Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

PFIS stock hub

Peoples Financial Services Corp. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

594.1M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

PFIS

In the news

Latest news · PFIS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.8

P25 8.8P50 10.4P75 13.1

Trailing P/E10.1

P25 10.9P50 14.7P75 36.2

ROE11.7

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PFIS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

203

Groups with data

Currency

USD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001056943
Company name	Peoples Financial Services Corp.
Country	United States
Country code	US
Cusip	711040105
Employees	583
Employees Change	45%
Employees Change Percent	8.36
Enterprise value	$671M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US7110401053
Last refreshed	2026-05-10
Market cap	$594.1M
Market cap category	Small-Cap
Price	$59.35
Price currency	USD
Rev Per Employee	326,526.59x
Sector	Financials
Sic	6021
Symbol	PFIS
Website	https://www.psbt.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.92%
EV Earnings	11.39x
EV Sales Forward	3.14x
EV/Sales	3.53x
Forward P/E	8.77x
P/B ratio	1.13x
P/E ratio	10.13x
P/S ratio	3.12x
PE Ratio10 Y	15.42x
PE Ratio3 Y	21.87x
PE Ratio5 Y	16.62x
PS Forward	2.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$190.4M
Net Income	$58.9M
Net Income Growth	194.02%
Net Income Growth Q	-1.75%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Net Income Growth3 Y	17.81%
Net Income Growth5 Y	11.92%
Pretax Margin	38.08%
Profit Margin	30.95%
Profit Per Employee	$101,072
Profitable Years	15
ROA	1.13
Roa5y	0.92
ROE	11.7
Roe5y	9.46

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.09%
Cagr1y	35.84%
Cagr3y	20.02%
Cagr5y	10.71%
Div CAGR10	7.2%
Div CAGR3	15.33%
Div CAGR5	11.22%
EPS Growth	173.3
EPS Growth Q	-1.34
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	5.43
EPS Growth5 Y	4.95
Revenue Growth	37.45x
Revenue Growth Q	8.12x
Revenue Growth Quarters	6x
Revenue Growth Years	2x
Revenue Growth3 Y	20.89x
Revenue Growth5 Y	15.1x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$5.4B
Cash	$328.6M
Debt	$405.5M
Equity	$525.5M
Liabilities	$4.9B
Net Cash	$-76.9M
Net Cash By Market Cap	$-12.95
Net Debt Equity	$0.15
Tangible Book Value	$423.4M
Tangible Book Value Per Share	$42.29
WACC	5

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-4.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-8.04%
Dividend Growth	0.61%
Dividend Growth Years	9%
Dividend per share	$2.5
Dividend Years	25
Dividend Yield	4.21%
Ex Div Date	2026-05-29
Last Dividend	$0.63
Payout Frequency	Quarterly
Payout Ratio	42.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	117.62%
1Y total return	35.81%
200-day SMA	51.45
3Y total return	72.91%
50-day SMA	55.14
50-day SMA vs 200-day SMA	50over200
5Y total return	66.33%
All Time High	59.99
All Time High Change	-1.07%
All Time High Date	2022-06-27
All Time Low	29.01
All Time Low Change	104.58%
All Time Low Date	2020-04-16
ATR	1.87
Beta	0.76
Beta1y	0.62
Beta2y	0.79
Ch YTD	21.84
High	59.68
High52	59.86
High52 Date	2026-05-07
High52ch	-0.85%
Low	58.74
Low52	43.64
Low52 Date	2025-10-31
Low52ch	36%
Ma50ch	7.64%
Price vs 200-day SMA	15.35%
RSI	62.28
RSI Monthly	63.46
RSI Weekly	64.73
Sharpe ratio	1.11x
Sortino ratio	1.9
Total Return	-3.82%
Tr YTD	23.21
Tr1m	5.98%
Tr1w	4.66%
Tr3m	6.94%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Hold
Earnings EPS Estimate	$1.53
Earnings EPS Estimate Growth	1.32
Earnings Revenue Estimate	49,950,000x
Earnings Revenue Estimate Growth	9.05x
Operating Income	$84.2M
Operating margin	44.25
Price target	$56
Price Target Change	$-5.64

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9,165,780%
Float Percent	91.56%
Shares Insiders	8.37%
Shares Institutions	31.1%
Shares Out	10,010,488
Shares Qo Q	-0.53%
Shares Yo Y	8.04%
Short Float	1.47%
Short Ratio	3.04
Short Shares	1.35

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	67,392.05x
Bv Per Share	52.5
Ch10y	52.57
Ch1m	5.98
Ch1w	4.66
Ch1y	29.44
Ch3m	5.76
Ch3y	51.21
Ch5y	36.5
Ch6m	27.77
Change	0.64%
Change From Open	0.76
Close	58.97
Days Gap	-0.12
Dollar Volume	2,913,076.1
Earnings Date	2026-04-30
Earnings Time	amc
EPS	$5.86
F Score	2
Fiscal Year End	December
Founded	1,905
Goodwill	75,986,000
Graham Number	83.19608
Graham Upside	40.18
Income Tax	$13.6M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-16
Lynch Fair Value	$69.87
Lynch Upside	17.72
Ma150	51.72
Ma150ch	14.76%
Ma20	57.54
Ma20ch	3.15%
Next Earnings Date	2026-07-30
Open	58.9
Optionable	No
Payment Date	2026-06-15
Position In Range	64.89
Ppne	79,206,000
Price Date	2026-05-08
Ptbv Ratio	1.4
Relative Volume	0.73x
Revenue	190,365,000x
Tax By Revenue	7.13x
Tax Rate	18.72%
Tr6m	30.84%
Us State	Pennsylvania
Volume	49,083

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PFIS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$2.50 annual per share

Payout ratio

+42.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+11.2%

9 consecutive years of growth

Total shareholder yield

-3.8%

Next ex-dividend date: 2026-05-29

Performance

PFIS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PFIS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+31.1%

Float: +91.6% of shares outstanding

Insider ownership

+8.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

PFIS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

62.3

Neutral momentum band

Price vs 200-day MA

+15.3%

50/200-day relationship not available

Beta (5Y)

0.76

Less volatile than the market

Sharpe ratio

1.11

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

PFIS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	ลดน้ำหนัก
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	ลดน้ำหนัก
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	ลดน้ำหนัก

Questions

About PFIS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current PFIS stock rating?

Peoples Financial Services Corp. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full PFIS analysis?

The full report lives at /stocks/PFIS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for PFIS?

The latest report frames PFIS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the PFIS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.