Financials / Mortgage FinanceUpdated 2026-05-10 22:07 UTC

JSE/FGL stock hub

JSE/FGL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

497.7M

Johannesburg Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

JSE/FGL

In the news

Latest news · JSE/FGL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E5.4

P25 n/aP50 n/aP75 n/a

ROE13.9

P25 n/aP50 n/aP75 n/a

ROIC15.7

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JSE/FGL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

222

Groups with data

Currency

ZAR

Showing 222 of 222 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	ZA
Employees	2,341
Employees Change	131%
Employees Change Percent	5.93
Enterprise value	ZAc 2.6B
Exchange	Johannesburg Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Mortgage Finance
Isin	ZAE000138095
Last refreshed	2026-05-10
Market cap	ZAc 497.7M
Price	ZAc 109
Price currency	ZAc
Rev Per Employee	768,250.75x
Sector	Financials
Sic	6141
Symbol	jse/FGL
Website	https://finbondgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	19.12%
EV Earnings	27.55x
EV/EBIT	4.19x
EV/EBITDA	3.45x
EV/FCF	-17.23x
EV/Sales	1.46x
FCF yield	-30.58%
P/B ratio	0.7x
P/E ratio	5.35x
P/S ratio	0.28x
PE Ratio3 Y	107.44x
PE Ratio5 Y	153.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	34.79%
EBITDA Margin	36.76%
Gross margin	73.06%
Gross Profit	ZAc 1.3B
Gross Profit Growth	8.14%
Gross Profit Growth Q	17.58%
Gross Profit Growth3 Y	7.06%
Gross Profit Growth5 Y	26.85%
Net Income	ZAc 95.2M
Net Income Growth	10,438.32%
Net Income Growth Quarters	2%
Net Income Growth Years	2%
Net Income Growth3 Y	454.88%
Pretax Margin	7.31%
Profit Margin	5.29%
Profit Per Employee	ZAc 40,650
Profitable Years	2
ROA	8.86
Roa5y	3.68
ROCE	13.8
ROE	13.88
Roe5y	-13.81
ROIC	15.65
Roic5y	4.13

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-7.36%
Cagr15y	16.46%
Cagr1y	43.97%
Cagr3y	62.75%
Cagr5y	-2.92%
Div CAGR10	16.06%
Div CAGR3	16.34%
Div CAGR5	57.61%
EPS Growth	12,707.6
EPS Growth Quarters	2
EPS Growth Years	2
EPS Growth3 Y	545.8
Revenue Growth	10.95x
Revenue Growth Q	13.8x
Revenue Growth Quarters	3x
Revenue Growth Years	2x
Revenue Growth3 Y	4.69x
Revenue Growth5 Y	7.32x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	ZAc 0.41
Assets	ZAc 4.6B
Cash	ZAc 1.1B
Current Assets	ZAc 1.9B
Current Liabilities	ZAc 87.3M
Debt	ZAc 3.2B
Debt EBITDA	ZAc 4.2
Debt Equity	ZAc 4.51
Debt FCF	ZAc -20.97
Equity	ZAc 708.1M
Interest Coverage	1.61
Liabilities	ZAc 3.9B
Long Term Assets	ZAc 2.7B
Long Term Liabilities	ZAc 3.8B
Net Cash	ZAc -2.1B
Net Cash By Market Cap	ZAc -427
Net Debt EBITDA	ZAc 3.21
Net Debt Equity	ZAc 3
Tangible Book Value	ZAc 375.8M
Tangible Book Value Per Share	ZAc 0.79
WACC	8.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	22.31
Net Working Capital	ZAc 793M
Quick ratio	22.31
Working Capital	ZAc 1.9B
Working Capital Turnover	ZAc 1.03

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	17.71%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	ZAc 0.11
Dividend Years	1
Dividend Yield	10.1%
Ex Div Date	2025-11-19
Last Dividend	ZAc 0.06

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-53.43%
1Y total return	43.93%
200-day SMA	114.8
3Y total return	331.26%
50-day SMA	111.8
50-day SMA vs 200-day SMA	50under200
5Y total return	-13.75%
All Time High	610
All Time High Change	-82.13%
All Time High Date	2018-12-28
All Time Low	6
All Time Low Change	1,716.67%
All Time Low Date	2012-05-09
ATR	5.08
Beta	1.18
Beta1y	-0.03
Beta2y	0.07
Ch YTD	-12.8
High	110
High52	145
High52 Date	2025-11-05
High52ch	-24.83%
Low	109
Low52	72
Low52 Date	2025-05-23
Low52ch	51.39%
Ma50ch	-2.52%
Price vs 200-day SMA	-5.09%
RSI	50.09
RSI Monthly	58.4
RSI Weekly	46.58
Sharpe ratio	0.81x
Sortino ratio	1.31
Total Return	27.81%
Tr YTD	-12.8
Tr15y	883.38%
Tr1m	-3.54%
Tr1w	0.93%
Tr3m	-9.17%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAc 625.7M
Operating Income Growth	14.63
Operating Income Growth Q	33.34
Operating Income Growth3 Y	10.56
Operating Income Growth5 Y	35.65
Operating margin	34.79

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	79,848,815%
Net Borrowing	180,660,000
Shares Insiders	9.24%
Shares Institutions	45.41%
Shares Out	456,601,384
Shares Qo Q	4.68%
Shares Yo Y	-17.71%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAc -153.8M
Average Volume	104,789.4x
Bv Per Share	1.49
CAPEX	ZAc -41.9M
Ch10y	-65.94
Ch15y	581.3
Ch1m	-3.54
Ch1w	0.93
Ch1y	37.98
Ch3m	-9.17
Ch3y	263.3
Ch5y	-27.33
Ch6m	-14.17
Change	0%
Change From Open	-0.91
Close	109
Days Gap	0.92
Depreciation Amortization	35,299,500
Dollar Volume	23,009,137
Earnings Date	2026-05-29
EBIT	ZAc 625.7M
EBITDA	ZAc 661M
EPS	ZAc 0.2
F Score	5
FCF	ZAc -152.2M
FCF EV Yield	-5.81x
FCF Per Share	ZAc -0.33
Financing CF	176,896,000
Fiscal Year End	February
Founded	2,001
Goodwill	314,867,000
Graham Number	2.61268
Graham Upside	-97.6
Income Tax	ZAc 38.3M
Investing CF	36,338,000
Is Primary Listing	1
Last Earnings Date	2026-01-29
Last Report Date	2025-08-31
Lynch Fair Value	ZAc 5.09
Lynch Upside	-95.33
Ma150	117.3
Ma150ch	-7.06%
Ma20	107.8
Ma20ch	1.16%
Net CF	101,241,000
Next Earnings Date	2026-05-29
Open	110
Payment Date	2025-11-24
Position In Range	0
Ppne	378,586,000
Price Date	2026-05-08
Price EBITDA	ZAc 0.75
Ptbv Ratio	1.32
Relative Volume	2.07x
Revenue	1,798,475,000x
SBC By Revenue	0.09x
Share Based Comp	1,572,000
Tax By Revenue	2.13x
Tax Rate	29.16%
Tr6m	-10.47%
Volume	211,093
Z Score	1.23

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JSE/FGL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+10.1%

$0.11 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+57.6%

1 consecutive years of growth

Total shareholder yield

+27.8%

Next ex-dividend date: 2025-11-19

Performance

JSE/FGL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JSE/FGL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+45.4%

Share of float held by funds and institutions

Insider ownership

+9.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-17.7%

Negative means the company is buying back shares.

Technical

JSE/FGL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.1

Neutral momentum band

Price vs 200-day MA

-5.1%

50/200-day relationship not available

Beta (5Y)

1.18

Moves roughly with the market

Sharpe ratio

0.81

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About JSE/FGL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current jse/FGL stock rating?

jse/FGL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full jse/FGL analysis?

The full report lives at /stocks/jse/FGL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for jse/FGL?

The latest report frames jse/FGL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the jse/FGL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.