Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

PNBK stock hub

Patriot National Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

128.8M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

PNBK

In the news

Latest news · PNBK

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/En/a

P25 10.9P50 14.7P75 36.2

ROE-25.7

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PNBK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

USD

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001098146
Company name	Patriot National Bancorp, Inc.
Country	United States
Country code	US
Cusip	70336F203
Employees	107
Employees Change	-22%
Employees Change Percent	-17.05
Enterprise value	$-39.9M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US70336F2039
Last refreshed	2026-05-10
Market cap	$128.8M
Market cap category	Micro-Cap
Price	$1.1
Price currency	USD
Rev Per Employee	262,822.43x
Sector	Financials
Sic	6021
Symbol	PNBK
Website	https://bankpatriot.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-9.87%
FCF yield	-11.14%
P/B ratio	1.34x
P/S ratio	4.58x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$28.1M
Net Income	$-12.7M
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Pretax Margin	-44.99%
Profit Margin	-45.2%
Profit Per Employee	$-118,785
ROA	-1.21
Roa5y	-0.84
ROE	-25.69
Roe5y	-36.04

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-22.3%
Cagr15y	-17.55%
Cagr1y	-69.47%
Cagr20y	-24.15%
Cagr3y	-48.27%
Cagr5y	-34.35%
Div CAGR10	14.87%
EPS Growth Quarters	3
EPS Growth Years	1
Revenue Growth	75.94x
Revenue Growth Quarters	3x
Revenue Growth Years	1x
Revenue Growth3 Y	-7.01x
Revenue Growth5 Y	3.25x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$1.1B
Cash	$186.4M
Debt	$17.7M
Equity	$94.7M
Liabilities	$993.2M
Net Cash	$168.7M
Net Cash By Market Cap	$131
Net Cash Growth	49.46%
Net Debt Equity	$-1.78
Tangible Book Value	$94.6M
Tangible Book Value Per Share	$0.82
WACC	0.71

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-737.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1,831.79%
Dividend per share	$0
Dividend Yield	0%
Last Dividend	$0.01

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-91.97%
1Y total return	-69.44%
200-day SMA	1.42
3Y total return	-86.16%
50-day SMA	1.3
50-day SMA vs 200-day SMA	50under200
5Y total return	-87.8%
All Time High	305
All Time High Change	-99.64%
All Time High Date	2006-08-02
All Time Low	0.9
All Time Low Change	22.22%
All Time Low Date	2025-06-17
ATR	0.08
Beta	-0.63
Beta1y	1.64
Beta2y	0.7
Ch YTD	-39.56
High	1.23
High52	7.47
High52 Date	2025-05-13
High52ch	-85.27%
Low	1.1
Low52	0.9
Low52 Date	2025-06-18
Low52ch	22.22%
Ma50ch	-15.12%
Premarket Change Percent	1.68
Premarket Price	$1.21
Premarket Volume	101
Price vs 200-day SMA	-22.43%
RSI	36.08
RSI Monthly	38.15
RSI Weekly	38.82
Sharpe ratio	-0.53x
Sortino ratio	-0.64
Total Return	-1,831.79%
Tr YTD	-39.56
Tr15y	-94.47%
Tr1m	-16.03%
Tr1w	-6.78%
Tr3m	-26.67%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$-10.9M
Operating margin	-38.81

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	71,094,696%
Float Percent	60.72%
Net Borrowing	-6,046,000
Shares Insiders	24.75%
Shares Institutions	14.91%
Shares Out	117,085,713
Shares Qo Q	15.48%
Shares Yo Y	1,831.79%
Short Float	5.11%
Short Ratio	6.7
Short Shares	3.1

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-19.6M
Average Volume	254,008.45x
Bv Per Share	0.82
CAPEX	$-172,000
Ch10y	-92.02
Ch15y	-94.5
Ch1m	-16.03
Ch1w	-6.78
Ch1y	-69.44
Ch20y	-99.62
Ch3m	-26.67
Ch3y	-86.16
Ch5y	-87.8
Ch6m	-2.65
Change	-7.56%
Change From Open	-7.56
Close	1.19
Days Gap	0
Dollar Volume	427,348.9
Earnings Date	2026-05-22
Earnings Time	amc
EPS	$-0.17
F Score	0
FCF	$-14.3M
FCF EV Yield	35.9x
FCF Per Share	$-0.12
Financing CF	79,212,000
Fiscal Year End	December
Founded	1,999
Income Tax	$59,000
Investing CF	-20,524,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-03-31
Last Report Date	2025-12-31
Last Split Date	2015-03-04
Last Split Type	Reverse
Last10k Filing Date	2026-03-31
Ma150	1.39
Ma150ch	-20.58%
Ma20	1.26
Ma20ch	-12.42%
Net CF	44,517,000
Next Earnings Date	2026-05-22
Open	1.19
Optionable	No
Position In Range	0
Ppne	29,250,000
Pre Close	1.19
Price Date	2026-05-08
Ptbv Ratio	1.36
Relative Volume	1.53x
Revenue	28,122,000x
SBC By Revenue	18.61x
Share Based Comp	5,233,000
Tax By Revenue	0.21x
Tr20y	-99.6%
Tr6m	-2.65%
Us State	Connecticut
Volume	388,499

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PNBK pay a dividend?

Capital-return profile for this ticker.

Performance

PNBK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PNBK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+14.9%

Float: +60.7% of shares outstanding

Insider ownership

+24.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

PNBK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

36.1

Neutral momentum band

Price vs 200-day MA

-22.4%

50/200-day relationship not available

Beta (5Y)

-0.63

Less volatile than the market

Sharpe ratio

-0.53

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

PNBK vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	ลดน้ำหนัก
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	ลดน้ำหนัก
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	ลดน้ำหนัก

Questions

About PNBK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current PNBK stock rating?

Patriot National Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full PNBK analysis?

The full report lives at /stocks/PNBK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for PNBK?

The latest report frames PNBK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the PNBK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.