20	1,617
Ma20ch	10.39%
Net CF	30,891,000,000
Next Earnings Date	2026-08-07
Open	1,764
Payment Date	2025-09-06
Position In Range	52.93
Ppne	20,735,100,000
Price Date	2026-05-08
Ptbv Ratio	2.19
Relative Volume	0.6x
Revenue	251,877,100,000x
SBC By Revenue	0.33x
Share Based Comp	840,900,000
Tax By Revenue	7.34x
Tax Rate	25.2%
Tr6m	-5.26%
Volume	349,180

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSE/CHOLAHLDNG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.1%

$1.30 annual per share

Payout ratio

+4.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.8%

1 consecutive years of growth

Total shareholder yield

+0.1%

Next ex-dividend date: 2026-08-07

Performance

NSE/CHOLAHLDNG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSE/CHOLAHLDNG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+34.1%

Share of float held by funds and institutions

Insider ownership

+5.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

0.0%

Negative means the company is buying back shares.

Technical

NSE/CHOLAHLDNG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

70.4

Above 70: short-term overbought

Price vs 200-day MA

+0.2%

50/200-day relationship not available

Beta (5Y)

0.43

Less volatile than the market

Sharpe ratio

0.05

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSE/CHOLAHLDNG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nse/CHOLAHLDNG stock rating?

nse/CHOLAHLDNG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nse/CHOLAHLDNG analysis?

The full report lives at /stocks/nse/CHOLAHLDNG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nse/CHOLAHLDNG?

The latest report frames nse/CHOLAHLDNG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nse/CHOLAHLDNG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.