Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/HELG stock hub

OSL/HELG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.5B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/HELG

In the news

Latest news · OSL/HELG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 11P50 12P75 14.4

Trailing P/E12.4

P25 10.2P50 12.4P75 14.6

ROE9.3

P25 8.5P50 10.5P75 13.6

ROICn/a

P25 -12.9P50 4.1P75 17.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/HELG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

191

Groups with data

Currency

NOK

Showing 191 of 191 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	178
Employees Change	6%
Employees Change Percent	3.49
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0010029804
Last refreshed	2026-05-10
Market cap	NOK 4.5B
Price	NOK 166
Price currency	NOK
Rev Per Employee	6,341,040.46x
Sector	Financials
Sic	6020
Symbol	osl/HELG
Website	https://www.sparebank1.no/nb/helgeland/privat.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.12%
FCF yield	-5.8%
Forward P/E	11.49x
P/B ratio	0.84x
P/E ratio	12.39x
P/S ratio	4.07x
PE Ratio10 Y	10.22x
PE Ratio3 Y	9.87x
PE Ratio5 Y	11.45x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NOK 1.1B
Net Income	NOK 363M
Net Income Growth	-16.87%
Net Income Growth Q	-13.64%
Net Income Growth Years	0%
Net Income Growth3 Y	0.46%
Net Income Growth5 Y	3.68%
Pretax Margin	56.52%
Profit Margin	44.03%
Profit Per Employee	NOK 2.1M
Profitable Years	18
ROA	1.2
Roa5y	1.15
ROE	9.3
Roe5y	8.91

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.82%
Cagr15y	14.44%
Cagr1y	7.32%
Cagr20y	10.22%
Cagr3y	16.63%
Cagr5y	14.64%
Div CAGR10	7.42%
Div CAGR3	-10.7%
Div CAGR5	19.18%
EPS Growth	-18.31
EPS Growth Q	-34.63
EPS Growth Years	0
EPS Growth3 Y	0.25
EPS Growth5 Y	-1.78
FCF Growth Q	350%
OCF Growth Q	350%
Revenue Growth	-8.28x
Revenue Growth Q	-9.3x
Revenue Growth Years	0x
Revenue Growth3 Y	3.1x
Revenue Growth5 Y	3.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 41.2B
Cash	NOK 1.5B
Debt	NOK 8.7B
Debt FCF	NOK -33.45
Equity	NOK 5.3B
Liabilities	NOK 35.9B
Net Cash	NOK -7.2B
Net Cash By Market Cap	NOK -161
Net Debt Equity	NOK 1.36
Tangible Book Value	NOK 5.2B
Tangible Book Value Per Share	NOK 192
WACC	1.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK 6.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.15%
Dividend Growth	-9.02%
Dividend Growth Years	0%
Dividend per share	NOK 7.67
Dividend Years	22
Dividend Yield	4.62%
Ex Div Date	2026-03-25
Last Dividend	NOK 7.67
Payout Frequency	Annual
Payout Ratio	66.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	334.13%
1Y total return	7.31%
200-day SMA	173.1
3Y total return	58.68%
50-day SMA	167.7
50-day SMA vs 200-day SMA	50under200
5Y total return	97.98%
All Time High	189
All Time High Change	-12.17%
All Time High Date	2025-07-31
All Time Low	28.4
All Time Low Change	484.51%
All Time Low Date	2012-06-26
ATR	3.79
Beta	0.11
Beta1y	-0.25
Beta2y	0.23
Ch YTD	-9.29
High	168
High52	189
High52 Date	2025-07-31
High52ch	-12.17%
Low	166
Low52	160
Low52 Date	2026-04-09
Low52ch	3.78%
Ma50ch	-1.02%
Price vs 200-day SMA	-4.12%
RSI	48.13
RSI Monthly	54.52
RSI Weekly	44.83
Sharpe ratio	0.33x
Sortino ratio	0.7
Total Return	4.77%
Tr YTD	-5
Tr15y	656.52%
Tr1m	1.8%
Tr1w	-1.78%
Tr3m	1.68%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 640M
Operating margin	58.34

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	26,874,390%
Net Borrowing	182,000,000
Shares Institutions	0.67%
Shares Out	26,917,021
Shares Qo Q	-0.99%
Shares Yo Y	-0.15%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK -259M
Average Volume	4,352.9x
Bv Per Share	194.1
CAPEX	NOK -19M
Ch10y	171
Ch15y	281.6
Ch1m	1.8
Ch1w	-1.78
Ch1y	2.47
Ch20y	155.4
Ch3m	-2.91
Ch3y	32.8
Ch5y	48.21
Ch6m	-3.49
Change	-0.97%
Change From Open	-0.97
Close	167.6
Days Gap	0
Dollar Volume	533,026
Earnings Date	2026-04-30
EPS	NOK 13.4
F Score	2
FCF	NOK -259M
FCF Per Share	NOK -9.62
Financing CF	1,006,000,000
Fiscal Year End	December
Founded	1,860
Graham Number	241.88489
Graham Upside	45.71
Income Tax	NOK 137M
Investing CF	-390,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2010-03-26
Last Split Type	Forward
Lynch Fair Value	NOK 66.99
Lynch Upside	-59.64
Ma150	172
Ma150ch	-3.51%
Ma20	167.2
Ma20ch	-0.69%
Net CF	376,000,000
Next Earnings Date	2026-08-14
Open	167.6
Payment Date	2026-04-01
Position In Range	0
Ppne	265,000,000
Price Date	2026-05-08
Ptbv Ratio	0.85
Relative Volume	0.76x
Revenue	1,097,000,000x
Tax By Revenue	12.49x
Tax Rate	22.1%
Tr20y	599.84%
Tr6m	1.07%
Volume	3,211

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/HELG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.6%

$7.67 annual per share

Payout ratio

+66.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+19.2%

0 consecutive years of growth

Total shareholder yield

+4.8%

Next ex-dividend date: 2026-03-25

Performance

OSL/HELG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/HELG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.7%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

OSL/HELG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.1

Neutral momentum band

Price vs 200-day MA

-4.1%

50/200-day relationship not available

Beta (5Y)

0.11

Less volatile than the market

Sharpe ratio

0.33

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/HELG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/HELG stock rating?

osl/HELG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/HELG analysis?

The full report lives at /stocks/osl/HELG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/HELG?

The latest report frames osl/HELG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/HELG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.