AIM/RFX (AIM/RFX)

London Stock Exchange AIM: AIM/RFX · GBX

GBX 631

+3.01 (+0.5%)· Recorded snapshot

Market cap	206.1M
Revenue (ttm)	148.9M
Net income (ttm)	19.7M
EPS (ttm)	GBX 0.59
Shares out	32.7M
P/E (trailing)	10.7x
P/E (forward)	9.4x
Dividend	GBX 0.18 (2.85%)
Volume	73,258
Beta	0.61

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 148.9M
Net income (ttm): 19.7M
EPS (ttm): GBX 0.59
P/E (trailing): 10.7x
P/E (forward): 9.4x
Market cap: 206.1M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.4

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE31.6

P25 n/aP50 n/aP75 n/a

ROIC27.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All AIM/RFX indicators

Market & fundamental data

Available fields

254

Groups with data

Currency

GBP

Showing 254 of 254 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	GBP
Country	United Kingdom
Country code	UK
Earnings date	2027-01-14
Employees	836
Employees change	9
Employees growth	1.09%
Enterprise value	GBX 212.2M
Exchange	London Stock Exchange AIM
Financial currency	GBP
Financial report date	2026-03-31
First seen	2026-05-10
Fiscal year end	September
Founded	1987
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	GB00BDR6V192
Last earnings date	2026-06-03
Last refreshed	2026-10-28
Market cap	GBX 206.1M
Next earnings date	2027-01-14
Price	GBX 631.00
Price currency	GBX
Sector	Financials
SIC code	5944
Stock price date	2026-10-28
Symbol	aim/RFX
Website	https://www.ramsdensplc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.5x
Average P/E ratio (3Y)	8.34x
Average P/E ratio (5Y)	18.73x
Earnings yield	9.34%
EV/Earnings	10.76x
EV/EBIT	7.57x
EV/EBITDA	6.62x
EV/FCF	75.66x
EV/Sales	1.43x
FCF / EV yield	1.32%
FCF yield	1.36%
Forward P/E	9.42x
Graham number	536.33
Graham upside	-15%
Industry forward P/E	7.88x
Industry P/E	8.03x
Lynch fair value	GBX 1,473.64
Lynch upside	133.54%
P/(FCF - SBC) ratio	88.84x
P/(OCF - SBC) ratio	55.5x
P/B ratio	2.94x
P/E ratio	10.7x
P/FCF ratio	73.48x
P/OCF ratio	49.09x
P/S ratio	1.38x
Price / tangible book value	2.97x
Price/EBITDA ratio	6.9x
Sector forward P/E	9.13x
Sector P/E	10.6x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	18.83%
EBITDA margin	20.07%
Effective tax rate	26.41%
FCF margin	1.88%
Gross margin	49.48%
Operating margin	18.83%
Pretax margin	18%
Profit margin	13.25%
Profit per employee	GBX 23,603
Profitable quarters	10
Profitable years	13
Revenue per employee	GBX 178,154
ROA	19.6%
ROA (5Y)	8.3%
ROCE	36.02%
ROE	31.6%
ROE (5Y)	14.37%
ROIC	27.05%
ROIC (5Y)	14.91%
SBC / revenue	0.33%
Tax / revenue	4.76%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	93.32%
EPS growth (Q)	169.85%
EPS growth (QoQ)	64.78%
EPS growth 3Y	35.49%
EPS growth 5Y	36.86%
EPS growth quarters	4
EPS growth years	4
FCF growth	-72.76%
FCF growth (Q)	-51.91%
FCF growth (QoQ)	269.06%
FCF growth 3Y	33.42%
FCF growth 5Y	-20.82%
Gross profit growth	31.48%
Gross profit growth (Q)	47.98%
Gross profit growth 3Y	19.69%
Gross profit growth 5Y	21.04%
Net income growth	99.66%
Net income growth (Q)	176.85%
Net income growth (QoQ)	64.43%
Net income growth 3Y	37.06%
Net income growth 5Y	38.68%
Net income growth quarters	9
Net income growth years	4
OCF growth	-64.9%
OCF growth (Q)	-37.36%
OCF growth (QoQ)	222.01%
OCF growth 3Y	-3.67%
OCF growth 5Y	-16.57%
Operating income growth	90.71%
Operating income growth (Q)	162.52%
Operating income growth 3Y	38.24%
Operating income growth 5Y	50.4%
Revenue growth	43.98%
Revenue growth (Q)	62.28%
Revenue growth (QoQ)	28.4%
Revenue growth 3Y	25.24%
Revenue growth 5Y	27.33%
Revenue growth quarters	9
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	GBX -1.4M
Depreciation and amortization	GBX 1.8M
EBIT	GBX 28M
EBITDA	GBX 29.9M
EPS	GBX 0.59
FCF per share	GBX 0.09
Financing cash flow	GBX -266,000
Free cash flow	GBX 2.8M
Free cash flow minus SBC	GBX 2.3M
Gross profit	GBX 73.7M
Income taxes	GBX 7.1M
Investing cash flow	GBX -1.4M
Net borrowing	GBX 4.9M
Net cash flow	GBX 2.5M
Net income	GBX 19.7M
Operating cash flow minus SBC	GBX 3.7M
Operating income	GBX 28M
Revenue	GBX 148.9M
Stock-based compensation	GBX 485,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	6.12
Book value per share	GBX 2.17
Debt / EBITDA	0.59
Debt / equity	0.27
Debt / FCF	6.73
Interest coverage	31.73
Long-term assets	GBX 18M
Long-term liabilities	GBX 7.7M
Net cash (debt)	GBX -6.1M
Net cash / market cap	-2.97%
Net debt / EBITDA	0.2
Net debt / equity	0.09
Net debt / FCF	2.18
Piotroski F-Score	4
Property, plant and equipment	GBX 17.2M
Shareholders' equity	GBX 70.2M
Tangible book value	GBX 69.4M
Tangible book value per share	GBX 2.14
Total assets	GBX 101.6M
Total cash	GBX 12.8M
Total debt	GBX 18.9M
Total liabilities	GBX 31.4M
WACC	7.27%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.67
Current assets	GBX 83.6M
Current liabilities	GBX 23.7M
Current ratio	3.53
Inventory turnover	1.84
Net working capital	GBX 59.6M
Quick ratio	1.41
Working capital	GBX 59.9M
Working capital turnover	2.87

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-3.26%
Dividend growth	58.73%
Dividend growth (3Y)	27.72%
Dividend growth (5Y)	75.54%
Dividend growth years	4
Dividend payment date	2026-10-09
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	GBX 0.18
Dividend yield	2.85%
Ex-dividend date	2026-09-10
FCF payout ratio	232.9%
Last dividend	GBX 0.09
Payout ratio	22.14%
Shareholder yield	-0.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	GBX 552.34
1D price change	0.48%
1M price change	-1.87%
1M total return	-1.87%
1W price change	-0.16%
1W total return	-0.16%
1Y price change	92.97%
1Y return CAGR	100.7%
1Y total return	100.6%
20-day SMA	GBX 632.45
200-day SMA	GBX 515.87
3M price change	-5.26%
3M total return	-3.94%
3Y price change	204.1%
3Y return CAGR	51.67%
3Y total return	248.97%
50-day SMA	GBX 645.32
50-day SMA vs 200-day SMA	50over200
52-week high	GBX 680.00
52-week high date	2026-07-16
52-week low	GBX 315.00
52-week low date	2025-10-29
5Y price change	294.38%
5Y return CAGR	36.93%
5Y total return	381.22%
6M price change	59.75%
6M total return	61.96%
All-time high	GBX 680.00
All-time high date	2026-07-16
All-time low	GBX 68.00
All-time low date	2020-03-18
Average true range (ATR)	GBX 5.61
Average volume	119K
Beta (1Y)	0.59
Beta (2Y)	0.39
Beta (5Y)	0.61
Change from 52-week high	-7.21%
Change from 52-week low	100.32%
Change from all-time high	-7.21%
Change from all-time low	827.94%
Change from open	-0.47%
Day's gap	0.96%
Dollar volume	GBX 46.2M
High price	GBX 634.00
Low price	GBX 631.00
Monthly RSI	75.57
Open price	GBX 634.00
Position in 52-week range	0%
Previous close	GBX 628.00
Price vs 150-day SMA	14.24%
Price vs 20-day SMA	-0.23%
Price vs 200-day SMA	22.32%
Price vs 50-day SMA	-2.22%
Relative volume	0.62
RSI	37.06
Sharpe ratio	1.61
Sharpe ratio (3Y)	1.17
Sharpe ratio (5Y)	0.96
Sortino ratio	3.89
Sortino ratio (3Y)	2.45
Sortino ratio (5Y)	1.9
Volume	73.3K
Weekly RSI	66.93
YTD price change	68.27%
YTD total return	74.92%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	23.1M
Shares change (QoQ)	-0.37%
Shares change (YoY)	3.26%
Shares held by insiders	14.06%
Shares held by institutions	72.7%
Shares outstanding	32.7M

Deeper analysis on AIM/RFX

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this AIM/RFX report

Is a complete AIM/RFX research report available?

No complete published report is available for aim/RFX (AIM/RFX) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

AIM/RFX (AIM/RFX)

Price

Financial snapshot

Fair-value bridge

Latest news · AIM/RFX

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AIM/RFX indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AIM/RFX

Frequently asked questions