Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/PR4 stock hub

FRA/PR4 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.6B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/PR4

In the news

Latest news · FRA/PR4

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E18.7

P25 n/aP50 n/aP75 n/a

Trailing P/E19.7

P25 n/aP50 n/aP75 n/a

ROE31.5

P25 n/aP50 n/aP75 n/a

ROIC23.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/PR4 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

193

Groups with data

Currency

NOK

Showing 193 of 193 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	DE
Employees	705
Employees Change	-29%
Employees Change Percent	-3.83
Enterprise value	EUR 3.7B
Exchange	Frankfurt Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 3.6B
Price	EUR 43.12
Price currency	EUR
Rev Per Employee	1,806,929.62x
Sic	6300
Symbol	fra/PR4
Website	https://www.protectorforsikring.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.07%
EV Earnings	20.38x
EV/EBIT	13.16x
EV/EBITDA	12.8x
EV/FCF	29.84x
EV/Sales	2.8x
FCF yield	3.46%
Forward P/E	18.69x
P/B ratio	5.47x
P/E ratio	19.71x
P/S ratio	2.8x
PE Ratio10 Y	12.42x
PE Ratio3 Y	13.89x
PE Ratio5 Y	11.41x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	21.24%
EBITDA Margin	21.54%
FCF margin	9.7%
Gross margin	32.65%
Gross Profit	EUR 415.9M
Net Income	EUR 180.9M
Net Income Growth	10.62%
Net Income Growth Q	-77.94%
Net Income Growth3 Y	4.17%
Net Income Growth5 Y	0.8%
Pretax Margin	19.29%
Profit Margin	14.42%
Profit Per Employee	EUR 256,545
ROA	6.83
Roa5y	6.54
ROCE	27.59
ROE	31.5
Roe5y	35.67
ROIC	23.11
Roic5y	27.59

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	40.06%
Cagr3y	53.11%
Cagr5y	46.37%
Div CAGR3	33.49%
EPS Growth	8.13
EPS Growth Q	-80
EPS Growth3 Y	3.32
EPS Growth5 Y	0.13
FCF Growth3 Y	14.98%
OCF Growth3 Y	16.14%
Revenue Growth	12.48x
Revenue Growth Q	-9.63x
Revenue Growth3 Y	22.42x
Revenue Growth5 Y	19.49x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.51
Assets	EUR 2.5B
Cash	EUR 2.2B
Debt	EUR 208.4M
Debt EBITDA	EUR 0.75
Debt Equity	EUR 0.32
Debt FCF	EUR 1.69
Equity	EUR 651.3M
Interest Coverage	10.81
Liabilities	EUR 1.9B
Net Cash	EUR -116.2M
Net Cash By Market Cap	EUR -3.26
Net Debt EBITDA	EUR 0.42
Net Debt Equity	EUR 0.18
Net Debt FCF	EUR 0.94
Tangible Book Value	EUR 640.6M
Tangible Book Value Per Share	EUR 7.01

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.56
Net Working Capital	EUR 764.2M
Quick ratio	1.46
Working Capital	EUR 856.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-2.53%
Dividend Growth	120.03%
Dividend Growth Years	1%
Dividend per share	EUR 1.69
Dividend Years	6
Dividend Yield	3.91%
Ex Div Date	2026-04-28
Last Dividend	EUR 0.74
Payout Frequency	Quarterly
Payout Ratio	55.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	40.03%
200-day SMA	42.55
3Y total return	259.01%
50-day SMA	43.99
50-day SMA vs 200-day SMA	50over200
5Y total return	571.67%
All Time High	47.95
All Time High Change	-10.07%
All Time High Date	2026-03-18
All Time Low	1.56
All Time Low Change	2,667.65%
All Time Low Date	2020-03-19
ATR	0.73
Ch YTD	-2.11
High	43.12
High52	47.95
High52 Date	2026-03-18
High52ch	-10.07%
Low	42.56
Low52	32.1
Low52 Date	2025-05-08
Low52ch	34.33%
Ma50ch	-1.98%
Price vs 200-day SMA	1.35%
RSI	48.68
RSI Monthly	70.14
RSI Weekly	50.26
Sharpe ratio	1.06x
Sortino ratio	1.82
Total Return	1.38%
Tr YTD	0.68
Tr1m	4.07%
Tr1w	3.21%
Tr3m	-3.62%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 270.6M
Operating margin	21.24

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	73,453,605%
Net Borrowing	31,950,616.7
Shares Insiders	2.19%
Shares Institutions	57.6%
Shares Qo Q	10.52%
Shares Yo Y	2.53%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 123.5M
Average Volume	50.6x
Bv Per Share	7.14
CAPEX	EUR -10.1M
Ch1m	2.33
Ch1w	3.21
Ch1y	34.75
Ch3m	-5.23
Ch3y	220.8
Ch5y	397.3
Ch6m	14.99
Change	0.28%
Change From Open	1.32
Close	43
Days Gap	-1.02
Earnings Date	2026-04-23
EBIT	EUR 270.6M
EBITDA	EUR 274.4M
EPS	EUR 2.14
F Score	6
FCF	EUR 123.5M
FCF EV Yield	3.35x
Financing CF	-91,812,361
Fiscal Year End	December
Founded	2,003
Graham Number	19.6886
Graham Upside	-54.34
Income Tax	EUR 62M
Investing CF	-10,062,849
Is Primary Listing	0
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	EUR 10.94
Lynch Upside	-74.64
Ma150	42.91
Ma150ch	0.48%
Ma20	43.65
Ma20ch	-1.2%
Net CF	29,743,287
Next Earnings Date	2026-07-10
Open	42.56
P FCF Ratio	28.87
P OCF Ratio	26.69
Payment Date	2026-05-07
Position In Range	100
Ppne	36,922,758.7
Price Date	2026-05-08
Price EBITDA	EUR 12.99
Ptbv Ratio	5.57
Relative Volume	1.62x
Revenue	1,273,885,384x
Tax By Revenue	4.87x
Tax Rate	25.23%
Tr6m	18.27%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/PR4 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.9%

$1.69 annual per share

Payout ratio

+55.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

1 consecutive years of growth

Total shareholder yield

+1.4%

Next ex-dividend date: 2026-04-28

Performance

FRA/PR4 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/PR4?

Insider, institutional, and short-interest positioning.

Institutional ownership

+57.6%

Share of float held by funds and institutions

Insider ownership

+2.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.5%

Negative means the company is buying back shares.

Technical

FRA/PR4 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.7

Neutral momentum band

Price vs 200-day MA

+1.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.06

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/PR4

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/PR4 stock rating?

fra/PR4 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/PR4 analysis?

The full report lives at /stocks/fra/PR4/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/PR4?

The latest report frames fra/PR4 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/PR4 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.