Financials / Insurance - SpecialtyUpdated 2026-05-10 22:07 UTC

NMIH stock hub

NMI Holdings, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

NMIH

In the news

Latest news · NMIH

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.5

P25 8.8P50 10.4P75 13.1

Trailing P/E7.9

P25 10.9P50 14.7P75 36.2

ROE15.6

P25 4.9P50 10.4P75 15

ROIC13.4

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NMIH market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

242

Groups with data

Currency

USD

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001547903
Company name	NMI Holdings, Inc.
Country	United States
Country code	US
Cusip	629209305
Employees	225
Employees Change	-5%
Employees Change Percent	-2.17
Enterprise value	$3.3B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Specialty
IPO Date	2013-11-08
Isin	US6292093050
Last refreshed	2026-05-10
Market cap	$3B
Market cap category	Mid-Cap
Price	$38.87
Price currency	USD
Rev Per Employee	3,185,195.56x
Sector	Financials
Sic	6351
Symbol	NMIH
Website	https://www.nationalmi.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.06%
EV Earnings	8.58x
EV Sales Forward	5.08x
EV/EBIT	6.34x
EV/EBITDA	6.21x
EV/FCF	7.73x
EV/Sales	4.62x
FCF yield	14.5%
Forward P/E	7.47x
P/B ratio	1.12x
P/E ratio	7.9x
P/S ratio	4.12x
PE Ratio10 Y	10.79x
PE Ratio3 Y	7.84x
PE Ratio5 Y	7.59x
PEG ratio	1.18x
PS Forward	4.53x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	72.82%
EBITDA Margin	74.33%
FCF margin	59.73%
Gross margin	76.01%
Gross Profit	$544.8M
Net Income	$385.7M
Net Income Growth	3.23%
Net Income Growth Q	-3.15%
Net Income Growth Years	5%
Net Income Growth3 Y	8.78%
Net Income Growth5 Y	18.34%
Pretax Margin	68.84%
Profit Margin	53.82%
Profit Per Employee	$1.7M
Profitable Years	10
ROA	8.86
Roa5y	9.72
ROCE	14.7
ROE	15.57
Roe5y	17.19
ROIC	13.43
Roic5y	15.17

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.83%
Cagr1y	1.65%
Cagr3y	18.01%
Cagr5y	10.22%
EPS Growth	6.26
EPS Growth Years	5
EPS Growth3 Y	11.96
EPS Growth5 Y	19.46
FCF Growth	13.62%
FCF Growth Q	15.63%
FCF Growth3 Y	11.02%
FCF Growth5 Y	9.09%
OCF Growth	13.33%
OCF Growth Q	14.77%
OCF Growth10 Y	24.19%
OCF Growth3 Y	10.38%
OCF Growth5 Y	8.39%
Revenue Growth	7.29x
Revenue Growth Q	5.9x
Revenue Growth Quarters	51x
Revenue Growth Years	13x
Revenue Growth3 Y	10.4x
Revenue Growth5 Y	10.21x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.19
Assets	$3.9B
Cash	$96.1M
Debt	$425.6M
Debt EBITDA	$0.8
Debt Equity	$0.16
Debt FCF	$0.99
Equity	$2.6B
Interest Coverage	18.32
Liabilities	$1.3B
Net Cash	$-354.9M
Net Cash By Market Cap	$-12.02
Net Debt EBITDA	$0.67
Net Debt Equity	$0.13
Net Debt FCF	$0.83
Tangible Book Value	$2.6B
Tangible Book Value Per Share	$34.52
WACC	7.23

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.81
Net Working Capital	$222.2M
Quick ratio	0.51
Working Capital	$292.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.83%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	510.2%
1Y total return	1.65%
200-day SMA	38.55
3Y total return	64.36%
50-day SMA	38.52
50-day SMA vs 200-day SMA	50under200
5Y total return	62.64%
All Time High	43.2
All Time High Change	-10.02%
All Time High Date	2025-07-03
All Time Low	4.19
All Time Low Change	827.68%
All Time Low Date	2016-02-09
ATR	1.07
Beta	0.59
Beta1y	0.64
Beta2y	0.6
Ch YTD	-4.71
High	39.18
High52	43.2
High52 Date	2025-07-03
High52ch	-10.02%
Low	38.66
Low52	34.84
Low52 Date	2025-11-05
Low52ch	11.57%
Ma50ch	0.92%
Premarket Change Percent	0.86
Premarket Price	$38.91
Premarket Volume	500
Price vs 200-day SMA	0.82%
RSI	49.47
RSI Monthly	55.28
RSI Weekly	50.68
Sharpe ratio	0.02x
Sortino ratio	0.25
Total Return	2.83%
Tr YTD	-4.71
Tr1m	1.81%
Tr1w	4.46%
Tr3m	-5.31%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	4
Analyst Count Top	2
Analyst Price Target Top	$44.5
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1.23
Earnings EPS Estimate Growth	-3.91
Earnings Revenue Estimate	182,777,016x
Earnings Revenue Estimate Growth	5.5x
Operating Income	$521.9M
Operating margin	72.82
Price target	$42.25
Price Target Change	$8.7
Price Target Change Top	$14.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	74,568,465%
Float Percent	98.15%
Shares Insiders	1.8%
Shares Institutions	98.29%
Shares Out	75,971,891
Shares Qo Q	-0.99%
Shares Yo Y	-2.83%
Short Float	2.58%
Short Ratio	4.47
Short Shares	2.53

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$407.7M
Average Volume	523,215.35x
Bv Per Share	34.57
CAPEX	$-6.2M
Ch10y	510.2
Ch1m	1.81
Ch1w	4.46
Ch1y	1.65
Ch3m	-5.31
Ch3y	64.36
Ch5y	62.64
Ch6m	6.06
Change	0.75%
Change From Open	0.15
Close	38.58
Days Gap	0.6
Dollar Volume	11,051,557.3
Earnings Date	2026-04-30
Earnings Time	amc
EBIT	$521.9M
EBITDA	$532.7M
EPS	$4.92
F Score	4
FCF	$428.1M
FCF EV Yield	12.94x
FCF Per Share	$5.63
Financing CF	-121,052,000
Fiscal Year End	December
Founded	2,011
Graham Number	61.85153
Graham Upside	59.12
Income Tax	$107.7M
Investing CF	-316,717,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-12
Lynch Fair Value	$90.2
Lynch Upside	132.1
Ma150	38.42
Ma150ch	1.17%
Ma20	39.43
Ma20ch	-1.42%
Net CF	-3,530,000
Next Earnings Date	2026-07-28
Open	38.81
Optionable	Yes
P FCF Ratio	6.9
P OCF Ratio	6.8
Position In Range	40.38
Ppne	20,887,000
Pre Close	38.58
Price Date	2026-05-08
Price EBITDA	$5.54
Ptbv Ratio	1.12
Relative Volume	0.54x
Revenue	716,669,000x
SBC By Revenue	2.84x
Share Based Comp	20,365,000
Tax By Revenue	15.02x
Tax Rate	21.82%
Tr6m	6.06%
Us State	California
Volume	284,321

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does NMIH pay a dividend?

Capital-return profile for this ticker.

Performance

NMIH stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NMIH?

Insider, institutional, and short-interest positioning.

Institutional ownership

+98.3%

Float: +98.2% of shares outstanding

Insider ownership

+1.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

NMIH momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.5

Neutral momentum band

Price vs 200-day MA

+0.8%

50/200-day relationship not available

Beta (5Y)

0.59

Less volatile than the market

Sharpe ratio

0.02

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

NMIH vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Azalt
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Azalt
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Azalt

Questions

About NMIH

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NMIH stock rating?

NMI Holdings, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NMIH analysis?

The full report lives at /stocks/NMIH/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NMIH?

The latest report frames NMIH around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NMIH page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.