Technology / Software - ServicesUpdated 2026-05-10 22:07 UTC

LON/0HCR stock hub

LON/0HCR has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.6B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0HCR

In the news

Latest news · LON/0HCR

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.9

P25 12.1P50 18.7P75 33.5

Trailing P/E6.1

P25 15.6P50 26.1P75 53.7

ROE17.5

P25 -4.5P50 7.6P75 18.5

ROICn/a

P25 -0.8P50 8.3P75 21.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0HCR market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

USD

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	UK
Employees	6,000
Employees Change	-1,000%
Employees Change Percent	-14.29
Exchange	London Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Software - Services
Isin	US0185811082
Last refreshed	2026-05-10
Market cap	$2.6B
Price	$85.81
Price currency	USD
Rev Per Employee	333,719.07x
Sector	Technology
Sic	6141
Symbol	lon/0HCR
Website	https://www.breadfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.35%
Forward P/E	7.93x
P/B ratio	1.03x
P/E ratio	6.12x
P/S ratio	1.29x
PE Ratio10 Y	11.95x
PE Ratio3 Y	6.02x
PE Ratio5 Y	5.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$2B
Net Income	$423.3M
Net Income Growth	99.64%
Net Income Growth Q	31.16%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Net Income Growth3 Y	6.1%
Net Income Growth5 Y	3.53%
Pretax Margin	25%
Profit Margin	21.22%
Profit Per Employee	$70,556
Profitable Years	6
ROA	2.51
Roa5y	2.22
ROE	17.52
Roe5y	21.72

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	76.57%
Cagr3y	54.18%
Cagr5y	-1.37%
Div CAGR3	-1.8%
Div CAGR5	0.48%
EPS Growth	118.8
EPS Growth Q	49.32
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	9.19
EPS Growth5 Y	4.63
FCF Growth	21.11%
FCF Growth Q	23.92%
FCF Growth3 Y	7.72%
FCF Growth5 Y	4.23%
OCF Growth	21.11%
OCF Growth Q	23.92%
OCF Growth10 Y	1.9%
OCF Growth3 Y	7.72%
OCF Growth5 Y	3.65%
Revenue Growth	8.14x
Revenue Growth Q	6.08x
Revenue Growth Quarters	2x
Revenue Growth Years	0x
Revenue Growth3 Y	-0.52x
Revenue Growth5 Y	3.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$16.9B
Cash	$2.8B
Debt	$2.9B
Equity	$2.5B
Liabilities	$14.4B
Net Cash	$-182.5M
Net Cash By Market Cap	$-7.05
Net Debt Equity	$0.07
Tangible Book Value	$2B
Tangible Book Value Per Share	$47.99
WACC	4.96

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-8.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.69%
Dividend Growth	-0.25%
Dividend Growth Years	0%
Dividend per share	$0.66
Dividend Years	9
Dividend Yield	0.77%
Ex Div Date	2026-02-27
Last Dividend	$0.17
Payout Frequency	Quarterly
Payout Ratio	7.84%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	76.5%
200-day SMA	69.36
3Y total return	266.59%
50-day SMA	79.06
50-day SMA vs 200-day SMA	50over200
5Y total return	-6.65%
All Time High	261.9
All Time High Change	-67.23%
All Time High Date	2018-01-29
All Time Low	23.39
All Time Low Change	266.94%
All Time Low Date	2023-05-04
ATR	3.09
Beta	1.15
Ch YTD	15.54
High	89.37
High52	99.5
High52 Date	2026-04-23
High52ch	-13.76%
Low	85.81
Low52	48.84
Low52 Date	2025-05-23
Low52ch	77.26%
Ma50ch	8.54%
Price vs 200-day SMA	23.72%
RSI	53.41
RSI Monthly	68.57
RSI Weekly	63.22
Sharpe ratio	1.52x
Sortino ratio	2.53
Total Return	9.45%
Tr YTD	15.89
Tr1m	14.72%
Tr1w	-0.03%
Tr3m	8.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$556.6M
Operating margin	27.8

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39,760,523%
Net Borrowing	-964,570,910
Shares Insiders	1.54%
Shares Institutions	118.2%
Shares Qo Q	-6.09%
Shares Yo Y	-8.69%
Short Ratio	5.02

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	433.05x
Bv Per Share	60.97
Ch1m	14.72
Ch1w	-0.03
Ch1y	73.95
Ch3m	8.37
Ch3y	245.9
Ch5y	-31.9
Ch6m	36.55
Change	-2.69%
Change From Open	-3.98
Close	88.18
Days Gap	1.35
Dollar Volume	257.4
Earnings Date	2026-07-22
EPS	$9.22
F Score	4
Financing CF	-545,259,600
Fiscal Year End	December
Founded	1,995
Graham Number	162.25802
Graham Upside	89.09
Income Tax	$76.5M
Investing CF	-1,321,497,225
Is Primary Listing	0
Last Earnings Date	2026-01-29
Last Report Date	2026-03-31
Lynch Fair Value	$70.13
Lynch Upside	-18.27
Ma150	71.75
Ma150ch	19.59%
Ma20	86.86
Ma20ch	-1.21%
Net CF	-211,288,095
Next Earnings Date	2026-07-22
Open	89.37
P OCF Ratio	1.56
Payment Date	2026-03-16
Position In Range	0
Ppne	82,153,568
Price Date	2026-05-08
Ptbv Ratio	1.31
Relative Volume	0.01x
Revenue	2,002,314,420x
SBC By Revenue	2.19x
Share Based Comp	43,923,690
Tax By Revenue	3.82x
Tax Rate	15.28%
Tr6m	36.97%
Volume	3

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0HCR dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.8%

$0.66 annual per share

Payout ratio

+7.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.5%

0 consecutive years of growth

Total shareholder yield

+9.5%

Next ex-dividend date: 2026-02-27

Performance

LON/0HCR stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0HCR?

Insider, institutional, and short-interest positioning.

Institutional ownership

+118.2%

Share of float held by funds and institutions

Insider ownership

+1.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

LON/0HCR momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.4

Neutral momentum band

Price vs 200-day MA

+23.7%

50/200-day relationship not available

Beta (5Y)

1.15

Moves roughly with the market

Sharpe ratio

1.52

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0HCR

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0HCR stock rating?

lon/0HCR is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0HCR analysis?

The full report lives at /stocks/lon/0HCR/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0HCR?

The latest report frames lon/0HCR around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0HCR page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.