Consumer Discretionary / Specialty RetailUpdated 2026-05-10 22:07 UTC

LON/CARD stock hub

LON/CARD has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

LON/CARDis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

232.4M

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/CARD

In the news

Latest news · LON/CARD

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.2

P25 10.2P50 13P75 17.4

Trailing P/E7.6

P25 11P50 16P75 26.2

ROE8.9

P25 0.4P50 8P75 17.9

ROIC9

P25 3.3P50 7.6P75 13.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/CARD market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

237

Groups with data

Currency

GBP

Showing 237 of 237 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	UK
Employees	9,266
Employees Change	191%
Employees Change Percent	2.1
Enterprise value	GBX 422.1M
Exchange	London Stock Exchange
Financial currency	GBP
First seen	2026-05-10
Industry	Specialty Retail
Isin	GB00BLY2F708
Last refreshed	2026-05-10
Market cap	GBX 232.4M
Price	GBX 67.3
Price currency	GBX
Rev Per Employee	58,568.7x
Sector	Consumer Discretionary
Sic	5940
Symbol	lon/CARD
Website	https://www.cardfactoryinvestors.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.43%
EV Earnings	13.53x
EV/EBIT	6.14x
EV/EBITDA	3.58x
EV/FCF	4.28x
EV/Sales	0.72x
FCF yield	42.43%
Forward P/E	5.18x
P/B ratio	0.66x
P/E ratio	7.56x
P/S ratio	0.4x
PE Ratio10 Y	10.8x
PE Ratio3 Y	7.75x
PE Ratio5 Y	7.82x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.81%
EBITDA Margin	13.83%
FCF margin	16.92%
Gross margin	32.38%
Gross Profit	GBX 188.7M
Gross Profit Growth	-2.43%
Gross Profit Growth Q	-4.03%
Gross Profit Growth3 Y	1.62%
Gross Profit Growth5 Y	1.38%
Net Income	GBX 31.2M
Net Income Growth	-34.73%
Net Income Growth Q	-31.37%
Net Income Growth Years	0%
Net Income Growth3 Y	-8.55%
Net Income Growth5 Y	-9.68%
Pretax Margin	7.53%
Profit Margin	5.35%
Profit Per Employee	GBX 3,136
Profitable Years	5
ROA	6.74
Roa5y	7.02
ROCE	12.64
ROE	8.9
Roe5y	12.44
ROIC	8.99
Roic5y	10.56

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-11.97%
Cagr1y	-25.58%
Cagr3y	-10.04%
Cagr5y	-4.18%
Div CAGR10	-14.34%
Div CAGR3	3.57%
Div CAGR5	-18.95%
EPS Growth	-35.04
EPS Growth Q	-31.5
EPS Growth Years	0
EPS Growth3 Y	-8.95
EPS Growth5 Y	-9.88
FCF Growth	27.23%
FCF Growth Q	8.29%
FCF Growth3 Y	12.58%
FCF Growth5 Y	0.73%
OCF Growth	24.07%
OCF Growth Q	7.88%
OCF Growth10 Y	4.13%
OCF Growth3 Y	9.55%
OCF Growth5 Y	0%
Revenue Growth	7.41x
Revenue Growth Q	8.55x
Revenue Growth Quarters	9x
Revenue Growth Years	5x
Revenue Growth3 Y	3.61x
Revenue Growth5 Y	3.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.91
Assets	GBX 660.9M
Cash	GBX 18.8M
Current Assets	GBX 104.1M
Current Liabilities	GBX 116.4M
Debt	GBX 208.5M
Debt EBITDA	GBX 1.77
Debt Equity	GBX 0.59
Debt FCF	GBX 2.11
Equity	GBX 354.5M
Interest Coverage	4.35
Liabilities	GBX 306.4M
Long Term Assets	GBX 556.8M
Long Term Liabilities	GBX 190M
Net Cash	GBX -189.7M
Net Cash By Market Cap	GBX -81.63
Net Debt EBITDA	GBX 2.35
Net Debt Equity	GBX 0.54
Net Debt FCF	GBX 1.92
Tangible Book Value	GBX -34.3M
Tangible Book Value Per Share	GBX -0.1
WACC	8.4

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.89
Inventory Turnover	6.57
Net Working Capital	GBX 3.2M
Quick ratio	0.38
Working Capital	GBX -12.3M
Working Capital Turnover	GBX -65.11

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.07%
Dividend Growth	4.17%
Dividend Growth Years	0%
Dividend per share	GBX 0.05
Dividend Years	3
Dividend Yield	7.43%
Ex Div Date	2026-05-28
Last Dividend	GBX 0.04
Payout Frequency	Semi-Annual
Payout Ratio	55.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-72.04%
1Y total return	-25.57%
200-day SMA	84.25
3Y total return	-27.21%
50-day SMA	66.13
50-day SMA vs 200-day SMA	50under200
5Y total return	-19.23%
All Time High	401.5
All Time High Change	-83.24%
All Time High Date	2015-09-25
All Time Low	22
All Time Low Change	205.91%
All Time Low Date	2020-03-23
ATR	3.39
Beta	1.25
Beta1y	0.35
Beta2y	0.34
Ch YTD	-0.88
High	68.8
High52	115.7
High52 Date	2025-09-30
High52ch	-41.83%
Low	66
Low52	58.3
Low52 Date	2026-03-31
Low52ch	15.44%
Ma50ch	1.77%
Price vs 200-day SMA	-20.12%
RSI	54.49
RSI Monthly	40.41
RSI Weekly	39.41
Sharpe ratio	-0.71x
Sortino ratio	-0.7
Total Return	7.5%
Tr YTD	-0.88
Tr1m	7.34%
Tr1w	-0.15%
Tr3m	-3.99%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 68.8M
Operating Income Growth	-12.36
Operating Income Growth Q	-16.47
Operating Income Growth3 Y	-0.05
Operating Income Growth5 Y	-1.23
Operating margin	11.81

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	312,581,080%
Net Borrowing	-27,200,000
Shares Insiders	8.59%
Shares Institutions	77.82%
Shares Out	345,322,445
Shares Qo Q	-0.61%
Shares Yo Y	-0.07%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX 96.3M
Average Volume	1,005,262.8x
Bv Per Share	1.02
CAPEX	GBX -11.7M
Ch10y	-81.32
Ch1m	7.34
Ch1w	-0.15
Ch1y	-29.23
Ch3m	-3.99
Ch3y	-34.79
Ch5y	-27.63
Ch6m	-30.97
Change	-0.59%
Change From Open	1.97
Close	67.7
Days Gap	-2.51
Depreciation Amortization	11,800,000
Dollar Volume	32,439,205.7
Earnings Date	2026-04-28
EBIT	GBX 68.8M
EBITDA	GBX 80.6M
EPS	GBX 0.09
F Score	6
FCF	GBX 98.6M
FCF EV Yield	23.36x
FCF Per Share	GBX 0.29
Financing CF	-64,200,000
Fiscal Year End	January
Founded	1,992
Goodwill	329,900,000
Graham Number	142.952
Graham Upside	112.4
Income Tax	GBX 12.7M
Investing CF	-44,800,000
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-01-31
Lynch Fair Value	GBX 44.5
Lynch Upside	-33.88
Ma150	77.79
Ma150ch	-13.48%
Ma20	65.98
Ma20ch	2.01%
Net CF	900,000
Open	66
P FCF Ratio	2.36
P OCF Ratio	2.11
Payment Date	2026-07-03
Position In Range	46.43
Ppne	166,400,000
Price Date	2026-05-08
Price EBITDA	GBX 2.88
Relative Volume	0.49x
Revenue	582,700,000x
SBC By Revenue	0.39x
Share Based Comp	2,300,000
Tax By Revenue	2.18x
Tax Rate	28.93%
Tr6m	-30.97%
Volume	482,009
Z Score	2.16

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/CARD dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.4%

$0.05 annual per share

Payout ratio

+55.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-19.0%

0 consecutive years of growth

Total shareholder yield

+7.5%

Next ex-dividend date: 2026-05-28

Performance

LON/CARD stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/CARD?

Insider, institutional, and short-interest positioning.

Institutional ownership

+77.8%

Share of float held by funds and institutions

Insider ownership

+8.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

LON/CARD momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.5

Neutral momentum band

Price vs 200-day MA

-20.1%

50/200-day relationship not available

Beta (5Y)

1.25

More volatile than the market

Sharpe ratio

-0.71

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/CARD

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/CARD stock rating?

lon/CARD is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/CARD analysis?

The full report lives at /stocks/lon/CARD/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/CARD?

The latest report frames lon/CARD around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/CARD page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.